CENTURY 21 Edge
$320,000$325,0004 bd2 ba1,804 sqft$177 /sqft$2,621 /mo all-in ↓

5524 OCEAN BREEZE DRIVE, SPRING HILL, FL, 34609

Active84 days on marketListed May 13, 2026MLS #W7885539

Priced 6% below the SPRING HILL 34609 medianReduced $5KSingle Family ResidenceSUNSET LANDING

About this home

5524 OCEAN BREEZE DRIVE

Virtually Staged. Located within the gated community of Sunset Landing, this inviting 4- bedroom, 2-bath home with a 2-car garage sits on a manageable 0.14-acre setting and welcomes you with a covered front entry highlighted by decorative stone accents and a paneled front door with a glass insert. Inside, the foyer opens to wood-look tile flooring that flows throughout the main living areas, complemented by a white baseboard molding and open sightlines that draw you into the heart of the home. Just off the entry, a front bedroom offers carpeted comfort with a built-in closet and a window overlooking the front yard, while nearby the dining area features matching tile flooring and a wide window that fills the space with natural light. The kitchen is positioned to the left and continues the cohesive design with solid countertops, a dual sink, stainless steel appliances, generous cabinetry, and a window overlooking the yard, with a breakfast nook just beyond that creates an easy spot for casual meals. A conveniently placed laundry room with tile flooring provides a direct connection between the kitchen and the garage. At the rear of the home, the spacious living room feels open and relaxed, offering wide views of the backyard and a glass-paneled door leading to the covered porch for seamless indoor-outdoor living. The primary suite serves as a comfortable retreat with carpet flooring, a large walk-in closet, and an en suite bath featuring tile flooring, dual vanities with solid countertops, abundant cabinetry, a soaking tub, and a separate glass-enclosed step-in shower with tiled walls. Two additional bedrooms offer similar comfort with carpet flooring, built-in closets, and windows overlooking the backyard and side yard, while a shared bath between them includes a single vanity with storage and a tub-shower combination. The covered rear porch features a finished patio surface and peaceful backyard views, creating a quiet space to unwind. Conveniently located in Spring Hill, the home offers easy access to Weeki Wachee Springs State Park for kayaking and swimming in crystal-clear waters, the Suncoast Trail for biking and jogging, and Pine Island Park, known for its sandy shoreline and scenic Gulf sunsets, delivering a lifestyle that blends comfort, convenience, and outdoor enjoyment

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,804

Sqft

0.14 ac

Lot size

2

Garage

2023

Year built

One

Levels

$177

Per sqft

NegotiablePets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Trash Compactor · Washer
InteriorEating Space In Kitchen · In Wall Pest System · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationConcrete Perimeter
FacesWest
ParkingGarage Door Opener · Ground Level · Off Street
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$65/mo
Taxes (2025)$4,452/yr
PetsYes
CommunityGated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fiber Optics · Fire Hydrant · Phone Available · Sewer Available · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,621 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property tax — 2025 actual bill$371
HOA fee — from the listing$65
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,200
Interest rate6.00%
Loan term

Estimated payment

$2,621/mo

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$371
HOA / condo fee$65
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$307KedgeAI estimate $335,099 · range $330K$350K$364K

vs edgeAI estimate

−4.5%

$/sqft vs Spring Hill actives

$177 vs $192

Days on market

84 vs 41 typical

Where $177/sqft sits among the 400 Spring Hill actives

88
105 · this home
88
52
34
33
$146–168$168–190$190–212$212–234$234–256$256+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 5524 OCEAN BREEZE DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)56 min
Downtown Tampa59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

MiddlePowell Middle School★★★★★
HighCentral High School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$320K$315K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

213 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $320,000 $5K
May 13, 2026Listed at $325,000 · 84 days on market since
2023Built · SUNSET LANDING

Reality check

What actually sold near 5524 OCEAN BREEZE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5497 OCEAN BREEZE DRIVESold · Apr ’26

$322,450

5497 OCEAN BREEZE DRIVE · same community

4 bd · 2 ba · 1,820 sqft · $177/sqft · 89 DOM

13175 GULF BAY LANESold · Jun ’26

$305,750

13175 GULF BAY LANE · same community

3 bd · 2 ba · 1,720 sqft · $178/sqft · 203 DOM

5544 OCEAN BREEZE DRIVESold · Dec ’25

$323,850

5544 OCEAN BREEZE DRIVE · same community

3 bd · 2 ba · 1,720 sqft · $188/sqft · 103 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5524 OCEAN BREEZE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5524 OCEAN BREEZE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5524 OCEAN BREEZE DRIVE FAQs

What would the monthly payment be for 5524 OCEAN BREEZE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,621/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5524 OCEAN BREEZE DRIVE?+

The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5524 OCEAN BREEZE DRIVE?+

The most recent tax bill on record (2025) was $4,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5524 OCEAN BREEZE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $320,000, this home is listed about 7% below the Spring Hill median of $342,975. The market section on this page shows how the area is trending.

Which schools are assigned to 5524 OCEAN BREEZE DRIVE?+

Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SPRING HILL 34609 market on paper

$320,000 is 6% below the SPRING HILL 34609 median of $339,900, and at $177/sqft it sits under the Spring Hill average of $201.

02Time on market is leverage

84 days on market against a Spring Hill median of 41 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $325,000, now $320,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7885539.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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