CENTURY 21 Edge
$429,900$439,9004 bd2.5 ba2,827 sqft$152 /sqft≈$3,091 /mo all-in ↓

10446 AVILA STREET, SPRING HILL, FL, 34608

Active76 days on marketListed Jul 29, 2026MLS #W7888082

✦ Reduced $10KPrivate poolSingle Family ResidenceSPRING HILL

About this home

10446 AVILA STREET

Imagine coming home to a place where comfort, style, and peace of mind come together. Nestled on a desirable corner lot, this beautifully maintained two-story home welcomes you with professional landscaping and elegant decorative soffit lighting, creating stunning curb appeal both day and night. Step into your own private backyard oasis featuring a screen-enclosed swimming pool with a beautiful waterfall feature and an impressive 11' x 40' covered porch--the perfect outdoor area for entertaining, dining, or simply enjoying Florida's year-round sunshine. Thoughtful updates throughout allow you to move in and simply enjoy. The professionally landscaped backyard provides a beautiful backdrop, perfect for outdoor recreation, a play area, or a secure space where children and pets can run and play. Featuring 4 bedrooms, 2.5 bathrooms, and 2,827 square feet of inviting living space, this home was designed for making memories. The spacious kitchen is the heart of the home, complete with stainless steel appliances, a large center island with additional storage, wood cabinetry with a spacious and generous double pantry. Recent kitchen updates include a refrigerator and dishwasher ((2024), while the washer and dryer were replaced in 2026, adding even more value and convenience. Adjacent to the kitchen, the expansive 18' x 13' family room provides the ideal gathering space for movie nights, holiday celebrations, and everyday living. The flexible first-floor den is perfect as a home office, playroom or guest space while the interior laundry room and conveniently remodeled half bath make everyday living effortless. Upstairs, retreat to the spacious primary suite featuring oversized walk-in closets and a spa-inspired ensuite bath with a soaking tub, separate shower, and updated lighting. Three additional bedrooms and a versatile loft provide plenty of space for a growing family, game room, media area, cozy reading nook, home office, or exercise room. This home also offers valuable updates that provide lasting peace of mind, including a new roof (2025), second-floor A/C replaced in 2023, new water heater (2025), and a new pool pump (2025). These major improvements mean more time enjoying your home and less time worrying about future expenses. Conveniently located near shopping, dining, schools, hospitals, the Suncoast Parkway, and the natural beauty of Weeki Wachee Springs State Park, you'll enjoy easy access to everything you need while living the Florida lifestyle you've been dreaming about. This is more than a house--it's a place to gather with loved ones, celebrate life's milestones, and create memories that will last a lifetime. Come experience everything this exceptional home has to offer and schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,827

Sqft

0.39 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$152

Per sqft

Private poolPool view

Inside

FlooringCarpet · Laminate · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Vaulted Ceiling(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewPool
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorFire Pit · Irrigation System · Lighting · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$2,516/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,091 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$210
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,047
Interest rate6.00%
Loan term

Estimated payment

$3,091/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$210
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SPRING HILL

$152 vs $195

Days on market

76 vs 63 typical

Where $152/sqft sits among the 310 homes for sale in SPRING HILL

55 · this home
73
74
50
30
28
$152–171$171–190$190–208$208–227$227–246$246+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller — 3.4 months of inventoryBuyer’s market

$320K → $315K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

188 of 310

SPRING HILL have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the Spring Hill median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $429,900 ▼ $10K
Jul 29, 2026Listed at $439,900 · 76 days on market since
2005Built · SPRING HILL

Reality check

What actually sold near 10446 AVILA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11150 MARQUETTE STREETSold · Mar ’26

$380,000

11150 MARQUETTE STREET · same community

3 bd · 3.5 ba · 2,356 sqft · $161/sqft · 17 DOM

2259 FENTRESS COURTSold · Apr ’26

$355,000

2259 FENTRESS COURT · same community

3 bd · 2 ba · 2,090 sqft · $170/sqft · 31 DOM

3263 AMBASSADOR AVENUESold · Dec ’25

$399,000

3263 AMBASSADOR AVENUE · same community

4 bd · 3 ba · 2,061 sqft · $194/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10446 AVILA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10446 AVILA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10446 AVILA STREET FAQs

What would the monthly payment be for 10446 AVILA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,091/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10446 AVILA STREET?+

The most recent tax bill on record (2025) was $2,516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $429,900, this home is listed about 28% above the Spring Hill median of $335,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$429,900 runs 28% above the Spring Hill median — but at 2,827 sqft it's also 59% larger than the typical Spring Hill listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $439,900, now $429,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of WEST PASCO BOARD OF REALTORS. MLS #W7888082.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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