3801 E OSBORNE AVENUE, TAMPA, FL, 33610
Active46 days on marketListed Aug 28, 2026MLS #W7888994
About this home
3801 E OSBORNE AVENUE
*** Multiple Offers *** Highest & Best Offers Are Due By 3 PM On 10/02/2026 **** Opportunity knocks with this versatile property offering multiple living spaces and income-producing potential! Situated on a large, fully fenced corner lot, the main residence features three bedrooms and one bath, along with an attached one-bedroom, one-bath suite with separate entrances, providing flexibility for a variety of living arrangements or potential rental income. The main home features a spacious living room, dual-sided fireplace, inside utility, walk-in pantry, and a large storage/utility room. Outside, you’ll find plenty of yard space along with a detached concrete block storage building. The roof and HVAC system appear to be in good condition, while the property does need some updating and repairs, making this an excellent opportunity for an investor, fix-and-flip project, or buyer looking to add their own finishing touches. The additional living space offers the potential to generate rental income and help offset housing expenses. County records do not reflect one of the bathrooms located within the additional living area, and it may have been constructed without the necessary permits. Come take a look and see the possibilities before this one is gone!
Facts & features
The home at a glance
4
Bedrooms
1.5
Bathrooms
2,294
Sqft
0.25 ac
Lot size
1956
Year built
One
Levels
$87
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,745 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,745/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−50.7%
$/sqft vs UNPLATTED
$87 vs $320
Days on market
46 vs 64 typical
Where $87/sqft sits among the 161 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rainbow Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Rainbow Heights — neighborhood snapshot
Population
1,501
Median age
49
Median income
$40,723
Median home value
$214,439
Avg household
2
Households w/ children
165
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
91 of 161
UNPLATTED have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the TAMPA 33610 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3801 E OSBORNE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$563,750
16904 TOBACCO ROAD · same community
3 bd · 3 ba · 2,261 sqft · $249/sqft · 105 DOM
Sold · Apr ’26$305,000
10809 BARTOLOTTI LOOP SE · same community
3 bd · 2 ba · 2,127 sqft · $143/sqft · 1 DOM
Sold · Dec ’25$1,185,000
8903 DONNA LU DRIVE · same community
3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3801 E OSBORNE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3801 E OSBORNE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3801 E OSBORNE AVENUE FAQs
What would the monthly payment be for 3801 E OSBORNE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,745/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3801 E OSBORNE AVENUE?+
The most recent tax bill on record (2025) was $3,908. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3801 E OSBORNE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $199,000, this home is listed about 54% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3801 E OSBORNE AVENUE?+
James Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BAM REALTY ADVISORS INC · Roy Barnhart. MLS #W7888994.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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