CENTURY 21 Edge
$119,900$129,9001 bd1.5 ba779 sqft$154 /sqft$1,032 /mo all-in ↓

12102 BOYNTON LANE UNIT B, NEW PORT RICHEY, FL, 34654

Active77 days on marketListed Jun 1, 2026MLS #W7886177

Priced 35% below the NEW PORT RICHEY 34654 medianReduced $10KWaterfrontFully furnishedCondominiumPARADISE POINTE WEST GR 05

About this home

12102 BOYNTON LANE UNIT B

EXCEPTIONAL NEW VALUE! Enjoy one of the most spectacular waterfront views in Paradise Point West, now available at an even more attractive price. SERENE POND VIEWS | UPDATED INTERIOR | 55+ COMMUNITY LIVING! Welcome to this beautifully maintained 1 bedroom, 1.5 bath home located in New Port Richey and perfectly situated on a peaceful pond setting. Enjoy relaxing water views from multiple rooms throughout the home! This charming property also features a welcoming front patio area, perfect for enjoying your morning coffee or relaxing outdoors. Step inside to find laminate flooring flowing through the living room, dining area, and bedroom. The spacious living room features newer double-pane sliding glass doors leading to the lanai, creating plenty of natural light and seamless indoor-outdoor living. The enclosed lanai overlooks the tranquil pond and is equipped with both windows and screens, allowing you to enjoy the space comfortably year-round. The lanai was also updated in 2017. The dining area also offers lovely pond views through its large window, while the updated kitchen features stainless steel appliances and modern finishes. The bedroom includes laminate flooring, double closets, and two windows overlooking the water for a peaceful retreat. The en suite bath has been beautifully remodeled with tile flooring, a tiled walk-in shower with elegant glass doors, updated vanity, and newer showerhead. A conveniently located half bath and hallway storage closet add additional functionality. The garage offers attic pull-down stairs for extra storage, a utility sink, storage closet, and washer and dryer. Additional features and updates include gutters and downspouts, underground utilities, nearby fire hydrant, double-pane windows replaced in 2015, updated electrical panel in 2023, and a 2018 roof. Located in a desirable 55+ community offering exceptional amenities including a clubhouse, pool, tennis courts, library, shuffleboard, fitness center, pool tables, and a 9-hole golf course. The monthly fee includes trash service, cable, internet, use of all SummerTree recreational facilities, exterior maintenance, exterior painting, and roof maintenance, making for easy, low-maintenance Florida living. Conveniently located close to shopping, restaurants, medical facilities, airports, and Florida’s beautiful beaches, this home offers both comfort and convenience in a wonderful community setting. Whether you are looking for a full-time residence or seasonal retreat, this charming pond-front home is a must see!

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

779

Sqft

0.02 ac

Lot size

1

Garage

1975

Year built

One

Levels

$154

Per sqft

WaterfrontWater viewFurnished55+ communityPets allowed

Inside

FlooringCarpet · Laminate · Linoleum · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$1,358/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Golf · Pool · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Public · Sewer Available · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,032 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Property tax — 2025 actual bill$113
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,197Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,197
Interest rate6.00%
Loan term

Estimated payment

$1,032/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Property taxes (actual bill)$113
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $120K
$115KedgeAI estimate $165,566 · range $153K$170K$177K

vs edgeAI estimate

−27.6%

$/sqft vs New Port Richey actives

$154 vs $202

Days on market

77 vs 52 typical

Where $154/sqft sits among the 400 New Port Richey actives

90 · this home
163
79
19
14
35
$101–159$159–218$218–276$276–334$334–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Map of 12102 BOYNTON LANE UNIT B

Drive times from this address

Tampa Int’l Airport (TPA)43 min
Downtown Tampa47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34654 — neighborhood snapshot

Population

24,357

Median age

44.4

Median income

$64,210

Median home value

$257,500

Avg household

2.55

Households w/ children

2,304

For the school run

Pasco County School District

ElementaryMoon Lake Elementary School★★★★
MiddleRiver Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$270K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

247 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% below the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $119,900 $10K
Jun 1, 2026Listed at $129,900 · 77 days on market since
1975Built · PARADISE POINTE WEST GR 05

Reality check

What actually sold near 12102 BOYNTON LANE UNIT B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12026 BOYNTON LANESold · Apr ’26

$85,000

12026 BOYNTON LANE · same community

1 bd · 1.5 ba · 779 sqft · $109/sqft · 101 DOM

12009 BOYNTON LANE UNIT 19BGSold · May ’26

$145,000

12009 BOYNTON LANE UNIT 19BG · same community

1 bd · 1.5 ba · 779 sqft · $186/sqft · 6 DOM

12013 BOYNTON LANESold · May ’26

$76,500

12013 BOYNTON LANE · same community

1 bd · 1.5 ba · 779 sqft · $98/sqft · 154 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 12102 BOYNTON LANE UNIT B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12102 BOYNTON LANE UNIT B — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12102 BOYNTON LANE UNIT B FAQs

What would the monthly payment be for 12102 BOYNTON LANE UNIT B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,032/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12102 BOYNTON LANE UNIT B?+

The most recent tax bill on record (2025) was $1,358. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12102 BOYNTON LANE UNIT B?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $119,900, this home is listed about 58% below the New Port Richey median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 12102 BOYNTON LANE UNIT B?+

Moon Lake Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NEW PORT RICHEY 34654 market on paper

$119,900 is 35% below the NEW PORT RICHEY 34654 median of $185,000, and at $154/sqft it sits under the New Port Richey average of $214.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $129,900, now $119,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of RE/MAX SUNSET REALTY · Cookie Miller, PA. MLS #W7886177.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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