30845 PENNY SURF LOOP, WESLEY CHAPEL, FL, 33545
Active3 days on marketListed Aug 9, 2026MLS #W7888398
About this home
30845 PENNY SURF LOOP
Beautiful single family Home in the Epperson Lagoon Community — Fenced Yard, No Rear Neighbors, Resort-Style Living Included! Welcome to your next home in the highly desirable Epperson Lagoon community in Wesley Chapel, FL! This modern two-story home features 3 bedrooms, 2.5 baths, a spacious loft, and nearly 2,000 sq. ft. of living space — offering plenty of room to relax, work, and play. Situated on a premium lot with no rear neighbors, you’ll enjoy added privacy and a fully fenced backyard, perfect for pets, children, entertaining, or simply unwinding outdoors. Monthly rent includes HOA fees, pest control, resident membership to the Lagoon, high speed internet, and a cable TV package! The home comes equipped with smart home features for your convenience and peace of mind — including a video doorbell, app-controlled garage door, smart front door lock, thermostat, and IQ Smart Panel. Live the Lagoon Lifestyle! As a tenant, you'll enjoy resident membership access to the 7.5-acre crystal-clear lagoon, a one-of-a-kind resort-style amenity featuring: Inflatable Wibit Obstacle Course, Kayaks & Paddleboards, Sandy Beach & Island Lounge Area Reserved Resident-Only area Onsite Restaurant & Swim-Up Bars Private Cabanas, Aquabanas, Tiki Huts, Bumper Boats, Resident-only events like concerts, bingo nights, karaoke, cigar nights, funruns, foam parties, holiday events, family festivals & more! More Community Perks Include: Dog Parks & Playgrounds Butterfly Garden Golf Cart-Friendly Streets Solar Street Lighting Walking/Biking Trails Eagle Park Lake House with dock, fishing, and access to King Lake Resident community events This home offers both comfort and convenience in one of the most exciting communities in Wesley Chapel. Don't miss your chance to live at Epperson Lagoon — schedule your private showing today and experience Lagoon Life firsthand!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,961
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Wesley Chapel actives
$1 vs $205
Days on market
3 vs 48 typical
Where $1/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Epperson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Epperson — neighborhood snapshot
Population
3,917
Median age
31
Median income
$131,369
Median home value
$397,700
Avg household
4
Households w/ children
454
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $439K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
206 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 30845 PENNY SURF LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$285,000
7412 SKY DRIVE
3 bd · 2 ba · 1,960 sqft · $145/sqft · 76 DOM
Sold · Oct ’25$350,000
7541 MARINERS HARBOUR DRIVE
4 bd · 2 ba · 1,956 sqft · $179/sqft · 203 DOM
Sold · Mar ’26$355,000
7352 BRIDGEVIEW DRIVE
3 bd · 2 ba · 1,970 sqft · $180/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 30845 PENNY SURF LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 30845 PENNY SURF LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
30845 PENNY SURF LOOP FAQs
What would the monthly payment be for 30845 PENNY SURF LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 30845 PENNY SURF LOOP?+
The listing reports pets: Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $2,750, this home is listed about 99% below the Wesley Chapel median of $438,750. The market section on this page shows how the area is trending.
Which schools are assigned to 30845 PENNY SURF LOOP?+
Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle), Watergrass Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Susan Preves. MLS #W7888398.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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