CENTURY 21 Edge
$659,9904 bd3 ba2,304 sqft$286 /sqft≈$5,185 /mo all-in ↓

522 RIVER CRANE STREET, BRADENTON, FL, 34212

Active3 days on marketListed Oct 7, 2026MLS #V4951702

Single Family ResidenceHERITAGE HARBOUR SUBPHASE E

About this home

522 RIVER CRANE STREET

This beautiful Bradenton home offers a spacious and comfortable layout with 4 bedrooms, 3 bathrooms, and a large 3-car garage, making it an excellent choice for families or buyers looking for plenty of room. The home features an open-concept living area with high ceilings, a large kitchen with abundant wood cabinetry, granite countertops, breakfast bar, and ample storage. The spacious primary suite includes a large bedroom and an impressive en-suite bathroom with dual vanities, soaking tub, and separate walk-in shower. Additional bedrooms provide flexibility for family, guests, or a home office. Large windows and sliding glass doors bring in plenty of natural light, while the covered outdoor area and private backyard offer additional space for relaxing or entertaining. Located in a desirable Bradenton community, this property combines space, functionality, and a comfortable Florida lifestyle.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,304

Sqft

0.23 ac

Lot size

3

Garage

2006

Year built

One

Levels

$286

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Other · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesEast
ExteriorOther · Rain Gutters

Community & fees

HOA fee$754/mo
Taxes (2025)$5,551/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,185 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,561
PMI (est., until 20% equity)$247
Property tax — 2025 actual bill$463
HOA fee — from the listing$754
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,999
Interest rate6.00%
Loan term

Estimated payment

$5,185/mo

Principal & interest$3,561
PMI (est., until 20% equity)$247
Property taxes (actual bill)$463
HOA / condo fee$754
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $660K
$419KedgeAI estimate $474,842 · range $437K–$495K$686K

vs edgeAI estimate

+39%

$/sqft vs Bradenton actives

$286 vs $243

Days on market

3 vs 75 typical

Where $286/sqft sits among the 400 Bradenton actives

105
95
105 · this home
36
28
31
$121–182$182–243$243–304$304–364$364–425$425+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Harbour

Drive times from this address

Downtown Tampa≈ 54 min
Tampa Int’l Airport (TPA)≈ 64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Heritage Harbour — neighborhood snapshot

Population

6,256

Median age

51

Median income

$103,298

Median home value

$400,220

Avg household

2

Households w/ children

451

For the school run

Manatee County School District

ElementaryFreedom Elementary School★★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$395K → $420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

234 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $659,990 · 3 days on market since
2006Built · HERITAGE HARBOUR SUBPHASE E

Reality check

What actually sold near 522 RIVER CRANE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

210 WINDING RIVER TRAILSold · Sep ’26

$525,000

210 WINDING RIVER TRAIL · same community

3 bd · 2.5 ba · 2,102 sqft · $250/sqft · 122 DOM

223 RIVER ENCLAVE COURTSold · May ’26

$457,000

223 RIVER ENCLAVE COURT · same community

3 bd · 3 ba · 2,048 sqft · $223/sqft · 55 DOM

8820 HERITAGE SOUND DRIVESold · Oct ’25

$525,000

8820 HERITAGE SOUND DRIVE · same community

3 bd · 2 ba · 2,036 sqft · $258/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 522 RIVER CRANE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 522 RIVER CRANE STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

522 RIVER CRANE STREET FAQs

What would the monthly payment be for 522 RIVER CRANE STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,185/mo — principal and interest, the actual property-tax bill, the $754/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 522 RIVER CRANE STREET?+

The association fee works out to $754 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 522 RIVER CRANE STREET?+

The most recent tax bill on record (2025) was $5,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 522 RIVER CRANE STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $659,990, this home is listed about 69% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 522 RIVER CRANE STREET?+

Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$659,990 runs 47% above the BRADENTON 34212 median — but at 2,304 sqft it's also 48% larger than the typical Bradenton listing.

02Know the monthly fee

The association fee is $754/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Fresh on the market

Only 3 days on market in a Bradenton market that averages 75 — if it fits, move quickly.

04Strong assigned schools

Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KARIZA CAPITAL REALTY, LLC · Melchire St. Ville. MLS #V4951702.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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