4342 TAHITI DRIVE, HERNANDO BEACH, FL, 34607
Active12 days on marketListed Aug 17, 2026MLS #TB8539340
About this home
4342 TAHITI DRIVE
DIRECT GULF ACCESS waterfront lot in the heart of HERNANDO BEACH! A DEEP WATER CHANNEL with quick access to the OPEN GULF with no bridges or boat lifts to obstruct boat travel. This property has several advantages over others. The biggest advantage is having one of the HIGHEST GROUND ELEVATIONS in all of Hernando Beach. At 9+ feet above water level (3 to 5 feet higher than most others) it provides good high-storm-water protection. With channels on two sides of this end lot, the addition of a SEAWALL EXTENDS THE PROPERTY to 81 feet East to West and 111 feet North to South for a total of 8,991 square feet. (Original property line: 70’ x 100’). Located off the main channel, there is almost NO CHANNEL-TRAFFIC, eliminating wake disturbance of your boats & your docks. Build your DREAM COASTAL HOME in one of Florida’s most desirable waterfront communities. With NO HOA, NO DEED RESTRICTIONS, and NO SHORT-TERM RENTAL RESTRICTIONS, this property offers endless flexibility for a primary residence, vacation getaway, or investment opportunity. Zoned for SINGLE-FAMILY HOMES only (no mobile homes permitted). There is NO TIME LINE TO BUILD, allowing you to secure your piece of paradise now and build when ready. Water, sewer, and electric are available at the street and can be connected to the future home. Boating enthusiasts will love that DOCKS ARE ALLOWED even without a home currently on the property, making it easy to start enjoying the waterfront lifestyle right away. Located in the charming coastal community of HERNANDO BEACH, residents enjoy easy access to boating, fishing, Jet skiing, kayaking, paddle boarding, and some of Florida’s best waterfront dining with live entertainment. Nearby attractions include Weeki Wachee Springs State Park, where you can enjoy crystal-clear springs, kayaking adventures, and Florida’s natural beauty. Conveniently located near shopping, restaurants, marinas, and everyday essentials while still offering the peaceful charm of Old Florida living. Don’t miss this opportunity to own a WATERFRONT LOT with DIRECT GULF ACCESS in beautiful HERNANDO BEACH! Property is located on the right side of the road at 4342 Tahiti Dr., Hernando Beach FL 34607. Lot lines shown in aerial photos are approximate.
Facts & features
The home at a glance
0.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,477 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,477/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 4342 TAHITI DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$325,000
4499 BAHAMA DRIVE · same community
2 bd · 2 ba · 958 sqft · $339/sqft · 0 DOM
Sold · Jan ’26$590,000
4446 BAHAMA DRIVE · same community
3 bd · 3 ba · 1,193 sqft · $495/sqft · 263 DOM
Sold · Feb ’26$615,000
4452 KINGSTON DRIVE · same community
3 bd · 2 ba · 1,204 sqft · $511/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4342 TAHITI DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4342 TAHITI DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4342 TAHITI DRIVE FAQs
What would the monthly payment be for 4342 TAHITI DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,477/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4342 TAHITI DRIVE?+
The most recent tax bill on record (2025) was $2,137. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $338,000, this home is listed about 32% below the Hernando Beach median of $495,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4342 TAHITI DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BY OWNER.COM · Greg Sullivan. MLS #TB8539340.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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