CENTURY 21 Edge
$699,9905 bd5 ba3,307 sqft$212 /sqft$5,323 /mo all-in ↓

32588 TREE OF LIFE AVENUE, WESLEY CHAPEL, FL, 33543

Active146 days on marketListed Mar 25, 2026MLS #W7884190

Single Family ResidenceWINDING RDG PH 1 & 2

About this home

32588 TREE OF LIFE AVENUE

NO CDD • GATED COMMUNITY • 5 BEDROOMS • 5 BATHROOMS • 3-CAR GARAGE • CONSERVATION VIEW! Welcome to elevated living in the prestigious Winding Ridge community of Wesley Chapel. This beautifully maintained residence delivers the space, privacy, and low-maintenance lifestyle today’s buyers are looking for. Enjoy the benefits of a gated community with NO CDD, plus an HOA that covers lawn maintenance, landscaping, fertilization, mulching, exterior pest control, irrigation water for the sprinkler system, and trash service—making everyday living truly easy and convenient. Residents also enjoy resort-style amenities including a beautifully designed clubhouse, resort-style pool, fully equipped fitness center, pickleball and tennis courts, basketball courts, playground, and a vibrant calendar of community activities. Inside, this impressive 5-bedroom, 5-bathroom home offers an expansive and sophisticated layout with refined finishes and exceptional functionality. The bright open-concept living spaces are complemented by quartz countertops, stainless steel appliances, a gas range, and abundant natural light. The main level features a luxurious primary suite with dual walk-in closets and a spa-like bathroom, along with a well-appointed guest bedroom for added convenience. Every bedroom includes its own walk-in closet, providing outstanding storage and personal space throughout the home. Step outside to the extended lanai overlooking peaceful conservation views with no rear neighbors, creating the perfect private setting for relaxing evenings or entertaining guests. A spacious 3-car garage with tandem space provides additional room for vehicles, storage, or recreational equipment. Ideally located near Wiregrass Mall, Tampa Premium Outlets, USF, Moffitt Cancer Center, AdventHealth, Pasco State College, and Center Ice, with quick access to I-75 and I-275. Downtown Tampa and Tampa International Airport are also just a short drive away. A rare opportunity to own a spacious 5-bedroom, 5-bath home in a gated Wesley Chapel community with NO CDD, resort-style amenities, extensive HOA services, and beautiful conservation views. Schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

3,307

Sqft

0.16 ac

Lot size

3

Garage

2023

Year built

Two

Levels

$212

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesNortheast
ParkingGarage Door Opener · Tandem
ExteriorBasketball Court · Irrigation System · Playground · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$374/mo
Taxes (2025)$8,993/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Playground · Pool · Racquetball · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Private · Sewer Connected · Sprinkler Recycled
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,323 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$749
HOA fee — from the listing$374
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,999
Interest rate6.00%
Loan term

Estimated payment

$5,323/mo

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property taxes (actual bill)$749
HOA / condo fee$374
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Wesley Chapel actives

$212 vs $204

Days on market

146 vs 50 typical

Where $212/sqft sits among the 400 Wesley Chapel actives

98
120
84 · this home
39
23
36
$151–180$180–208$208–236$236–265$265–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Chapel

Map of 32588 TREE OF LIFE AVENUE

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)44 min
Walt Disney World75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

The numbers that matter

The Wesley Chapel market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$440K$439K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

236 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 106% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

Mar 25, 2026Listed at $699,990 · 146 days on market since
2023Built · WINDING RDG PH 1 & 2

Reality check

What actually sold near 32588 TREE OF LIFE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3107 MOUNTAIN SPRUCE TERRACESold · Sep ’25

$799,000

3107 MOUNTAIN SPRUCE TERRACE · same community

5 bd · 4.5 ba · 3,251 sqft · $246/sqft · 155 DOM

32768 TREE OF LIFE AVENUESold · Nov ’25

$550,000

32768 TREE OF LIFE AVENUE · same community

4 bd · 3 ba · 2,492 sqft · $221/sqft · 212 DOM

32697 NATURAL BRIDGE ROADSold · May ’26

$726,000

32697 NATURAL BRIDGE ROAD

4 bd · 3 ba · 3,318 sqft · $219/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 32588 TREE OF LIFE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32588 TREE OF LIFE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

32588 TREE OF LIFE AVENUE FAQs

What would the monthly payment be for 32588 TREE OF LIFE AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,323/mo — principal and interest, the actual property-tax bill, the $374/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 32588 TREE OF LIFE AVENUE?+

The association fee works out to $374 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 32588 TREE OF LIFE AVENUE?+

The most recent tax bill on record (2025) was $8,993. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 32588 TREE OF LIFE AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $699,990, this home is listed about 62% above the Wesley Chapel median of $431,250. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$699,990 runs 106% above the WESLEY CHAPEL 33543 median — but at 3,307 sqft it's also 60% larger than the typical Wesley Chapel listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

146 days on market against a Wesley Chapel median of 50 — sellers in this position are usually ready to negotiate.

Listing courtesy of HOMETRUST REALTY GROUP · Eileen Rivera. MLS #W7884190.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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