CENTURY 21 Edge
$925,0004 bd4 ba3,440 sqft$269 /sqft$5,957 /mo all-in ↓

318 N RIVERSIDE DRIVE, EDGEWATER, FL, 32132

Active2 days on marketListed Sep 18, 2026MLS #V4951133

Single Family ResidenceHIGHLAND SHORES SEC 03

About this home

318 N RIVERSIDE DRIVE

Set on nearly half an acre in a non HOA area along coveted Riverside Dr, this property is fully fenced with beautiful river views. This spacious two-story home offers a rare combination of flexibility, space, and location. Designed with multi-generational living in mind, the property features 4 bedrooms, 4 bathrooms, plus additional bonus rooms that can adapt to a variety of needs; from guest accommodations, home office, mother in law/rental potential and more. Enjoy the Florida lifestyle from the expansive deck overlooking the river views, also where you can watch fireworks on July 4. The home is elevated on a hill, above the flood plain (X flood zone) eliminating flood concerns. Zoned to allow full-time residential use as well as short-term rentals, the possibilities are extensive for homeowners, multi-generational families, second-home buyers, or investors seeking income potential. Located on the first floor, you'll discover 2 primary suites on either end of the home, two large living areas, plus bedrooms, bathrooms and flex rooms in between. The second floor has a huge open room with closet and bathroom that could easily make an in law suite or rental income. There is an enormous walk in attic with balcony and windows, which could also be finished for more living space. New architectural roof was installed in 2018, as well as new AC in 2018 and 2025 (2 ACs). New windows and doors in 2023. Water heater 2025. This home is move in ready and priced aggressively. Listing Agent is the owner.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,440

Sqft

0.4 ac

Lot size

1

Garage

1959

Year built

Two

Levels

$269

Per sqft

FireplaceCity & Trees/Woods & Water view

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Stucco
FoundationSlab
ViewCity · Trees/Woods · Water
FacesEast
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,506/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Available · Public · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,957 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property tax — 2025 actual bill$459
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,500
Interest rate6.00%
Loan term

Estimated payment

$5,957/mo

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property taxes (actual bill)$459
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Edgewater actives

$269 vs $202

Days on market

2 vs 47 typical

Where $269/sqft sits among the 155 Edgewater actives

46
62
20 · this home
7
8
12
$147–189$189–230$230–272$272–313$313–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Edgewater

Drive times from this address

Downtown Orlando67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Edgewater. See the full Edgewater guide →

EDGEWATER 32132 — neighborhood snapshot

Population

8,132

Median age

57

Median income

$53,860

Median home value

$234,900

Avg household

2.14

Households w/ children

525

For the school run

Volusia County School District

ElementaryEdgewater Public School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Edgewater market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$280K$307K

Edgewater median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

80 of 155

Edgewater actives have cut their price

Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 171% above the EDGEWATER 32132 median. See the full Edgewater market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $925,000 · 2 days on market since
1959Built · HIGHLAND SHORES SEC 03

Reality check

What actually sold near 318 N RIVERSIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1110 S RIVERSIDE DRIVESold · Jan ’26

$3,500,000

1110 S RIVERSIDE DRIVE

5 bd · 4.5 ba · 3,566 sqft · $981/sqft · 0 DOM

1012 S RIVERSIDE DRIVESold · Mar ’26

$1,075,000

1012 S RIVERSIDE DRIVE

4 bd · 4 ba · 3,216 sqft · $334/sqft · 86 DOM

1205 S RIVERSIDE DRIVESold · Aug ’26

$1,300,000

1205 S RIVERSIDE DRIVE

4 bd · 3 ba · 2,979 sqft · $436/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 318 N RIVERSIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 318 N RIVERSIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

318 N RIVERSIDE DRIVE FAQs

What would the monthly payment be for 318 N RIVERSIDE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,957/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 318 N RIVERSIDE DRIVE?+

The most recent tax bill on record (2025) was $5,506. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 318 N RIVERSIDE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Edgewater?+

At $925,000, this home is listed about 185% above the Edgewater median of $324,900. The market section on this page shows how the area is trending.

Which schools are assigned to 318 N RIVERSIDE DRIVE?+

Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$925,000 runs 171% above the EDGEWATER 32132 median — but at 3,440 sqft it's also nearly twice the size of the typical Edgewater listing.

02City & Trees/Woods & Water views

The city and trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 2 days on market in a Edgewater market that averages 47 — if it fits, move quickly.

Listing courtesy of VOLUSIA COUNTY GUIDE · Lindsey Huntington. MLS #V4951133.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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