CENTURY 21 Edge
$449,9004 bd2.5 ba2,323 sqft$194 /sqft≈$3,672 /mo all-in ↓

104 RIDGEWAY BOULEVARD, DELAND, FL, 32724

Active37 days on marketListed Sep 5, 2026MLS #V4951033

Single Family ResidenceVICTORIA PARK SOUTHWEST INCREMENT

About this home

104 RIDGEWAY BOULEVARD

There’s something wonderfully inviting about this Victoria Hills home located on a golf course lot. Pristine, beautifully maintained, and filled with warmth, it’s the kind of home that feels comfortable from the moment you walk through the door. Set along the 3rd hole of the Victoria Park Golf Course, this 4-bedroom, 2.5-bath home combines a peaceful setting with thoughtful, beautifully coordinated interiors. The seller has a true designer’s eye, and every room reflects it—from the carefully chosen finishes to the little details that make the home feel polished without ever feeling formal. The living room and kitchen areas of the home are especially welcoming, with newer, gorgeous granite countertops and beautiful style throughout. The updated second-bath vanity and the primary bath vanity, painted a beautiful, warm green, add personality and charm. Upstairs, all four bedrooms create a natural separation between everyday living and quiet retreat, with a primary suite that includes California Closet-style organization. And then there’s the screened porch—a favorite spot to slow down, enjoy your morning coffee, or unwind at the end of the day while taking in the peek-a-boo golf-course view. The backyard, framed by mature trees and thoughtful landscaping create a natural sense of privacy and protection while still leaving just enough of a view to enjoy the beauty of the golf course beyond. The classic black iron fencing adds to the sense of privacy and serenity. Practical updates make this home even easier to love, including a NEWER ROOF that is just three years old and a NEWER A/C. One bay of the three-car garage has also been thoughtfully enclosed, creating a versatile space that can be whatever you need it to be—a home office, music room, homeschool space, workout room, or creative retreat. Beautifully cared for, wonderfully cozy, and overlooking the 3rd hole, this is more than a house that checks the boxes—it’s a home that feels good to come home to.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,323

Sqft

0.17 ac

Lot size

2

Garage

2004

Year built

Two

Levels

$194

Per sqft

Inside

FlooringCarpet · Tile · Vinyl
AppliancesCooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ExteriorPrivate Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$215/mo
Taxes (2025)$5,395/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Fitness Center · Golf · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,672 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$450
HOA fee — from the listing$215
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,747
Interest rate6.00%
Loan term

Estimated payment

$3,672/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$450
HOA / condo fee$215
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$382KedgeAI estimate $442,007 · range $398K–$478K$497K

vs edgeAI estimate

+1.8%

$/sqft vs Deland actives

$194 vs $206

Days on market

37 vs 56 typical

Where $194/sqft sits among the 400 Deland actives

78
99 · this home
85
66
33
39
$147–172$172–198$198–223$223–249$249–274$274+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Victoria Park Southwest

Drive times from this address

Downtown Orlando≈ 39 min
Universal Orlando≈ 51 min
Orlando Int’l Airport (MCO)≈ 58 min
Walt Disney World≈ 63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

Victoria Park Southwest — neighborhood snapshot

Population

2,227

Median age

42

Median income

$112,180

Median home value

$404,900

Avg household

3

Households w/ children

321

For the school run

Volusia County School District

ElementaryFreedom Elementary School★★★★★
MiddleDeland Middle School★★★★★
HighDeland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$335K → $350K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

242 of 400

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

Sep 5, 2026Listed at $449,900 · 37 days on market since
2004Built · VICTORIA PARK SOUTHWEST INCREMENT

Reality check

What actually sold near 104 RIDGEWAY BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

110 CURRY RISE COURTSold · Feb ’26

$555,000

110 CURRY RISE COURT · same community

3 bd · 2.5 ba · 2,349 sqft · $236/sqft · 3 DOM

107 CURRY RISE COURTSold · Jun ’26

$410,000

107 CURRY RISE COURT · same community

3 bd · 2 ba · 2,208 sqft · $186/sqft · 14 DOM

406 RIDGEWAY BOULEVARDSold · Mar ’26

$450,000

406 RIDGEWAY BOULEVARD · same community

4 bd · 2 ba · 2,080 sqft · $216/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 104 RIDGEWAY BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 104 RIDGEWAY BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

104 RIDGEWAY BOULEVARD FAQs

What would the monthly payment be for 104 RIDGEWAY BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,672/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 104 RIDGEWAY BOULEVARD?+

The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 104 RIDGEWAY BOULEVARD?+

The most recent tax bill on record (2025) was $5,395. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 104 RIDGEWAY BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $449,900, this home is listed about 20% above the Deland median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 104 RIDGEWAY BOULEVARD?+

Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Bonnie Hoffmann. MLS #V4951033.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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