4611 TOPSAIL TRAIL, NEW PORT RICHEY, FL, 34652
Active3 days on marketListed Sep 17, 2026MLS #W7889416
Come see it
Upcoming open house
Sun, Sep 20
1:00 PM – 4:00 PM
JUST LISTED, fully furnished and ready for move-in!!
About this home
4611 TOPSAIL TRAIL
Welcome to 4611 Topsail Trail, a beautifully renovated 2-bedroom, 2-bath home in the desirable Gulf Harbors community of New Port Richey. Featuring a sought-after split-bedroom floor plan, this move-in-ready home has been extensively updated within the past year with new flooring, new appliances, new A/C, new water softener, and a New Roof (2025). Even better, this home comes fully furnished, making it easy to start enjoying the Florida lifestyle from day one! Enjoy access to the community's private beach, where you can relax, soak up the Florida sunshine, and enjoy beautiful Gulf Coast living. Whether you're searching for a full-time residence, seasonal Florida getaway, or investment opportunity, this beautifully refreshed home offers comfort, convenience, and coastal living all in one. Just bring your suitcase and start enjoying Gulf Harbors! Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,075
Sqft
0.16 ac
Lot size
1
Garage
1969
Year built
One
Levels
$326
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,591 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,591/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+50.8%
$/sqft vs New Port Richey actives
$326 vs $197
Days on market
3 vs 55 typical
Where $326/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
262 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4611 TOPSAIL TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$236,000
5203 MANOR DRIVE
3 bd · 1.5 ba · 1,072 sqft · $220/sqft · 9 DOM
Sold · Mar ’26$152,700
5102 MANOR DRIVE
2 bd · 1.5 ba · 1,081 sqft · $141/sqft · 13 DOM
Sold · Jun ’26$195,900
3609 LUMA DRIVE
2 bd · 1.5 ba · 1,068 sqft · $183/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4611 TOPSAIL TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4611 TOPSAIL TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4611 TOPSAIL TRAIL FAQs
What would the monthly payment be for 4611 TOPSAIL TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,591/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4611 TOPSAIL TRAIL?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4611 TOPSAIL TRAIL?+
The most recent tax bill on record (2025) was $2,469. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4611 TOPSAIL TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $349,999, this home is listed about 23% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4611 TOPSAIL TRAIL?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,999 runs 80% above the NEW PORT RICHEY 34652 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 3 days on market in a New Port Richey market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Judi Pobst. MLS #W7889416.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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