CENTURY 21 Edge

0 HILLTOP DRIVE, NEW PORT RICHEY, FL, 34654

Active703 days on marketListed Sep 10, 2024MLS #W7868266

GOLDEN ACRES

About this home

0 HILLTOP DRIVE

"This vacant residential lot is situated on 1.9 acres, 75% of the lot is zone X AND 25% ZONE A, New Port Richey, Florida 34654. Located in an area where homes are typically built on expansive 1 to 5-acre lots, this property offers the rare opportunity to enjoy spacious living. The neighborhood is well-established, peaceful, and free from any restrictions, allowing for a variety of uses, including the freedom to keep animals of any kind. With its serene environment and the flexibility to design and build without limitations, this property is perfect for those seeking both privacy and the opportunity to create a personalized estate in a sought-after location

Facts & features

The home at a glance

1.88 ac

Lot size

Trees/Woods viewPets allowed

Inside

Outside & construction

ViewTrees/Woods

Community & fees

Taxes (2023)$1,067/yr
PetsYes
CommunityStable(s) · Horses Allowed

Utilities & systems

UtilitiesElectrical Nearby · Sewer Available · Street Lights · Telephone Nearby · Water Nearby
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,989 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2023 actual bill$89
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$1,989/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$89
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside New Port Richey

Map of 0 HILLTOP DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)49 min
Downtown Tampa53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34654 — neighborhood snapshot

Population

24,357

Median age

44.4

Median income

$64,210

Median home value

$257,500

Avg household

2.55

Households w/ children

2,304

For the school run

Pasco County School District

ElementaryMoon Lake Elementary School★★★★
MiddleRiver Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$263K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

Sep 10, 2024Listed at $275,000 · 703 days on market since

Reality check

What actually sold near 0 HILLTOP DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8550 SHADBLOW COURT UNIT 8Sold · Jun ’26

$108,000

8550 SHADBLOW COURT UNIT 8

2 bd · 2 ba · 1,010 sqft · $107/sqft · 15 DOM

8550 SHADBLOW COURT UNIT 2Sold · Sep ’25

$111,247

8550 SHADBLOW COURT UNIT 2

2 bd · 2 ba · 1,010 sqft · $110/sqft · 140 DOM

7650 FOREST TRAIL UNIT 6Sold · Aug ’26

$153,000

7650 FOREST TRAIL UNIT 6

2 bd · 2 ba · 1,130 sqft · $135/sqft · 106 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 0 HILLTOP DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 HILLTOP DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 HILLTOP DRIVE FAQs

What would the monthly payment be for 0 HILLTOP DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,989/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 HILLTOP DRIVE?+

The most recent tax bill on record (2023) was $1,067. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 0 HILLTOP DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $275,000, this home is listed about 3% below the New Port Richey median of $284,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 HILLTOP DRIVE?+

Moon Lake Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$275,000 runs 49% above the NEW PORT RICHEY 34654 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

703 days on market against a New Port Richey median of 53 — sellers in this position are usually ready to negotiate.

Listing courtesy of ACE REALTY GROUP · Gus Jadoun. MLS #W7868266.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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0 HILLTOP DRIVE, NEW PORT RICHEY, FL — $275,000 | CENTURY 21 Edge