102 WESTCOTT LANE, DELAND, FL, 32724
Active17 days on marketListed Sep 25, 2026MLS #V4951488
About this home
102 WESTCOTT LANE
Meticulously maintained and thoughtfully customized Victoria Gardens home, is truly exceptional with a "one of kind" Customized 3-bedroom, 2-bath St. Joe "Brown" floor plan offers comfort, style, and a maintenance-free lifestyle. Located in this desirable gated 55+ community, the home welcomes you with a spacious front porch and features a desirable split-bedroom layout, crown molding throughout, beautiful wide-plank laminate flooring, and a two-car garage. The professionally remodeled kitchen is a true standout, featuring luxury GE Café stainless steel appliances, classic 42-inch Shenandoah cabinetry, soft-close doors and drawers, granite countertops, a custom backsplash, under- and above-cabinet lighting, crown molding, and convenient organizer in the corner cabinets. A large custom pantry, built using matching cabinetry and outfitted with pull-out shelving, expands the kitchen’s storage and functionality. The home offers both a generous size formal dining room ( that could be a great home office) and a spacious kitchen dining area, providing plenty of room for entertaining. The large primary suite includes an updated bathroom with solid surface countertops, linen closet, and spacious glass-enclosed walk-in shower. Enjoy quiet mornings or relaxing evenings on the covered, screened-in back porch overlooking the peaceful backyard, mature hedges, and privacy landscaping. The indoor laundry room includes a utility sink, storage cabinets, washer, and dryer. Additional features include double-pane windows installed in 2023, Roof installed in 2019, HVAC system and whole-home water softener installed in 2018, garage ceiling storage rack great for storing extra items! Victoria Gardens residents enjoy access to a resort style clubhouse, tennis & Pickle ball courts and fitness center. The association fee includes lawn care, cable television, high-speed internet, reclaimed-water irrigation, and access to community amenities. The seller is also open to discussing the inclusion of the furniture, making this a wonderful turnkey option for a full-time residence or second home. Just a short drive to Award winning Downtown DeLand.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,005
Sqft
0.17 ac
Lot size
2
Garage
2004
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,527 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,527/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.1%
$/sqft vs Deland actives
$209 vs $205
Days on market
17 vs 56 typical
Where $209/sqft sits among the 400 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cresswind Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Cresswind Gardens — neighborhood snapshot
Population
1,787
Median age
66
Median income
$85,781
Median home value
$381,500
Avg household
2
Households w/ children
90%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $350K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
241 of 400
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 WESTCOTT LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$358,000
110 OVERTON GARDENS LANE · same community
3 bd · 2 ba · 1,863 sqft · $192/sqft · 29 DOM
Sold · Jul ’26$405,000
203 HERON POINT WAY · same community
3 bd · 2 ba · 1,847 sqft · $219/sqft · 16 DOM
Sold · Nov ’25$360,000
109 APREMONT COURT · same community
3 bd · 2 ba · 1,836 sqft · $196/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 102 WESTCOTT LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 WESTCOTT LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
102 WESTCOTT LANE FAQs
What would the monthly payment be for 102 WESTCOTT LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,527/mo — principal and interest, the actual property-tax bill, the $519/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 102 WESTCOTT LANE?+
The association fee works out to $519 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 102 WESTCOTT LANE?+
The most recent tax bill on record (2025) was $2,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 102 WESTCOTT LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $419,900, this home is listed about 12% above the Deland median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 102 WESTCOTT LANE?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KEMP REALTY GROUP · Maureen Kemp. MLS #V4951488.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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