4404 3RD ISLE DRIVE, HERNANDO BEACH, FL, 34607
Active1522 days on marketListed May 25, 2022MLS #W7845574
About this home
4404 3RD ISLE DRIVE
Direct Gulf Access from the large residential building lot located on the Cul-de-sac on 3rd Isle Dr. in Hernando Beach. Enjoy 125 ft of water frontage with a concrete seawall already in place. No Deed Restrictions and No HOA here. Front faces southwest. Hernando Beach offers a variety of one of a kind restaurants and a relaxed lifestyle. It's minutes from the Weeki Wachee Preserve where wildlife is abundant and the Weeki Wachee Springs State Park where you can kayak on the crystal clear waters of the Weeki Wachee River. Dolphins and manatee frequent these waters and if you like to fish, you'll most likely catch snapper, redfish and snook and snappers from your own back yard. This lot is located in the AE flood zone and offers 7,382 sq feet on which to build your elevated dream home. Hernando Beach is located on the Gulf Coast of Florida and is less than an hours drive to Tampa International Airport and about an hour and a half to the Orlando/Kissimmee area where you will find Disney, Universal Studios and other popular entertainment spots. Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC, subject to conversion to U.S. Dollars at closing and standard Florida title and escrow requirements.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,765 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,765/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4404 3RD ISLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
3178 SEA GRAPE DRIVE
2 bd · 2 ba · 823 sqft · $352/sqft · 564 DOM
Sold · Jun ’26$330,000
3393 POINSETTIA DRIVE
2 bd · 1 ba · 912 sqft · $362/sqft · 247 DOM
Sold · Sep ’25$245,000
3251 SHOAL LINE BOULEVARD
3 bd · 2.5 ba · 1,134 sqft · $216/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4404 3RD ISLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4404 3RD ISLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4404 3RD ISLE DRIVE FAQs
What would the monthly payment be for 4404 3RD ISLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,765/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4404 3RD ISLE DRIVE?+
The most recent tax bill on record (2023) was $1,945. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $386,000, this home is listed about 30% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4404 3RD ISLE DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$386,000 runs 19% above the HERNANDO BEACH 34607 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
1522 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $605,000, now $386,000 — a $219K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER WEAVER GROUP REALTY · Thomas Dishman. MLS #W7845574.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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