CENTURY 21 Edge
$781,7004 bd3 ba2,587 sqft$302 /sqft≈$5,974 /mo all-in ↓

349 MAGNOLIA PLACE, DEBARY, FL, 32713

Active22 days on marketListed Oct 16, 2026MLS #V4951866

Single Family ResidencePLANTATION ESTATES UNIT 03

About this home

349 MAGNOLIA PLACE

Virtually Staged. Auction Property. A rare opportunity to own an expansive waterfront property along one of Central Florida’s most distinctive waterways. Set on approximately 1.38 acres in DeBary, this 2003-built residence offers four bedrooms, three baths, almost 2,600 square feet of living area, an attached two-car garage, and private waterfront with a dock. The generous homesite stretches toward the water, creating a setting that feels worlds away while remaining connected to everything Central Florida has to offer. Prior MLS information identifies water access to Lake Monroe and the St. Johns River, opening the door to boating, fishing, wildlife watching and days spent exploring Florida by water. The property’s substantial acreage is an increasingly hard-to-find feature, offering mature Florida surroundings, room to enjoy the outdoors and a waterfront backdrop with tremendous potential. With no HOA, the property also offers a degree of flexibility that is difficult to duplicate in many newer communities. Beyond the property, DeBary is known for its connection to the outdoors. Nearby Lake Monroe Park offers boat ramps, fishing docks, boardwalks, nature trails, picnic areas and a trailhead connecting toward Gemini Springs, while Gemini Springs Park provides more than 200 acres of trails, paddling, fishing, picnic areas and natural Florida scenery. Volusia County Government The area also provides access to the growing regional trail network, the DeBary SunRail station, US 17-92 and I-4, placing Sanford, Lake Mary, Orlando and the attractions of Central Florida within reach. Waterfront acreage, boating access, a spacious four-bedroom residence and a location connected to both nature and Central Florida—349 Magnolia Place offers a combination that is becoming increasingly difficult to find. **This is an occupied auction property. DO NOT APPROACH THE HOUSE OR DISTURB THE OCCUPANTS.**

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,587

Sqft

1.38 ac

Lot size

2

Garage

2003

Year built

One

Levels

$302

Per sqft

FireplaceWater view

Inside

FlooringOther
AppliancesNone
InteriorNinguno
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationOther
ViewWater
FacesNorth
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$7,222/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,974 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,919
PMI (est., until 20% equity)$293
Property tax — 2025 actual bill$602
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $78,170Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $78,170
Interest rate7.50%
Loan term

Estimated payment

$5,974/mo

Principal & interest$4,919
PMI (est., until 20% equity)$293
Property taxes (actual bill)$602
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $782K
$385KedgeAI estimate $414,332 · range $402K–$444K$813K

vs edgeAI estimate

+88.7%

$/sqft vs Debary actives

$302 vs $206

Days on market

22 vs 43 typical

Where $302/sqft sits among the 120 Debary actives

17
29
37
23
6
8 · this home
$142–169$169–195$195–222$222–249$249–275$275+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Debary

Drive times from this address

Downtown Orlando≈ 29 min
Universal Orlando≈ 41 min
Orlando Int’l Airport (MCO)≈ 48 min
Walt Disney World≈ 53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Debary. See the full Debary guide →

DEBARY 32713 — neighborhood snapshot

Population

22,884

Median age

45.7

Median income

$88,500

Median home value

$349,400

Avg household

2.4

Households w/ children

2,306

For the school run

Volusia County School District

HighUniversity High School★★★★★
ElementaryManatee Cove Elementary School★★★★★
MiddleRiver Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Debary market

Seller’s marketSeller’s market — 2.9 months of inventoryBuyer’s market

$368K → $369K

Debary median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

61 of 120

Debary actives have cut their price

Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 129% above the DEBARY 32713 median. See the full Debary market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $781,700 · 22 days on market since
2003Built · PLANTATION ESTATES UNIT 03

Reality check

What actually sold near 349 MAGNOLIA PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9 POINSETTIA DRIVESold · May ’26

$258,000

9 POINSETTIA DRIVE · same community

2 bd · 2 ba · 1,200 sqft · $215/sqft · 140 DOM

357 MAGNOLIA PLACESold · Jul ’26

$460,000

357 MAGNOLIA PLACE · same community

2 bd · 1 ba · 1,056 sqft · $436/sqft · 18 DOM

211 VALENCIA ROADSold · Nov ’25

$305,000

211 VALENCIA ROAD

5 bd · 3 ba · 2,463 sqft · $124/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derrion White

Your agent

Derrion White

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 349 MAGNOLIA PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 349 MAGNOLIA PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

349 MAGNOLIA PLACE FAQs

What would the monthly payment be for 349 MAGNOLIA PLACE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,974/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 349 MAGNOLIA PLACE?+

The most recent tax bill on record (2025) was $7,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Debary?+

At $781,700, this home is listed about 108% above the Debary median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 349 MAGNOLIA PLACE?+

University High School (high), Manatee Cove Elementary School (elementary), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GLORY INTL. REAL ESTATE CO · Jennifer Clark. MLS #V4951866.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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