1 RIVER RIDGE TRAIL, ORMOND BEACH, FL, 32174
Active1 days on marketListed Nov 6, 2026MLS #V4952076
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Upcoming open house
Sat, Nov 7
10:00 AM – 12:00 PM
About this home
1 RIVER RIDGE TRAIL
Virtually Staged. Beautifully Maintained, Full of Character & Designed for Entertaining! This stunning 3 bedroom, 2.5 bath home sits proudly on a spacious one-third-acre corner lot in the desirable Trails community of Ormond Beach. Offering a distinctive floor plan, generous living spaces, and plenty of room to entertain, this home truly has something special to offer. An oversized two car garage provides additional storage and convenience. Step inside and discover a welcoming foyer with crown molding and ceiling fans throughout. The main level features two generously sized guest bedrooms with a full bath conveniently situated between them, along with a spacious living and dining room combination. The kitchen flows into the heart of the home, while the cozy family room, complete with fireplace, provides the perfect spot for relaxing evenings or game nights. Love entertaining outdoors? You'll appreciate the four sliding glass doors that open to a centrally located wood deck, creating a wonderful connection between indoor and outdoor living. Enjoy gatherings around the outdoor bar, or unwind in the secluded backyard retreat featuring a covered picnic area. It's the perfect setting for weekend barbecues, casual get-togethers, or simply enjoying the Florida lifestyle. Upstairs, you'll find a versatile loft area ideal for a home office, study, or additional flex space, opening into an impressive 37' x 16' primary suite. This spacious retreat features two closets, including a deep walk-in, and a well-appointed ensuite bath with separate vanities, upgraded mirrors and lighting, a relaxing soaking tub, and a separate shower. Additional storage is thoughtfully tucked beneath the staircase, with another large storage area accessible from outside. Major improvements include a $65,000 TPO roof installed in September 2023 and durable, Class A fire-rated HardiePanel fiber cement siding. The primary suite's loft area previously featured a 420-square-foot deck, which was removed during the roof replacement but could potentially be recreated. Located in the established Trails community, you'll enjoy convenient access to neighborhood parks, sports fields, a community pool and clubhouse, and miles of walking and biking trails. Shopping and dining are just around the corner, with Publix conveniently located at the community entrance. Ormond Beach's beautiful beaches are just a few miles east, while I-95 is easily accessible to the west. Tanger Outlets and Daytona International Speedway are just minutes away, with Orlando's world-famous attractions and historic St. Augustine both within an easy drive. A home with character, space, and fantastic entertaining potential in a location that puts the best of Ormond Beach within reach. Come see everything this special property has to offer!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,631
Sqft
0.3 ac
Lot size
2
Garage
1977
Year built
Two
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,380 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,380/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.4%
$/sqft vs Ormond Beach actives
$190 vs $229
Days on market
1 vs 69 typical
Where $190/sqft sits among the 398 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Trails
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
The Trails — neighborhood snapshot
Population
1,083
Median age
52
Median income
$102,299
Median home value
$377,301
Avg household
2
Households w/ children
105
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$400K → $400K
Ormond Beach median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
209 of 398
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 RIVER RIDGE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,016,095
8 BROADWATER ROAD
4 bd · 3 ba · 2,692 sqft · $377/sqft · 0 DOM
Sold · Aug ’26$317,500
146 DEER LAKE CIRCLE
4 bd · 2.5 ba · 2,570 sqft · $124/sqft · 56 DOM
Sold · May ’26$432,000
16 FOX HOLLOW DRIVE
4 bd · 3 ba · 2,555 sqft · $169/sqft · 162 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1 RIVER RIDGE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 RIVER RIDGE TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1 RIVER RIDGE TRAIL FAQs
What would the monthly payment be for 1 RIVER RIDGE TRAIL?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,380/mo — principal and interest, the actual property-tax bill, the $91/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1 RIVER RIDGE TRAIL?+
The association fee works out to $91 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1 RIVER RIDGE TRAIL?+
The most recent tax bill on record (2025) was $5,706. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 RIVER RIDGE TRAIL?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $499,900, this home is listed about 25% above the Ormond Beach median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1 RIVER RIDGE TRAIL?+
Tomoka Elementary School (elementary), David C. Hinson Senior Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,900 runs 32% above the ORMOND BEACH 32174 median — but at 2,631 sqft it's also 47% larger than the typical Ormond Beach listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Ormond Beach market that averages 69 — if it fits, move quickly.
04Strong assigned schools
Tomoka Elementary School, David C. Hinson Senior Middle School, Seabreeze High School — Tomoka Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Scott Skare. MLS #V4952076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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