CENTURY 21 Edge

3034 SHEPPARDS CROOK, HOLIDAY, FL, 34691

Active6 days on marketListed Aug 28, 2026MLS #W7888875

Priced 63% below the HOLIDAY 34691 medianIBIS SUB

About this home

3034 SHEPPARDS CROOK

Build your Florida dream home in the exclusive gated community of Ibis, an intimate enclave of just 13 homesites with only a handful of custom residences currently built. This .29-acre homesite offers a wonderful sense of privacy with no rear neighbors, along with an easement area directly to the north that provides additional open space and gives the property an even more spacious feel. A beautiful mature oak tree adds natural character to the homesite and offers the opportunity to incorporate its shade and beauty into the design and landscaping of your new home. For buyers looking for inspiration or a head start on the building process, the seller also has plans for a custom home designed for the property and is willing to share them with an interested buyer. Enjoy a location that combines privacy with easy access to some of the area's best outdoor recreation. J. Ben Harrill Recreation Complex is just down the road, offering indoor pickleball, tennis, soccer and baseball fields, a gymnasium and a variety of recreational programs. Nearby Key Vista Nature Park and the Anclote Coastal Trail offer opportunities for walking, biking and enjoying nature, while Anclote Gulf Park and Anclote River Park provide convenient access to public boat ramps, waterfront recreation and the Gulf. Both Downtown New Port Richey and historic Tarpon Springs are approximately 15 minutes away, putting waterfront dining, local shops, festivals, the famous Sponge Docks and more within easy reach. With no rear neighbors, additional open space to the north and very few homesites remaining, this property offers a unique opportunity to design and build a custom home in a private gated setting close to everything that makes Florida's Gulf Coast lifestyle so appealing.

Facts & features

The home at a glance

0.29 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$100/mo
Taxes (2025)$951/yr
PetsYes
CommunityDeed Restrictions · Gated Community - Guard

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$884 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$506
FHA mortgage insurance (est.)$38
Property tax — 2025 actual bill$79
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,010Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,010
Interest rate6.00%
Loan term

Estimated payment

$884/mo

Principal & interest$506
FHA mortgage insurance (est.)$38
Property taxes (actual bill)$79
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Holiday

Drive times from this address

Tampa Int’l Airport (TPA)49 min
Downtown Tampa52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holiday. See the full Holiday guide →

HOLIDAY 34691 — neighborhood snapshot

Population

20,072

Median age

46.3

Median income

$48,387

Median home value

$172,100

Avg household

2.13

Households w/ children

1,689

For the school run

Pasco County School District

ElementaryGulf Trace Elementary School★★★★
MiddlePaul R. Smith Middle School★★★★
HighAnclote High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holiday market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$233K$232K

Holiday median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% below the HOLIDAY 34691 median. See the full Holiday market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $86,000 · 6 days on market since

Reality check

What actually sold near 3034 SHEPPARDS CROOK

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3025 SHEPPARDS CROOK COURTSold · Jun ’26

$444,000

3025 SHEPPARDS CROOK COURT · same community

3 bd · 3 ba · 2,218 sqft · $200/sqft · 22 DOM

1808 SPRINT LANESold · Dec ’25

$170,000

1808 SPRINT LANE

2 bd · 1 ba · 840 sqft · $202/sqft · 44 DOM

2039 KONA DRIVESold · Dec ’25

$150,000

2039 KONA DRIVE

2 bd · 2 ba · 864 sqft · $174/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3034 SHEPPARDS CROOK — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3034 SHEPPARDS CROOK — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3034 SHEPPARDS CROOK FAQs

What would the monthly payment be for 3034 SHEPPARDS CROOK?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $884/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3034 SHEPPARDS CROOK?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3034 SHEPPARDS CROOK?+

The most recent tax bill on record (2025) was $951. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3034 SHEPPARDS CROOK?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holiday?+

At $86,000, this home is listed about 64% below the Holiday median of $239,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3034 SHEPPARDS CROOK?+

Gulf Trace Elementary School (elementary), Paul R. Smith Middle School (middle), Anclote High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · JACKIE Palmer. MLS #W7888875.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3034 SHEPPARDS CROOK, HOLIDAY, FL — $86,000 | CENTURY 21 Edge