
362 OLIVER DRIVE, NEW SMYRNA BEACH, FL, 32168
Active68 days on marketListed Aug 31, 2026MLS #V4951016
About this home
362 OLIVER DRIVE
Welcome to 362 Oliver Drive, where modern finishes, a spacious split-bedroom floor plan and the freedom of no HOA come together in a beautifully completed, move-in-ready home. Step inside this four-bedroom, two-bath residence and discover a bright, open interior designed for comfortable everyday living and effortless entertaining. High ceilings, recessed lighting and wood-look luxury vinyl plank flooring create a clean, cohesive feel throughout the main living areas. The open kitchen serves as the heart of the home, featuring an oversized island with generous seating, polished solid-surface countertops, a tile backsplash, two-tone cabinetry and a coordinated appliance package. The kitchen flows seamlessly into the dining and living areas, creating an inviting gathering space for everything from relaxed evenings to weekend entertaining. Sliding glass doors extend the living area to a covered rear patio overlooking the spacious backyard, offering plenty of room to relax, garden or personalize the outdoor setting. The split-bedroom design provides added privacy, with the primary suite positioned on its own side of the home. This comfortable retreat includes a large walk-in closet and an ensuite bathroom with dual sinks and a beautifully tiled walk-in shower featuring a clear-glass enclosure, built-in niche and corner shelving. Three additional bedrooms and a second full bathroom provide flexible space for guests, a home office, hobbies or everyday needs. A dedicated interior laundry room adds even more convenience. Built high and dry on a sturdy block stem-wall foundation, the home’s finished floor sits approximately two feet above the adjacent road elevation according to the property survey. The property is located in FEMA Flood Zone X, where flood insurance is not currently required by most lenders. Buyers should confirm individual lender and insurance requirements. Additional exterior highlights include an attached two-car garage, an extended driveway, gutters, a covered front porch, a covered rear patio and a generous backyard ready for the next owner’s vision. With no HOA, there are no monthly association fees or association approval requirements. The location offers convenient access to SR 44 and I-95, along with nearby shopping, dining and the distinctive restaurants, boutiques and entertainment found along Canal Street and Flagler Avenue. New Smyrna Beach’s shoreline and recreational opportunities are also just a drive away. If you have been searching for a four-bedroom home with modern finishes, an open layout, elevated stem-wall construction, abundant outdoor potential and no HOA, 362 Oliver Drive deserves a closer look. Schedule your showing and experience everything this thoughtfully designed home has to offer.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,928
Sqft
0.22 ac
Lot size
2
Garage
2025
Year built
One
Levels
$246
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,705 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,705/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.6%
$/sqft vs New Smyrna Beach actives
$246 vs $363
Days on market
68 vs 80 typical
Where $246/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
31,847
Median age
54.8
Median income
$77,083
Median home value
$358,500
Avg household
2.13
Households w/ children
2,855
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$438K → $478K
New Smyrna Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 362 OLIVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$484,000
407 PALM DRIVE · same community
4 bd · 2 ba · 1,928 sqft · $251/sqft · 94 DOM
Sold · Mar ’26$479,999
402 OLIVER DRIVE
4 bd · 2 ba · 1,927 sqft · $249/sqft · 34 DOM
Sold · Nov ’25$650,000
1010 BOLTON ROAD
3 bd · 2 ba · 1,889 sqft · $344/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 362 OLIVER DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 362 OLIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
362 OLIVER DRIVE FAQs
What would the monthly payment be for 362 OLIVER DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,705/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 362 OLIVER DRIVE?+
The most recent tax bill on record (2025) was $987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 362 OLIVER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $473,900, this home is listed about 14% below the New Smyrna Beach median of $549,700. The market section on this page shows how the area is trending.
Which schools are assigned to 362 OLIVER DRIVE?+
New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$473,900 runs 25% above the NEW SMYRNA BEACH 32168 median — but at 1,928 sqft it's also 17% larger than the typical New Smyrna Beach listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $479,900, now $473,900 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Stacey Mathews-Johnson. MLS #V4951016.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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