2642 FERMOY DRIVE, ORMOND BEACH, FL, 32174
Active26 days on marketListed Oct 12, 2026MLS #V4951789
About this home
2642 FERMOY DRIVE
Location, location, location! Built in 2025 by Pulte Homes, this exceptional Serena AllGen residence is perfectly positioned in the highly desirable Halifax Plantation community, offering a luxury location, exceptional privacy, and ample space both inside and out. Set on a premium conservation-view homesite, the home enjoys a peaceful natural backdrop with no rear neighbors, creating a serene setting for everyday living and entertaining. The covered paver patio is ideal for outdoor dining, grilling, or simply relaxing while taking in the private preserve views. Thoughtfully designed for today's multigenerational lifestyle, this impressive two-story home offers 5 bedrooms, 4 full baths, 1 half bath, a huge upstairs loft/bonus living area, and a private first-floor mother-in-law suite. Complete with its own living room, kitchenette, bedroom, and full bath, the suite provides an outstanding independent space for extended family, guests, live-in help, or anyone seeking added comfort and separation. The main level is designed for effortless entertaining and everyday living, featuring an open-concept kitchen, spacious living room, dining area, and large walk-in pantry. The kitchen serves as a stylish centerpiece with upgraded blue cabinetry, upgraded countertops, and upgraded appliances. Every appliance has been upgraded, while upgraded Moen faucets, hardware, and distinguished finishes elevate the home's overall design and functionality. Additional first-floor enhancements include 8-foot interior doors, an elegant iron-spindle staircase, and extensive electrical upgrades. Every light and wall outlet has been thoughtfully added throughout the home, providing exceptional convenience and flexibility. The home is also prewired for a 7.1 surround-sound system, making it ready for an immersive home theater or entertainment setup. Upstairs, the generous primary suite features a large bedroom, private bath, and walk-in closet. A second upstairs ensuite offers additional privacy and comfort for family members or guests, while the remaining guest bedrooms are notably spacious. The second level also includes multiple full baths, a dedicated laundry room, a huge loft, and a versatile bonus room/living area—offering abundant room for family, work, play, media, and guests. Berber carpet throughout the second floor adds a comfortable, durable finishing touch. Outside, the spacious three-car garage features durable epoxy flooring for a polished and practical finish. The home's premium conservation setting, privacy, and generous indoor-outdoor living space make it especially appealing for buyers seeking a refined Florida lifestyle. Wi-Fi is included through the HOA, adding everyday value and connectivity. This move-in-ready home delivers the versatility today's buyers need, with flexible spaces that can easily adapt as life changes. Combined with its luxury location, private conservation backdrop, upgraded finishes, extensive electrical enhancements, and rare first-floor in-law suite, this is an exceptional opportunity to own a thoughtfully designed home in Halifax Plantation.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,567
Sqft
0.14 ac
Lot size
3
Garage
2025
Year built
Two
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,600 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,600/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.9%
$/sqft vs Ormond Beach actives
$181 vs $231
Days on market
26 vs 65 typical
Where $181/sqft sits among the 395 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
54,783
Median age
56.6
Median income
$71,011
Median home value
$356,800
Avg household
2.18
Households w/ children
4,865
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$400K → $408K
Ormond Beach median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
214 of 395
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2642 FERMOY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$443,000
3020 KINGSMAN TRAIL
5 bd · 4.5 ba · 3,345 sqft · $132/sqft · 107 DOM
Sold · Jun ’26$450,000
322 BRACER WAY
5 bd · 4.5 ba · 3,314 sqft · $136/sqft · 132 DOM
Sold · Mar ’26$471,990
3378 ARCH AVENUE
5 bd · 4.5 ba · 3,314 sqft · $142/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2642 FERMOY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2642 FERMOY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2642 FERMOY DRIVE FAQs
What would the monthly payment be for 2642 FERMOY DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,600/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2642 FERMOY DRIVE?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2642 FERMOY DRIVE?+
The most recent tax bill on record (2025) was $655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2642 FERMOY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $647,000, this home is listed about 62% above the Ormond Beach median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2642 FERMOY DRIVE?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Bill Navarra. MLS #V4951789.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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