6499 W HERITAGE DRIVE, HOMOSASSA, FL, 34448
Active313 days on marketListed Oct 3, 2025MLS #W7879578
About this home
6499 W HERITAGE DRIVE
Welcome to 6499 W Heritage Dr, a rare 1.02-acre homesite offering 150 feet of paved road frontage and nearly 300 feet of depth in the established Heritage Acres community. This oversized lot provides room for your dream home, pool, or private retreat—while keeping you close to everything that makes Homosassa living so enjoyable. From this central location, you’ll have quick access to U.S. 19, connecting you to Crystal River, Tampa, and the rest of Florida’s Nature Coast. You’re just minutes from local schools including Homosassa Elementary and Crystal River High, multiple churches, and a variety of small businesses that give the area its hometown charm. For lifestyle and leisure, you’ll enjoy proximity to the Homosassa River and Gulf of Mexico for boating and fishing, as well as golf courses, parks, and nature preserves. Everyday conveniences are right around the corner...grocery stores, hospitals, shopping, and medical offices along with popular restaurants, waterfront dining, and local entertainment. Flood Zone X offers peace of mind, and the lot’s size and location make it a perfect canvas for your vision. Opportunities like this are rare...spacious land in a neighborhood setting, with so much nearby to enrich daily life.
Facts & features
The home at a glance
1.02 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$602 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$602/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 6499 W HERITAGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$200,000
6146 W HERITAGE DRIVE · same community
3 bd · 3 ba · 2,108 sqft · $95/sqft · 30 DOM
Sold · Dec ’25$262,000
6279 W APPOMATTOX LANE · same community
4 bd · 2 ba · 2,280 sqft · $115/sqft · 164 DOM
Sold · Jan ’26$86,500
1830 S WHITEHURST AVENUE
2 bd · 1 ba · 784 sqft · $110/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6499 W HERITAGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6499 W HERITAGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6499 W HERITAGE DRIVE FAQs
What would the monthly payment be for 6499 W HERITAGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $602/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6499 W HERITAGE DRIVE?+
The most recent tax bill on record (2024) was $221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $67,000, this home is listed about 81% below the Homosassa median of $348,975. The market section on this page shows how the area is trending.
Which schools are assigned to 6499 W HERITAGE DRIVE?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HOMOSASSA 34448 market on paper
$67,000 is 69% below the HOMOSASSA 34448 median of $218,500.
02Time on market is leverage
313 days on market against a Homosassa median of 63 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $73,500, now $67,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Heather McCann. MLS #W7879578.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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