CENTURY 21 Edge

419 N VESPER POINT, CRYSTAL RIVER, FL, 34429

Active284 days on marketListed Oct 24, 2025MLS #W7880154

Priced 82% below the CRYSTAL RIVER 34429 medianGREEN LEAF ACRES UNREC SUB

About this home

419 N VESPER POINT

BUILD YOUR DREAM HOME and discover the perfect opportunity to own 1.01 acres of pristine land in the heart of Crystal River, Florida! Nestled near the scenic Ozello Trail, this property offers a great location for nature lovers and those that love to be outdoors. Surrounded by beautiful landscapes and minutes from the Gulf of Mexico, this lot is perfect for building your dream home, a weekend getaway, or an investment in Florida’s growing real estate market. Enjoy fishing, kayaking, and wildlife watching, all just moments from your doorstep. Come secure your slice of paradise today!

Facts & features

The home at a glance

1.01 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$338/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$473 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$265
FHA mortgage insurance (est.)$20
Property tax — 2024 actual bill$28
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,575
Interest rate6.00%
Loan term

Estimated payment

$473/mo

Principal & interest$265
FHA mortgage insurance (est.)$20
Property taxes (actual bill)$28
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Crystal River

Map of 419 N VESPER POINT

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34429 — neighborhood snapshot

Population

9,494

Median age

63.7

Median income

$57,716

Median home value

$220,300

Avg household

2.14

Households w/ children

490

For the school run

Citrus County School District

MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★
ElementaryCrystal River Primary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$315K$325K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 82% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →

Paper trail

This home's history

Oct 24, 2025Listed at $45,000 · 284 days on market since

Reality check

What actually sold near 419 N VESPER POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1050 N MIDIRON POINTSold · May ’26

$200,000

1050 N MIDIRON POINT

3 bd · 2 ba · 1,020 sqft · $196/sqft · 83 DOM

795 N APPALACHIAN TERRACESold · Feb ’26

$230,000

795 N APPALACHIAN TERRACE

3 bd · 2 ba · 1,204 sqft · $191/sqft · 407 DOM

1637 SE PARADISE CIRCLE UNIT 602Sold · May ’26

$417,500

1637 SE PARADISE CIRCLE UNIT 602

2 bd · 2 ba · 1,248 sqft · $335/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 419 N VESPER POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 419 N VESPER POINT — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

419 N VESPER POINT FAQs

What would the monthly payment be for 419 N VESPER POINT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $473/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 419 N VESPER POINT?+

The most recent tax bill on record (2024) was $338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Crystal River?+

At $45,000, this home is listed about 86% below the Crystal River median of $314,950. The market section on this page shows how the area is trending.

Which schools are assigned to 419 N VESPER POINT?+

Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX SUNSET REALTY · Zachary Gerlack. MLS #W7880154.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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