3711 E TURQUOISE DRIVE, HERNANDO, FL, 34442
Active61 days on marketListed Aug 13, 2026MLS #W7888567
About this home
3711 E TURQUOISE DRIVE
Waterfront living on Lake Hernando! This 3 bedroom, 3 bathroom home offers 2,400 living square feet with approximately 277 feet of canal frontage leading directly to Lake Hernando. Complete with a covered boat dock, it’s ready for fishing, kayaking, boating or simply enjoying the view. Inside, you’ll find a spacious living area centered around a wood-burning fireplace, luxury vinyl flooring throughout and a beautifully remodeled kitchen featuring Samsung stainless steel appliances, quartz countertops, a large island, custom cabinetry with pull-outs and drawers, under-cabinet lighting and updated fixtures. The office provides a flexible space that could easily serve as a fourth bedroom. The primary suite includes a beautifully updated bathroom, while a former closet has been converted into a convenient workspace with the original doors still available should you prefer additional closet space. Major updates provide peace of mind, including a 2019 roof, HVAC 2019, updated electrical, new interior paint and ceiling texture, updated rear windows and sliding glass door, new plumbing in the primary bathroom and a 2024 water heater. Spray foam insulation in the attic helps improve energy efficiency. Outside, enjoy the screened back patio with two skylights overlooking the canal, mature oak trees draped in Spanish moss and a backyard designed for relaxing or launching your next adventure on Lake Hernando. Parking is plentiful with an attached two-car garage, detached two-car garage connected by a breezeway, plus an additional two-car carport. The home has been meticulously maintained with semiannual HVAC and well service, quarterly pest control and routine water treatment. Whether you’re looking for a full-time residence or a waterfront getaway, this property combines thoughtful updates, flexible living space and an exceptional setting on Lake Hernando.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,400
Sqft
1.06 ac
Lot size
3
Garage
1977
Year built
One
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,312 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,312/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+74.2%
$/sqft vs Hernando actives
$300 vs $200
Days on market
61 vs 68 typical
Where $300/sqft sits among the 134 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $349K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
46 of 134
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 161% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3711 E TURQUOISE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$375,000
3875 E DIAMOND LANE · same community
5 bd · 3 ba · 2,456 sqft · $153/sqft · 9 DOM
Sold · Aug ’26$280,000
3805 E KIWI COVE CT
3 bd · 2 ba · 2,170 sqft · $129/sqft · 14 DOM
Sold · Nov ’25$102,000
3908 N RANCH PASS TERRACE
3 bd · 3 ba · 2,080 sqft · $49/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3711 E TURQUOISE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3711 E TURQUOISE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3711 E TURQUOISE DRIVE FAQs
What would the monthly payment be for 3711 E TURQUOISE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,312/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3711 E TURQUOISE DRIVE?+
The most recent tax bill on record (2025) was $27. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $719,000, this home is listed about 95% above the Hernando median of $369,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3711 E TURQUOISE DRIVE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$719,000 runs 161% above the HERNANDO 34442 median — but at 2,400 sqft it's also 32% larger than the typical Hernando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $748,000, now $719,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Katie Spires, PA. MLS #W7888567.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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