
245 AGUA VISTA STREET, DEBARY, FL, 32713
Active13 days on marketListed Oct 3, 2026MLS #V4951609
About this home
245 AGUA VISTA STREET
Virtually Staged. A little ranch with a BIG story to tell! Built in 1978 and full of MID-CENTURY soul, this home has been impeccably maintained and tastefully updated by its ORIGINAL OWNER… and that pride of ownership shows! BIG on LAND, BIG on PRIVACY, with plenty of room to breathe… and just a little tucked away. Moss-draped live oaks, magnolias, & lush natural foliage frame this charmer on 0.87 ACRE, creating a rare sense of seclusion. Yet it's BIG on LOCATION, too: a straight shot home from I-4's Exit 108, just north of the St. Johns River, for an easy commute to Orlando; and the SUNRAIL and GEMINI SPRINGS PARK are just around the corner with walking/biking trails, dog park, fishing and canoe/kayak access. Beyond the double leaded-glass entry doors, the house thinks BIG. A spacious foyer opens to the great room, where VAULTED CEILINGS soar, exposed WOOD BEAMS stretch overhead, and a ROUND BLACK FREESTANDING FIREPLACE holds court on its raised STONE HEARTH—a retro showpiece that can't be faked. It anchors generous living and dining areas, with large windows overlooking the oaks. The kitchen is BIG on storage and full of little details to love: crisp WHITE CABINETRY, GRANITE countertops, a floor-to-ceiling pantry cabinet, DOUBLE WALL OVENS, and a DOUBLE-DRAWER DISHWASHER. A peninsula opens to the great room, keeping the cook close to the conversation and the fireside glow, while the garden window offers a sunny perch for herbs above the sink. Just two bedrooms… but BIG ones! Set at opposite ends of the house, each one feels like its own little retreat. Through a door off the great room, the primary suite spans the full width of the home, w/an ENSUITE bath, a separate dressing area, and a walk-in closet. The second bedroom features a wide window and two closets, with the second bath nearby. Granite-topped vanities add a polished touch to both baths and the dressing area, and each bath has a WALK-IN SHOWER. Little extras make a BIG difference, too. Large-format gray tile flows throughout the foyer, hall, kitchen, and baths, and ample closets keep the essentials neatly out of sight. A BUILT-IN DRY BAR with warm wood cabinetry adds a dose of vintage character and a handy spot for entertaining. At the end of the hall, a sizable laundry room has cabinetry, and the little door beside it leads to something BIG: a 44-foot SCREEN PORCH! Also reached through the dining area's wide sliding glass doors, it offers a wall of green along its entire length. It's made for fresh air, morning coffee, and lingering a little longer. A short walk beneath the COVERED BREEZEWAY leads to the BIGGEST surprise of all: an OVERSIZED 22' x 36' DETACHED THREE-CAR GARAGE! Nothing little about it! Built in 2007 with windows, a side entry, and shelving galore, it offers room for vehicles, tools, hobbies, and every project on the someday list. A BIG passion… a little tinkering… and finally, a place for it all! A little peace of mind comes from some BIG updates: a brand new septic system and drain field will be installed prior to closing; new roof (2020), Generac generator (2021), luxury vinyl plank flooring in the great room and bedrooms (2026), fresh interior paint (2026), new water heater (2026), new exterior electrical panel (2026), and a newer Square D interior panel. Hurricane prep is a breeze with MOTORIZED HURRICANE SHUTTERS closing at the touch of a button. BIG-ticket items, already checked off. Little ranch, BIG story… with a whole new chapter waiting to be written.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,872
Sqft
0.87 ac
Lot size
3
Garage
1978
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,820 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,820/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.2%
$/sqft vs Debary actives
$214 vs $203
Days on market
13 vs 61 typical
Where $214/sqft sits among the 117 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
Plantation Estates — neighborhood snapshot
Population
5,254
Median age
34
Median income
$79,929
Median home value
$262,123
Avg household
2
Households w/ children
617
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $386K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
63 of 117
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 245 AGUA VISTA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$390,000
257 LAGO VISTA STREET · same community
3 bd · 2 ba · 1,738 sqft · $224/sqft · 210 DOM
Sold · Dec ’25$360,000
241 BAYOU VISTA STREET · same community
3 bd · 2 ba · 1,556 sqft · $231/sqft · 176 DOM
Sold · Apr ’26$280,000
262 CLARA VISTA STREET · same community
3 bd · 2 ba · 1,517 sqft · $185/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 245 AGUA VISTA STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 245 AGUA VISTA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
245 AGUA VISTA STREET FAQs
What would the monthly payment be for 245 AGUA VISTA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,820/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 245 AGUA VISTA STREET?+
The most recent tax bill on record (2025) was $1,544. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Debary?+
At $399,900, this home is listed about 5% above the Debary median of $379,500. The market section on this page shows how the area is trending.
Which schools are assigned to 245 AGUA VISTA STREET?+
Enterprise Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Delta Schrade. MLS #V4951609.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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