4939 FLORAMAR TERRACE UNIT 912, NEW PORT RICHEY, FL, 34652
Active179 days on marketListed Feb 19, 2026MLS #W7883189
About this home
4939 FLORAMAR TERRACE UNIT 912
WATERFRONT LIVING TOP FLOOR! RENT INCLUDES SPECTRUM CABLE & INTERNET, WATER/SEWER, TRASH, PEST CONTROL, POOL, OUTDOOR COOKING AREA, WATERFRONT PAGODA, COMMUNAL WORKSHOP AND MORE! Welcome to a Eagle's View from this top 9th floor condo unit over looking your unobstructed gulf access on the North Channel of Gulf Harbors, just minutes from the Gulf of Mexico! Beautiful sunset views from this top floor unit and nothing less than paradise in this MAINTENANCE FREE COMMUNITY which is located in the beautiful city of New Port Richey. Featuring 2 bedrooms and 2 full bathrooms, a Spacious 1050 SqFt (fully enclosed porch has been opened into unit and is heated and cooled). Complete with storage Unit and Dual Elevators. Large open floor plan with living dining combination and split bedroom plan. Tile flooring in kitchens and baths, Laminate flooring in the entry and Living Dining area with carpeted bedrooms. Amenities include Laundry Facilities located at both ends of each floor in the building, an updated and Fully Secured Lobby, Security Cameras, Heated Pool, Grilling & Gazebo area with Tables and Chairs, Shuffleboard Court, Workshop, Bicycle Room, Poker Room, Library, Fishing Pier, Fish Cleaning Station, Overflow Parking area, Laundry Room and Trash Shoot on every floor. Community Extras: Boat, Trailer, Camper Storage Lot, Additional Storage Closets, Paddleboard/ Kayak/ Canoe/ Bike Storage, & Boat Slips are occasionally available at very reasonable yearly rate! Building has a New Roof, updated fire alarms and has been freshly painted. ACCESS TO GULF HARBOR PRIVATE BEACH, just 1 mile down the street is available for an additional membership of $200/YR, Residents can also join the Yacht Club, Fishing Club, & Boaters Club! Public Boat Ramps, Boat/ Kayak Rentals, Fishing Charters, Parks, Shopping, Beaches, Restaurants, Entertainment, Hospitals/ Urgent Care, Sam's Club are just a short bike ride away! ALSO AVAILABLE FOR AN ADDITIONAL $250.00 PER MONTH IS A BOAT SLIP DIRECTLY ON THE WATERFRONT SIDE OF THE COMPLEX. THERE IS ALSO A COVERED UNDER THE BUILDING PARKING SPACE THAT CAN BE RENTED WITH THIS UNIT FOR AN ADDITIONAL $80.00 PER MONTH PAID ANNUALLY . Be Certain to schedule your showing today for this breathtaking view and maintenance free home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,050
Sqft
0.59 ac
Lot size
1975
Year built
Three Or More
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Port Richey actives
$2 vs $201
Days on market
179 vs 52 typical
Where $2/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34652 — neighborhood snapshot
Population
25,900
Median age
51.8
Median income
$52,396
Median home value
$198,400
Avg household
2.19
Households w/ children
1,991
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
249 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4939 FLORAMAR TERRACE UNIT 912
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$165,000
4939 FLORAMAR TERRACE UNIT 812 · same community
2 bd · 2 ba · 959 sqft · $172/sqft · 48 DOM
Sold · May ’26$130,000
4939 FLORAMAR TERRACE UNIT 712 · same community
2 bd · 2 ba · 959 sqft · $136/sqft · 95 DOM
Sold · Feb ’26$155,000
4939 FLORAMAR TERRACE UNIT 511 · same community
2 bd · 2 ba · 959 sqft · $162/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4939 FLORAMAR TERRACE UNIT 912 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4939 FLORAMAR TERRACE UNIT 912 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4939 FLORAMAR TERRACE UNIT 912 FAQs
What would the monthly payment be for 4939 FLORAMAR TERRACE UNIT 912?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4939 FLORAMAR TERRACE UNIT 912?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $1,700, this home is listed about 99% below the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4939 FLORAMAR TERRACE UNIT 912?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW PORT RICHEY 34652 market on paper
$1,700 is 99% below the NEW PORT RICHEY 34652 median of $210,000, and at $2/sqft it sits under the New Port Richey average of $214.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
179 days on market against a New Port Richey median of 52 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Rebecca Huffsmith. MLS #W7883189.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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