4502 BAHAMA DRIVE, HERNANDO BEACH, FL, 34607
Active216 days on marketListed Dec 27, 2025MLS #W7881658
About this home
4502 BAHAMA DRIVE
DIRECT GULF ACCESS • 67x100 WATERFRONT LOT — READY TO BUILD IN HERNANDO BEACH! This is the one waterfront buyers wait for: direct, no-bridge Gulf access with no lifts, no delays—just hop in the boat and go. Tucked in one of Florida’s last true coastal gems, this 67x100 homesite is your blank canvas to create a custom stilt home, modern coastal retreat, or weekend escape. Already set up for the waterfront lifestyle, the property features a sturdy SEAWALL and two canal-side benches—perfect for sunrise coffees, evening breezes, and watching the water come to life and a floating DOCK. Imagine boating, fishing, and dolphin-spotting right from your own backyard, with the Open Gulf just minutes away. Hernando Beach delivers that laid-back, “old Florida” vibe—marinas, seafood spots, friendly neighbors, and charming fishing villages—plus you’re just a short drive from the crystal-clear Weeki Wachee River for kayaking, paddleboarding, and exploring natural springs. Rare. Buildable. Direct Gulf access. Claim your waterfront future today!
Facts & features
The home at a glance
0.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,899 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,899/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4502 BAHAMA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$325,000
4499 BAHAMA DRIVE · same community
2 bd · 2 ba · 958 sqft · $339/sqft · 0 DOM
Sold · Jan ’26$590,000
4446 BAHAMA DRIVE · same community
3 bd · 3 ba · 1,193 sqft · $495/sqft · 263 DOM
Sold · Feb ’26$615,000
4452 KINGSTON DRIVE · same community
3 bd · 2 ba · 1,204 sqft · $511/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 4502 BAHAMA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4502 BAHAMA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4502 BAHAMA DRIVE FAQs
What would the monthly payment be for 4502 BAHAMA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,899/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4502 BAHAMA DRIVE?+
The most recent tax bill on record (2025) was $1,886. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $250,000, this home is listed about 54% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4502 BAHAMA DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HERNANDO BEACH 34607 market on paper
$250,000 is 24% below the HERNANDO BEACH 34607 median of $329,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
216 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Sharie Oakland. MLS #W7881658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hernando Beach homes, in your inbox
Like 4502 BAHAMA DRIVE but not quite? A daily digest of every new listing in Hernando Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Zack to ping you on any price or status change →