CENTURY 21 Edge
$845,000$940,0003 bd3 ba2,188 sqft$386 /sqft$6,104 /mo all-in ↓

4956 GALLEON COURT, NEW PORT RICHEY, FL, 34652

Active78 days on marketListed Jun 3, 2026MLS #W7886268

Reduced $95KWaterfrontPrivate poolSingle Family ResidenceFLOR A MAR

Come see it

Upcoming open houses

Fri, Aug 21

12:00 PM – 2:00 PM

Sat, Aug 22

12:00 PM – 2:00 PM

Sun, Aug 23

12:00 PM – 2:00 PM

Fri, Aug 28

12:00 PM – 2:00 PM

Sat, Aug 29

12:00 PM – 2:00 PM

Sun, Aug 30

12:00 PM – 2:00 PM

About this home

4956 GALLEON COURT

One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! Waterfront Living Just Became More Affordable. Welcome to your Florida waterfront retreat in the highly sought-after community of Flor A Mar, Gulf Harbors. Perfectly positioned on an exclusive oversized premium lot, this exceptional waterfront home boasts an impressive 126 feet of brand-new concrete seawall frontage on a protected deep-water canal, offering a rare opportunity to enjoy expansive water views, generous outdoor space and the ultimate boating lifestyle. The wide width of the canal facilitates larger vessels. With immediate Gulf access, this property is a true paradise for waterfront enthusiasts and is complete with a floating dock ready for your next adventure on the water. Inside, the spacious layout is filled with natural light and designed for both everyday living and entertaining. Expansive living areas seamlessly connect to the outdoor spaces, creating the perfect backdrop for enjoying Florida's indoor-outdoor lifestyle. The oversized primary suite offers a peaceful retreat with picture windows overlooking the canal, while Bedroom 2 features its own private ensuite as well. Newer stainless steel appliances, recessed lighting and sand-like granite countertops mingle the beauty of the outside to inside. The home has been thoughtfully priced with cosmetic pool updates already considered, creating an incredible opportunity for buyers to personalize and elevate this remarkable property. Upgraded Electric Panel designed for dock use 2025, HVAC 2024, Reverse Osmosis and Water Filtration System 2021, Seawall 2025, Flat Roof 2025, Floating Dock 2025. With direct Gulf access and optional membership to the Gulf Harbors Beach Club, this re-known golf-cart friendly community offers the true Florida waterfront life-style. Located within close proximity to Sims Park, New Port Richey's historical downtown, you will enjoy concerts in the park, parades, and many choices of restaurants. Close proximity to many waterfront venues for dining and fun!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,188

Sqft

0.22 ac

Lot size

2

Garage

1973

Year built

One

Levels

$386

Per sqft

Private poolWaterfrontPool & Water viewPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco · Wood Frame (FSC Certified)
FoundationSlab
ViewPool · Water
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side · Oversized
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2025)$12,695/yr
PetsYes
CommunityCanal Front · Private Boat Ramp · Water Access · Waterfront

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,104 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,560
PMI (est., until 20% equity)$317
Property tax — 2025 actual bill$1,058
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,500
Interest rate6.00%
Loan term

Estimated payment

$6,104/mo

Principal & interest$4,560
PMI (est., until 20% equity)$317
Property taxes (actual bill)$1,058
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $845K
$749KedgeAI estimate $932,303 · range $780K$993K$1.0M

vs edgeAI estimate

−9.4%

$/sqft vs FLOR A MAR

$386 vs $384

Days on market

78 vs 55 typical

Where $386/sqft sits among the 63 homes for sale in FLOR A MAR

13
6
11
10 · this home
13
10
$219–272$272–325$325–379$379–432$432–485$485+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flor-a-mar

Map of 4956 GALLEON COURT inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)51 min
Downtown Tampa55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Flor-a-mar — neighborhood snapshot

Population

2,712

Median age

56

Median income

$96,857

Median home value

$435,193

Avg household

2

Households w/ children

136

For the school run

Pasco County School District

HighGulf High School★★★★
MiddleGulf Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$280K$275K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

38 of 63

FLOR A MAR have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 302% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $845,000 $95K
Jun 3, 2026Listed at $940,000 · 78 days on market since
1973Built · FLOR A MAR

Reality check

What actually sold near 4956 GALLEON COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3355 SEAWAY DRIVESold · Apr ’26

$715,000

3355 SEAWAY DRIVE · same community

2 bd · 2.5 ba · 2,138 sqft · $334/sqft · 21 DOM

4918 FORECASTLE DRIVESold · Dec ’25

$603,900

4918 FORECASTLE DRIVE · same community

3 bd · 2 ba · 2,094 sqft · $288/sqft · 172 DOM

3200 TRIDENT TERRACESold · May ’26

$705,000

3200 TRIDENT TERRACE · same community

3 bd · 3 ba · 2,313 sqft · $305/sqft · 34 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 4956 GALLEON COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4956 GALLEON COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4956 GALLEON COURT FAQs

What would the monthly payment be for 4956 GALLEON COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,104/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4956 GALLEON COURT?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4956 GALLEON COURT?+

The most recent tax bill on record (2025) was $12,695. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4956 GALLEON COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $845,000, this home is listed about 197% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4956 GALLEON COURT?+

Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$845,000 runs 302% above the NEW PORT RICHEY 34652 median — but at 2,188 sqft it's also 58% larger than the typical New Port Richey listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $940,000, now $845,000 — a $95K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Robin Fish. MLS #W7886268.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New New Port Richey homes, in your inbox

Like 4956 GALLEON COURT but not quite? A daily digest of every new listing in New Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Chad to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 20, 2026 at 9:54 AM UTC. The listing information on this page last changed on August 20, 2026 at 9:54 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 20, 2026 at 9:54 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 20, 2026 at 9:54 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.