8128 PAPAYA STREET, PORT RICHEY, FL, 34668
Active69 days on marketListed Jun 9, 2026MLS #W7886591
About this home
8128 PAPAYA STREET
Great space to call home! This double townhouse has a locked lobby entrance, and stairs up to the living level with private access to 8128 (unit B) OR 8134 (unit A) Papaya Street. Each unit offers open floor plan with living room, dining room and kitchen. Fan in living room. Half bath in hall with large closet, two large bedrooms, each with private FULL bath and walk in shower. Each bedroom has sliding door access to a rear patio overlooking the privacy fenced yard . Indoor laundry on living level with Washer and Dryer. Downstairs each unit has a private garage - can fit four normal sized cars. New Garage door openers are going to be installed. Side garage access do to back yard. UNIT B (8128 Papaya) has a large parking pad for boat or RV behind the privacy fence. Rent for this unit is slightly higher due to the extra parking. Rent includes: lawncare, interior extermination x 1 prior to lease, exterior extermination every other month, palms trimmed annually, garbage and recycling and monthly AC filter change. LOCATION! LOCATION! LOCATION! This townhome is located within walking distance to multiple restaurants/bars, waterfront park, kids play park, dog park, tackle shop and public boat ramp. Close to shopping, movies, medical and restaurants. Close to Historic downtown New Port Richey with restaurants, live theatre, breweries, shops, Simm's park with festivals, concerts, parades, etc. Approx 20 min to the Tarpon Springs Sponge Docks, Downtown Tarpon, Aquarium and Fred Howard Park. Less than an hour to Downtown Dunedin, Honeymoon Island, Caladesi Island, Clearwater Beach. Approx one hour to Tampa Cruise Port, Tampa Airport, Fine Dining, Sports Arena's, Theme Parks, Zoo, Live Theatre and so much more!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,364
Sqft
0.12 ac
Lot size
4
Garage
2002
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Richey actives
$1 vs $190
Days on market
69 vs 41 typical
Where $1/sqft sits among the 321 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
173 of 321
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 8128 PAPAYA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$375,000
7803 2ND AVENUE W · same community
3 bd · 2 ba · 1,372 sqft · $273/sqft · 47 DOM
Sold · Jul ’26$465,000
7816 3RD AVENUE W · same community
3 bd · 2 ba · 1,536 sqft · $303/sqft · 7 DOM
Sold · Apr ’26$335,000
5340 DARTMOUTH ROAD
3 bd · 2 ba · 1,368 sqft · $245/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 8128 PAPAYA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8128 PAPAYA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8128 PAPAYA STREET FAQs
What would the monthly payment be for 8128 PAPAYA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8128 PAPAYA STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $1,850, this home is listed about 99% below the Port Richey median of $254,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of BEST OF THE GULF REALTY INC · LORI Smith, PA. MLS #W7886591.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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