6433 LOST TREE LANE, SPRING HILL, FL, 34606
Active196 days on marketListed Apr 6, 2026MLS #W7884566
About this home
6433 LOST TREE LANE
Fully furnished in Timber Pines, this two-bedroom, two-bath home combines a landscaped corner lot, an air-conditioned Florida room, and an oversized two-car garage. Enjoy 1,674 square feet of heated living space, windows installed in 2022, and inviting spaces for relaxing or entertaining. Following inspections, the seller will have a brand-new roof installed prior to closing at the seller's expense, with the buyer choosing the color, subject to acceptable contract terms. The spacious living and dining areas connect to a kitchen with updated stainless-steel appliances and eating space. The enclosed Florida room offers another place to gather, read, or unwind, complemented by a large covered front porch and rear patio. Ceramic tile in the wet areas and Florida room, decorative lighting, ceiling fans, and window treatments complete the interior. The primary suite features a walk-in closet and an updated walk-in shower; the guest bath includes a Jacuzzi tub. Outside, a patterned driveway, concrete landscape edging, gutters with drainage pads, and a private irrigation well serve the landscaped setting. The oversized two-car garage includes garage screens, a newer door opener, a stackable washer/dryer, and a utility sink. The home has been freshly staged and not lived in since staging. HVAC replacement dates to 2011. Timber Pines is a guard-gated 55+ community offering four golf courses, clubhouse dining, performing arts, fitness facilities, tennis, pickleball, bocce, pools and spas, and social activities. Golf memberships/green fees and certain other amenities carry additional charges. Schedule a private showing to explore the home and community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,674
Sqft
0.19 ac
Lot size
2
Garage
1985
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,480 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,480/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs TIMBER PINES
$179 vs $193
Days on market
196 vs 58 typical
Where $179/sqft sits among the 30 homes for sale in TIMBER PINES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34606 — neighborhood snapshot
Population
28,155
Median age
50.4
Median income
$54,730
Median home value
$227,700
Avg household
2.25
Households w/ children
2,752
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
12 of 30
TIMBER PINES have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the SPRING HILL 34606 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 6433 LOST TREE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$328,625
7052 SPARKLING CREEK COURT · same community
2 bd · 2 ba · 1,674 sqft · $196/sqft · 29 DOM
Sold · Apr ’26$245,000
2351 PALM SPRINGS COURT · same community
2 bd · 2 ba · 1,667 sqft · $147/sqft · 12 DOM
Sold · Feb ’26$375,000
6181 OCEAN PINES LANE · same community
2 bd · 2 ba · 1,728 sqft · $217/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6433 LOST TREE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6433 LOST TREE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6433 LOST TREE LANE FAQs
What would the monthly payment be for 6433 LOST TREE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,480/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6433 LOST TREE LANE?+
The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6433 LOST TREE LANE?+
The most recent tax bill on record (2025) was $1,085. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6433 LOST TREE LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $299,800, this home is listed about 11% below the Spring Hill median of $335,375. The market section on this page shows how the area is trending.
Which schools are assigned to 6433 LOST TREE LANE?+
Fox Chapel Middle School (middle), Spring Hill Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$299,800 runs 11% above the SPRING HILL 34606 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
196 days on market against a Spring Hill median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $349,900, now $299,800 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRIDGE POINT BUSINESS REAL EST · Anthony Kanaris PLLC. MLS #W7884566.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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