971 N WAYCROSS CIRCLE, DELTONA, FL, 32725
Active24 days on marketListed Sep 24, 2026MLS #V4951498
About this home
971 N WAYCROSS CIRCLE
Welcome home to this adorable 2 bed, 1 bath single-story home offering fresh updates, a spacious lot and a peaceful natural setting! Recently painted inside and out, this move-in-ready home features brand-new luxury vinyl plank flooring throughout, new ceiling fans, new appliances and new light fixtures, giving the interior a bright and refreshed feel. Step outside to the screened-in back patio, where you can unwind and enjoy the serene creek and wooded views beyond the oversized lot. With plenty of outdoor space, two storage sheds and a covered carport, there's room for both relaxing and storage. Additional features include a 2021 roof, 2019 HVAC and a natural gas water heater. Enjoy the peaceful surroundings while still being just a short drive from shopping, dining and the beaches! Cute, updated and full of potential - this charming home is ready for its new owner. Schedule your showing and come see it for yourself!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,008
Sqft
0.34 ac
Lot size
1973
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,691 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,691/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.4%
$/sqft vs Deltona actives
$228 vs $205
Days on market
24 vs 51 typical
Where $228/sqft sits among the 340 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
178 of 340
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the DELTONA 32725 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 971 N WAYCROSS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$229,000
822 ABBOTT AVENUE
2 bd · 2 ba · 990 sqft · $231/sqft · 3 DOM
Sold · Jan ’26$180,000
1347 E NORMANDY BOULEVARD
2 bd · 1.5 ba · 1,056 sqft · $170/sqft · 2 DOM
Sold · May ’26$300,000
1347 E NORMANDY BOULEVARD
3 bd · 1.5 ba · 1,056 sqft · $284/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 971 N WAYCROSS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 971 N WAYCROSS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
971 N WAYCROSS CIRCLE FAQs
What would the monthly payment be for 971 N WAYCROSS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,691/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 971 N WAYCROSS CIRCLE?+
The most recent tax bill on record (2025) was $901. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Deltona?+
At $230,000, this home is listed about 30% below the Deltona median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to 971 N WAYCROSS CIRCLE?+
Spirit Elementary School (elementary), Deltona High School (high), Deltona Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DELTONA 32725 market on paper
$230,000 is 21% below the DELTONA 32725 median of $289,900.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $245,000, now $230,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Michelle Fallon. MLS #V4951498.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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