
10 PALMETTO DUNES COURT, ORMOND BEACH, FL, 32174
Active4 days on marketListed Nov 3, 2026MLS #V4952120
About this home
10 PALMETTO DUNES COURT
Lakefront Pool Home on a Quiet Cul-de-Sac in Pine Trails! Enjoy peaceful lake views, beautiful sunrises, and the relaxing Florida lifestyle in this 3-bedroom, 2-bath concrete block home located at the end of a quiet cul-de-sac in the established Pine Trails neighborhood of Ormond Beach. Start your morning with coffee on the lanai while watching a family of ducks glide across the lake. With an inviting outdoor living space, screened solar-heated pool, and fully fenced backyard, this home offers plenty of room to relax and entertain. THE HOME Featuring 1,598 square feet of living space, this home offers an open feel with vaulted ceilings, wood-look plank flooring, and a split-bedroom floor plan. The formal living and dining rooms provide additional gathering spaces, while the family room opens directly to the screened lanai through sliding glass doors. The all-electric kitchen features granite countertops, wood cabinetry, a decorative tile backsplash, stainless steel appliances, a double sink, and breakfast-bar seating. A sliding barn door adds privacy and creates a flexible space ideal for guests, a home office, or extended family. The spacious primary suite offers direct access to the pool area and features a walk-in closet and private bathroom with an updated dual-sink vanity, corner soaking tub, and separate glass-enclosed shower. Two additional bedrooms share a full bathroom with a tub and shower combination. A separate utility room includes the washer and dryer, along with additional pantry shelving. OUTDOOR LIVING Step outside to enjoy the screened, in-ground pool heated by roof-mounted solar panels. The covered patio and open deck provide plenty of space for outdoor dining and relaxation. The outdoor kitchen, complete with a sink and granite countertops matching the interior kitchen, conveys with the home. The fully fenced backyard features white vinyl fencing along the sides and a lower, see-through fence along the back to preserve the beautiful lake views. Solar landscape lighting adds ambiance for evenings outdoors. The backyard is also ideal for pet owners. PROPERTY DETAILS Built in 1994, this concrete block and stucco home offers 3 bedrooms, 2 full bathrooms, 1,598 square feet of living space, and 2,422 square feet total under roof. The property sits on a 0.18-acre lot measuring 75 x 110 and includes an attached two-car garage. Additional features include an all-electric setup, public water and sewer, Flood Zone X designation, no CDD, and annual HOA dues of $225. The pool pump was replaced in October 2026, the pool equipment GFI was replaced, and the landscape lighting was serviced. The seller is also offering a 1-year home warranty for the buyer. LOCATION Pine Trails is conveniently located west of US-1, off Airport Road, and just down the road from Pine Trail Elementary School. Enjoy easy access to shopping, restaurants, parks, medical facilities, and I-95. The beaches are a short drive away across the Granada Bridge, with Daytona Beach, Daytona Beach International Airport, and the Speedway also within convenient driving distance. Schools include Pine Trail Elementary, Ormond Beach Middle, and Seabreeze High School. If you're looking for a home with lake views, a private pool, and a peaceful neighborhood setting, this property is worth seeing. Schedule your private showing today and experience the lakefront setting for yourself!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,598
Sqft
0.19 ac
Lot size
1994
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,053 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,053/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs Ormond Beach actives
$228 vs $231
Days on market
4 vs 65 typical
Where $228/sqft sits among the 394 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
54,783
Median age
56.6
Median income
$71,011
Median home value
$356,800
Avg household
2.18
Households w/ children
4,865
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$400K → $408K
Ormond Beach median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
210 of 394
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 PALMETTO DUNES COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$340,000
365 SUNSET POINT DRIVE
3 bd · 2 ba · 1,690 sqft · $201/sqft · 17 DOM
Sold · Jul ’26$325,000
45 NIGHTINGALE LANE
3 bd · 2 ba · 1,703 sqft · $191/sqft · 236 DOM
Sold · Feb ’26$250,000
1905 LINVILLE ROAD
3 bd · 2 ba · 1,706 sqft · $147/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10 PALMETTO DUNES COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 PALMETTO DUNES COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10 PALMETTO DUNES COURT FAQs
What would the monthly payment be for 10 PALMETTO DUNES COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,053/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10 PALMETTO DUNES COURT?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10 PALMETTO DUNES COURT?+
The most recent tax bill on record (2025) was $2,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 PALMETTO DUNES COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $364,900, this home is listed about 9% below the Ormond Beach median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10 PALMETTO DUNES COURT?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32174 market on paper
$364,900 is 4% below the ORMOND BEACH 32174 median of $380,000, and at $228/sqft it sits under the Ormond Beach average of $262.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Ormond Beach market that averages 65 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Debbie Weller, PA. MLS #V4952120.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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