345 TERRACE HILL BOULEVARD UNIT 3E, DEBARY, FL, 32713
Active12 days on marketListed Sep 30, 2026MLS #V4951363
About this home
345 TERRACE HILL BOULEVARD UNIT 3E
Virtually Staged. Move right into this freshly painted 2-bedroom, 1.5-bath patio home in the desirable Terrace Hill community of DeBary. This single-story condo offers 1,098 sq ft of comfortable living space with a functional layout, wood-look flooring throughout the main living areas and bedrooms, and solid concrete block construction. While the kitchen and baths retain their original character, the home has been well maintained and is move-in ready — a great opportunity to add your own updates and build instant equity. Enjoy low-maintenance patio-home living in a quiet, established community just minutes from I-4, shopping, dining, and the SunRail station. Don't miss this affordable opportunity in a prime DeBary location!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,098
Sqft
0.02 ac
Lot size
1985
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,623 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,623/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
$/sqft vs Debary actives
$150 vs $203
Days on market
12 vs 60 typical
Where $150/sqft sits among the 120 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Debary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
DEBARY 32713 — neighborhood snapshot
Population
22,639
Median age
46.6
Median income
$87,354
Median home value
$306,800
Avg household
2.38
Households w/ children
2,294
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $386K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
66 of 120
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 345 TERRACE HILL BOULEVARD UNIT 3E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$160,000
2763 LIGHTHOUSE COVE ROAD UNIT 6-204
3 bd · 2 ba · 1,168 sqft · $137/sqft · 136 DOM
Sold · Jan ’26$290,000
36 MARIGOLD LANE
3 bd · 2 ba · 1,184 sqft · $245/sqft · 53 DOM
Sold · Aug ’26$279,000
59 FAIRWAY DRIVE UNIT 59
3 bd · 2 ba · 1,230 sqft · $227/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 345 TERRACE HILL BOULEVARD UNIT 3E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 345 TERRACE HILL BOULEVARD UNIT 3E — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
345 TERRACE HILL BOULEVARD UNIT 3E FAQs
What would the monthly payment be for 345 TERRACE HILL BOULEVARD UNIT 3E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,623/mo — principal and interest, the actual property-tax bill, the $375/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 345 TERRACE HILL BOULEVARD UNIT 3E?+
The association fee works out to $375 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 345 TERRACE HILL BOULEVARD UNIT 3E?+
The most recent tax bill on record (2025) was $530. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 345 TERRACE HILL BOULEVARD UNIT 3E?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $164,900, this home is listed about 56% below the Debary median of $375,995. The market section on this page shows how the area is trending.
Which schools are assigned to 345 TERRACE HILL BOULEVARD UNIT 3E?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GLORY INTL. REAL ESTATE CO · Kimberly Mallory. MLS #V4951363.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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