45631 PENNSYLVANIA STREET, PAISLEY, FL, 32767
Active13 days on marketListed Sep 29, 2026MLS #V4951477
About this home
45631 PENNSYLVANIA STREET
Virtually Staged. HANDYMAN SPECIAL! Great Large lot (.45 acres). 2 bedroom 1 full bathroom. Just under 1000 sq ft. Come make this home your own and enjoy the spacious property.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
988
Sqft
0.46 ac
Lot size
1966
Year built
Two
Levels
$80
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$782 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$782/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.2%
$/sqft vs Paisley actives
$80 vs $182
Days on market
13 vs 70 typical
Where $80/sqft sits among the 21 Paisley actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paisley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Paisley. See the full Paisley guide →
PAISLEY 32767 — neighborhood snapshot
Population
2,839
Median age
49.5
Median income
$64,772
Median home value
$140,000
Avg household
2.79
Households w/ children
304
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Paisley market
$172K → $223K
Paisley median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
15 of 21
Paisley actives have cut their price
Median sold price, Paisley, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 45631 PENNSYLVANIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$212,000
27834 VEVA AVENUE · same community
2 bd · 2 ba · 1,152 sqft · $184/sqft · 42 DOM
Sold · Jul ’26$249,000
27834 VEVA AVENUE · same community
2 bd · 2 ba · 1,152 sqft · $216/sqft · 93 DOM
Sold · Jun ’26$170,000
27614 JEAN AVENUE · same community
2 bd · 1 ba · 720 sqft · $236/sqft · 162 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 45631 PENNSYLVANIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45631 PENNSYLVANIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
45631 PENNSYLVANIA STREET FAQs
What would the monthly payment be for 45631 PENNSYLVANIA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $782/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 45631 PENNSYLVANIA STREET?+
The most recent tax bill on record (2025) was $1,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 45631 PENNSYLVANIA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Paisley?+
At $79,000, this home is listed about 70% below the Paisley median of $265,450. The market section on this page shows how the area is trending.
Which schools are assigned to 45631 PENNSYLVANIA STREET?+
Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEE REALTY CORP · Brenda Ortiz. MLS #V4951477.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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