CENTURY 21 Edge
$295,0004 bd3 ba1,758 sqft$168 /sqft$2,110 /mo all-in ↓

1655 N FLORAL AVENUE, BARTOW, FL, 33830

Active23 days on marketListed Aug 12, 2026MLS #W7888284

Single Family ResidencePARKVIEW SUB

About this home

1655 N FLORAL AVENUE

Versatile, beautifully updated home with a private guest suite and over 1,750 square feet of living space! Welcome to this move-in ready property offering the perfect combination of modern updates, flexible living, and exceptional value. The main home features 3 bedrooms, 2 full bathrooms, and approximately 1,290 square feet of thoughtfully designed living space. The heart of the home is the beautifully remodeled kitchen, showcasing white shaker cabinetry, stainless steel appliances, generous counter space, abundant storage, and an open layout that flows effortlessly into the main living and dining areas—ideal for both everyday living and entertaining. Step into the oversized screened Florida Room, creating the perfect extension of the home where you can enjoy your morning coffee, host family gatherings, or simply relax while overlooking the spacious 9,056-square-foot fully fenced backyard. One of this home's most valuable features is the private attached guest suite, offering approximately 500 additional square feet with its own private entrance, living area, kitchenette, bedroom, and full bathroom. Whether you're accommodating extended family, welcoming long-term guests, creating a private home office, or designing the ultimate hobby or creative space, this flexible suite adapts to your lifestyle. The property offers approximately 1,758 total square feet, 4 bedrooms, 3 full bathrooms, and a floor plan that provides privacy and versatility rarely found at this price point. Additional highlights include updated flooring, a dedicated utility

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,758

Sqft

0.21 ac

Lot size

1967

Year built

One

Levels

$168

Per sqft

Park/Greenbelt view

Inside

FlooringLaminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen
LaundryLaundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPark/Greenbelt
FacesEast
ParkingDriveway
ExteriorStorage

Community & fees

Taxes (2025)$996/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,110 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$83
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate6.00%
Loan term

Estimated payment

$2,110/mo

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$83
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bartow actives

$168 vs $181

Days on market

23 vs 36 typical

Where $168/sqft sits among the 140 Bartow actives

19
26
38 · this home
29
18
10
$113–138$138–164$164–189$189–214$214–239$239+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Drive times from this address

Downtown Tampa49 min
Walt Disney World54 min
Tampa Int’l Airport (TPA)60 min
Universal Orlando64 min
Downtown Orlando71 min
Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

ElementarySpessard L Holland Elementary★★★★
HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$303K$327K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

70 of 140

Bartow actives have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

Aug 12, 2026Listed at $295,000 · 23 days on market since
1967Built · PARKVIEW SUB

Reality check

What actually sold near 1655 N FLORAL AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1655 N FLORAL AVENUESold · May ’26

$265,000

1655 N FLORAL AVENUE · same community

4 bd · 3 ba · 1,758 sqft · $151/sqft · 32 DOM

415 MANOR DRIVESold · Dec ’25

$210,000

415 MANOR DRIVE

3 bd · 1.5 ba · 1,760 sqft · $119/sqft · 98 DOM

840 BEARCREEK DRIVESold · Nov ’25

$315,000

840 BEARCREEK DRIVE

4 bd · 3 ba · 1,732 sqft · $182/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1655 N FLORAL AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1655 N FLORAL AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1655 N FLORAL AVENUE FAQs

What would the monthly payment be for 1655 N FLORAL AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,110/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1655 N FLORAL AVENUE?+

The most recent tax bill on record (2025) was $996. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bartow?+

At $295,000, this home is listed about 9% below the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1655 N FLORAL AVENUE?+

Spessard L Holland Elementary (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Victoria Legrow. MLS #W7888284.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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