1181 W CARDINAL STREET, LECANTO, FL, 34461
Active9 days on marketListed Oct 3, 2026MLS #W7890071
About this home
1181 W CARDINAL STREET
CHARMING DEFINED! Welcome to your own private sanctuary. An incredible renovation where every square foot is designed for intentional simplicity and total piece of mind. Nestled away from the world, this property proves that luxury isn't about size, it's about how a space makes you feel. Everything is new and top notch. Let's start with the metal roof with the "third nail" that will reflect in your lower insurance cost, newly painted interior and exterior, all new double paned windows and storm doors, new HVAC, new tankless water heater, all new insulation, beautiful porcelain ceramic tile floors, quartz counter tops, new kitchen cabinets, ceiling fans, all new lighting, new screens and blinds, all new stainless steel appliances and a brand new 12 x 12 gazebo with screens and curtains. NEW = 2025. This property is also completely fenced, and has a new drainage field. Everything has been completely updated. You are 10 minutes from Brooksville, 5 minutes from Homosassa, 20 minutes from Lecanto and Suncoast HWY. So close to everything, yet when you walk into this home you are removed from it all. I seriously have never been in a more calming home. See for yourself.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
780
Sqft
1.13 ac
Lot size
1
Garage
1984
Year built
One
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lecanto actives
$319 vs $189
Days on market
9 vs 89 typical
Where $319/sqft sits among the 76 Lecanto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lecanto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lecanto. See the full Lecanto guide →
LECANTO 34461 — neighborhood snapshot
Population
13,289
Median age
54.8
Median income
$60,795
Median home value
$287,200
Avg household
2.47
Households w/ children
979
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lecanto market
$340K → $350K
Lecanto median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
32 of 76
Lecanto actives have cut their price
Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the LECANTO 34461 median. See the full Lecanto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1181 W CARDINAL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$370,000
1322 W CARACAS LANE · same community
3 bd · 2 ba · 1,164 sqft · $318/sqft · 2 DOM
Sold · Apr ’26$285,000
6897 S Dayton POINT
3 bd · 2 ba · 1,488 sqft · $192/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1181 W CARDINAL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1181 W CARDINAL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1181 W CARDINAL STREET FAQs
What would the monthly payment be for 1181 W CARDINAL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1181 W CARDINAL STREET?+
The most recent tax bill on record (2025) was $2,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lecanto?+
At $249,000, this home is listed about 29% below the Lecanto median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1181 W CARDINAL STREET?+
Lecanto Middle School (middle), Lecanto High School (high), Forest Ridge Elementary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOME LAND REAL ESTATE INC · Joshua Burbank. MLS #W7890071.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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