CENTURY 21 Edge
$1,050,0003 bd4.5 ba4,395 sqft$239 /sqft≈$6,586 /mo all-in ↓

195 SPRING LAKE HIGHWAY, BROOKSVILLE, FL, 34602

Active2 days on marketListed Oct 8, 2026MLS #W7889559

Private poolSingle Family ResidenceACREAGE

About this home

195 SPRING LAKE HIGHWAY

Virtually Staged. A LITTLE BIT COUNTRY, A WHOLE LOT OF POSSIBILITY & AGRICULTURAL ZONING--JUST MINUTES FROM I-75! Pass through the electronic iron gate, follow the palm-tree-lined entrance & escape to 5 private, low-maintenance acres in the rolling hills & natural beauty of the sought-after Spring Lake area. Welcome to 195 Spring Lake Highway, a truly unique agriculturally zoned Brooksville property offering three buildings, two complete living spaces, 4½ bathrooms, 3 laundry areas, incredible storage & no HOA--all with convenient access to Tampa, Wesley Chapel & surrounding areas. Please note that the advertised living area & total square footage include the combined measurements of all three buildings: the main residence, detached 3-car garage & RV barn with workshop and studio apartment. Built in 2000, the charming Hardie board main house welcomes you with a rocking-chair front porch & features 2 primary bedroom suites plus a spacious loft, soaring ceilings, Australian cypress wood floors, plantation shutters, beautiful crown molding & a dramatic stone wood-burning fireplace. Currently used as a game room, the loft features its own balcony & could easily be converted into another bedroom, creating the potential for 4 sleeping areas when including the separate studio apartment. The pool table can stay! The main kitchen offers granite countertops, white shaker cabinetry, a farmhouse-style sink & generous storage. Step outside to your private solar-heated pool & spa with a new pool pump--perfect for relaxing, entertaining or enjoying the peaceful country setting. The impressive RV barn includes a huge workshop plus a completely furnished studio apartment with its own full kitchen, real wood floors, full bathroom & dedicated laundry area. This fully equipped second living space is ideal for extended family, guests, multigenerational living or a private retreat. With a total of 3 laundry areas throughout the property, everyday living is made even more convenient. RV owners will appreciate the 50-amp hookup & septic cleanout, while the detached 3-car garage provides even more room for vehicles, equipment & hobbies. Additional features include a durable metal roof, hurricane shutters, dual-pane windows, a newer main-house A/C, new well pump, new water softener, 500-gallon propane tank, newer fencing, 6 dog kennels & two generators, including a 2024 whole-house generator serving the main residence. Two golf carts & a commercial-grade Gravity Pro-Turn zero-turn mower are also included, making it easy to begin enjoying this low-maintenance acreage from day one. Whether you dream of an agricultural property, peaceful country lifestyle, room for your RV & toys, multigenerational living, workshop space or simply more freedom to spread out, this exceptional Spring Lake property delivers privacy, versatility & an ideal location close to I-75! Buyers should verify that the agricultural zoning supports their intended use.

Facts & features

The home at a glance

3

Bedrooms

4.5

Bathrooms

4,395

Sqft

5 ac

Lot size

3

Garage

2000

Year built

Two

Levels

$239

Per sqft

Private poolFireplacePartially

Inside

FlooringHardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationOther
FacesEast
ParkingRV Parking
ExteriorBalcony · Kennel · Lighting · RV Hookup · Sliding Doors · Storage

Community & fees

Taxes (2025)$4,392/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,586 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,666
PMI (est., until 20% equity)$394
Property tax — 2025 actual bill$366
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $105,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $105,000
Interest rate6.00%
Loan term

Estimated payment

$6,586/mo

Principal & interest$5,666
PMI (est., until 20% equity)$394
Property taxes (actual bill)$366
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$1.0MedgeAI estimate $1,451,714 · range $1.3M–$1.6M$1.7M

vs edgeAI estimate

−27.7%

$/sqft vs ACREAGE

$239 vs $292

Days on market

2 vs 75 typical

Where $239/sqft sits among the 115 homes for sale in ACREAGE

73 · this home
20
8
4
2
8
$143–351$351–560$560–768$768–977$977–1185$1185+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brooksville

Drive times from this address

Downtown Tampa≈ 42 min
Tampa Int’l Airport (TPA)≈ 53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

BROOKSVILLE 34602 — neighborhood snapshot

Population

10,391

Median age

44.8

Median income

$72,054

Median home value

$241,300

Avg household

2.85

Households w/ children

1,051

For the school run

Hernando County School District

ElementaryEastside Elementary School★★★★★
MiddleD. S. Parrott Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$300K → $296K

Brooksville median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

61 of 115

ACREAGE have cut their price

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 228% above the BROOKSVILLE 34602 median. See the full Brooksville market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $1,050,000 · 2 days on market since
2000Built · ACREAGE

Reality check

What actually sold near 195 SPRING LAKE HIGHWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17125 ORWELL ROADSold · Nov ’25

$830,000

17125 ORWELL ROAD · same community

5 bd · 3 ba · 3,084 sqft · $269/sqft · 48 DOM

34961 EASTERLING ROADSold · Dec ’25

$925,000

34961 EASTERLING ROAD · same community

3 bd · 3 ba · 2,918 sqft · $317/sqft · 70 DOM

765 SLOANS RIDGE ROADSold · Jun ’26

$725,000

765 SLOANS RIDGE ROAD · same community

4 bd · 2 ba · 2,735 sqft · $265/sqft · 131 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 195 SPRING LAKE HIGHWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 195 SPRING LAKE HIGHWAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

195 SPRING LAKE HIGHWAY FAQs

What would the monthly payment be for 195 SPRING LAKE HIGHWAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,586/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 195 SPRING LAKE HIGHWAY?+

The most recent tax bill on record (2025) was $4,392. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Brooksville?+

At $1,050,000, this home is listed about 209% above the Brooksville median of $339,900. The market section on this page shows how the area is trending.

Which schools are assigned to 195 SPRING LAKE HIGHWAY?+

Eastside Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,050,000 runs 228% above the BROOKSVILLE 34602 median — but at 4,395 sqft it's also nearly twice the size of the typical Brooksville listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Brooksville market that averages 75 — if it fits, move quickly.

Listing courtesy of RE/MAX ALLIANCE GROUP · Sharie Oakland. MLS #W7889559.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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