6433 LOST TREE LANE, SPRING HILL, FL, 34606
Active116 days on marketListed Apr 6, 2026MLS #W7884566
About this home
6433 LOST TREE LANE
NEW ROOF INCLUDED (No Cost to Buyer) — BUYER CHOOSES THE COLOR Seller will install a brandnew roof prior to closing after inspections. A rare opportunity. This wellmaintained Timber Pines home is fully furnished, freshly staged, and not lived in since — offering a true modelhome feel. Major updates include new windows (2022) for improved efficiency and a HVAC replacement (2011). Offering 1,674 sq ft of living space, the home features a spacious layout with a large covered front porch, rear patio, and an enclosed, airconditioned Florida room finished to the same quality as the main living area — perfect for additional living or entertaining space. Oversized ceramic tile enhances all wet areas and the Florida room, while decorative lighting, ceiling fans, and window treatments provide a cohesive, polished finish. The updated primary bath includes a walkin stall shower, and the guest suite offers a relaxing Jacuzzi tub. The kitchen is equipped with updated stainlesssteel appliances. Exterior upgrades include a decorative patterned driveway, concrete curbalawn edging, a professionally installed gutter system with drainage pads, and a private irrigation well for the sprinkler system. The oversized twocar garage adds versatility with a newer opener, garage screens, stackable washer/dryer, and a utility/slop sink. The current roof is in good condition with a certified inspection. Seller will install a brandnew roof at no cost to the buyer, with color selection available, subject to acceptable terms. Residents of Timber Pines enjoy a resortstyle, guardgated community with four golf courses, clubhouse dining, a performing arts center, fitness facilities, tennis, pickleball, bocce, multiple pools and spas, and a full calendar of social activities. Fully furnished, thoughtfully updated, and competitively positioned — this home is a standout opportunity in Timber Pines. Schedule your private showing today. #TimberPinesLiving #TurnkeyHome #MoveInReady #FloridaLiving #55PlusCommunity #GolfCommunity #FullyFurnished #ModelHomeFeel #SpringHillFL #CornerLotHome #ActiveAdultLiving #FloridaRealEstate
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,674
Sqft
0.19 ac
Lot size
2
Garage
1985
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,607 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,607/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
$/sqft vs TIMBER PINES
$191 vs $180
Days on market
116 vs 29 typical
Where $191/sqft sits among the 38 homes for sale in TIMBER PINES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34606 — neighborhood snapshot
Population
28,155
Median age
50.4
Median income
$54,730
Median home value
$227,700
Avg household
2.25
Households w/ children
2,752
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
20 of 38
TIMBER PINES have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the SPRING HILL 34606 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 6433 LOST TREE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$328,625
7052 SPARKLING CREEK COURT · same community
2 bd · 2 ba · 1,674 sqft · $196/sqft · 29 DOM
Sold · Aug ’25$260,000
6530 PINE MEADOWS DRIVE · same community
2 bd · 2 ba · 1,674 sqft · $155/sqft · 120 DOM
Sold · Feb ’26$375,000
6181 OCEAN PINES LANE · same community
2 bd · 2 ba · 1,728 sqft · $217/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6433 LOST TREE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6433 LOST TREE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6433 LOST TREE LANE FAQs
What would the monthly payment be for 6433 LOST TREE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,607/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6433 LOST TREE LANE?+
The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6433 LOST TREE LANE?+
The most recent tax bill on record (2025) was $1,085. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6433 LOST TREE LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $319,900, this home is listed about 7% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6433 LOST TREE LANE?+
Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$319,900 runs 14% above the SPRING HILL 34606 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
116 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $349,900, now $319,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRIDGE POINT BUSINESS REAL EST · Anthony Kanaris PLLC. MLS #W7884566.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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