4980 GALLEON COURT, NEW PORT RICHEY, FL, 34652
Active126 days on marketListed Apr 16, 2026MLS #W7884687
About this home
4980 GALLEON COURT
Beautifully updated 3 bedroom, 2 bath, 2 car garage, 1712 sq.ft. waterfront home in true move-in condition! Situated on a wide, deep water canal with highly desirable eastern exposure, this home offers peaceful sunrises and cooler afternoons with stunning water views. The screened-in pool creates the perfect setting for relaxing or entertaining while enjoying the serene waterfront backdrop. A large yard provides ample space for outdoor living, pets, or future customization, while the circular driveway offers essential extra parking for guests and gatherings. The garage has been finished with durable and attractive epoxy flooring, adding both function and style. Inside, you’ll find a light & bright open split-bedroom floor plan designed for comfort and privacy, along with beautiful water views from multiple areas of the home. The spacious all-new kitchen features stainless steel appliances, custom cabinetry and solid surface countertops offering ample storage and beautiful pool and water views from the large farm sink. Updates include new tile roof in 2006, new electrical panel; plumbing updates and more in 2025. Located just around the corner from the open Gulf, this property is a boater’s dream. Gulf Harbors community residents enjoy a golf cart-friendly neighborhood, optional private beach access, and close proximity to downtown New Port Richey’s shops, dining, and events. This well-maintained neighborhood offers a strong sense of community and the perfect setting to enjoy the Florida waterfront lifestyle year-round. Located in the sought-after Gulf Harbors community, with optional access to the exclusive Gulf Harbor Beach Club, this property offers a rare opportunity to own a well-built waterfront home with true direct Gulf access. Community is golf cart friendly ; historical Downtown New Port Richey is less than 4 miles away where you will find many restaurants and shops and Sim's Park which is an outdoor community venue that host various outdoor events such as festivals and concerts throughout the year. Come see this gorgeous waterfront home today and start living the Florida waterfront lifestyle today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,712
Sqft
0.17 ac
Lot size
2
Garage
1972
Year built
One
Levels
$408
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,480 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,480/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs FLOR A MAR
$408 vs $384
Days on market
126 vs 55 typical
Where $408/sqft sits among the 63 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
38 of 63
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 225% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4980 GALLEON COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$405,000
4832 SHELL STREAM BOULEVARD · same community
3 bd · 2 ba · 1,704 sqft · $238/sqft · 36 DOM
Sold · Sep ’25$710,000
4917 MARLIN DRIVE · same community
3 bd · 2 ba · 1,691 sqft · $420/sqft · 91 DOM
Sold · Apr ’26$940,000
4229 RUDDER WAY · same community
3 bd · 3 ba · 1,736 sqft · $541/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 4980 GALLEON COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4980 GALLEON COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4980 GALLEON COURT FAQs
What would the monthly payment be for 4980 GALLEON COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,480/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4980 GALLEON COURT?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4980 GALLEON COURT?+
The most recent tax bill on record (2025) was $3,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4980 GALLEON COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $699,000, this home is listed about 145% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4980 GALLEON COURT?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,000 runs 225% above the NEW PORT RICHEY 34652 median — but at 1,712 sqft it's also 23% larger than the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
126 days on market against a New Port Richey median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $875,000, now $699,000 — a $176K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Judi Pobst. MLS #W7884687.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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