227 FOLKLORE DRIVE, SATSUMA, FL, 32189
Active2 days on marketListed Nov 6, 2026MLS #V4952177
About this home
227 FOLKLORE DRIVE
Welcome to affordable country living in Satsuma, Florida! This 3-bedroom, 2 bath manufactured home sits on a half acre lot on a paved road in St. Johns Riverside Estates. No HOA and you own the land! Fruit trees, room to garden, and a quiet setting about 10 minutes from Dunns Creek State Park and the Dunns Creek boat ramp into the St. Johns River. This one is ideal for a cash buyer, a seasonal residence, a weekend getaway, or an investor. Features include an open floor plan, French doors opening to a large enclosed front porch, a Carrier heating and cooling system installed in 2022, a metal roof from 2008, a newer water heater, natural gas service, and a private well with a softener, filtration system, and reverse osmosis drinking water. There is a storage shed and covered parking for a small vehicle. Fish Crescent Lake, with Crescent City, the bass capital of the world, about 15 minutes away. Explore Welaka State Forest, be in Palatka in about 15 minutes, or make a day trip to St. Augustine, about 45 minutes away. Homes on their own land at this price do not last! Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
924
Sqft
0.5 ac
Lot size
1983
Year built
One
Levels
$103
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$956 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$956/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.5%
$/sqft vs ST JOHNS RIVERSIDE ESTATES
$103 vs $187
Days on market
2 vs 102 typical
Where $103/sqft sits among the 12 homes for sale in ST JOHNS RIVERSIDE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Satsuma
Get to know Satsuma. See the full Satsuma guide →
SATSUMA 32189 — neighborhood snapshot
Population
5,593
Median age
54.7
Median income
$42,920
Median home value
$152,500
Avg household
1.98
Households w/ children
610
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Satsuma market
$185K → $178K
Satsuma median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
7 of 12
ST JOHNS RIVERSIDE ESTATES have cut their price
Median sold price, Satsuma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 147% above the SATSUMA 32189 median. See the full Satsuma market guide →
Paper trail
This home's history
Reality check
What actually sold near 227 FOLKLORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$178,000
102 LIVINGSTON COURT · same community
3 bd · 2 ba · 1,003 sqft · $177/sqft · 5 DOM
Sold · May ’26$39,900
112 IVANHOE DRIVE · same community
2 bd · 2 ba · 784 sqft · $51/sqft · 4 DOM
Sold · Oct ’26$127,000
107 WOODLAWN ROAD · same community
3 bd · 1 ba · 1,068 sqft · $119/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 227 FOLKLORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 227 FOLKLORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
227 FOLKLORE DRIVE FAQs
What would the monthly payment be for 227 FOLKLORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $956/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 227 FOLKLORE DRIVE?+
The most recent tax bill on record (2026) was $1,218. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 227 FOLKLORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Satsuma?+
At $95,000, this home is listed about 60% below the Satsuma median of $235,000. The market section on this page shows how the area is trending.
Which schools are assigned to 227 FOLKLORE DRIVE?+
Browning-Pearce Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$95,000 runs 147% above the SATSUMA 32189 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Satsuma market that averages 102 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MCBRIDE REALTY GROUP · Tricia Daigle. MLS #V4952177.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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