CENTURY 21 Edge
$474,0004 bd3 ba1,942 sqft$244 /sqft≈$3,796 /mo all-in ↓

18009 PALM BREEZE DRIVE, TAMPA, FL, 33647

Active6 days on marketListed Oct 7, 2026MLS #W7890112

Private poolSingle Family ResidenceCROSS CREEK PRCL D PH 1

About this home

18009 PALM BREEZE DRIVE

Come home to the space, privacy, and Florida lifestyle you’ve been dreaming of! Tucked away on a cul-de-sac in Cross Creek in New Tampa, this four-bedroom, three-full-bath pool home with a two-car garage combines a triple split-bedroom plan with inviting gathering spaces and beautiful indoor-outdoor living. High ceilings throughout the living areas create an airy feel, while upscale luxury vinyl flooring adds warmth and style. Separate formal living and dining rooms offer wonderful flexibility for entertaining, holiday gatherings, or simply enjoying a little extra space. At the heart of the home, the kitchen features granite countertops, abundant cabinetry and counter space, a peninsula, and a full complement of appliances. An additional area makes the perfect coffee bar or dry bar, ready for your morning routine or evening entertaining. Open to the family room, the kitchen keeps everyone connected whether you’re preparing dinner or hosting friends. Three sets of sliding glass doors lead to the outdoor retreat, with the main family-room sliders recessing to create a seamless connection between the indoor living space and the heated inground pool. The approximately 24-by-28-foot pool area offers a generous setting for entertaining, relaxing, and making the most of Florida living. Additional covered space lets you enjoy the outdoors even when an afternoon shower rolls through. A fully fenced yard and attractive landscaping complete this inviting backyard escape. The primary suite is a peaceful retreat with a spacious walk-in closet featuring a closet system and a spa-like ensuite. Unwind in the freestanding soaking tub, enjoy the separate shower, and appreciate the newer dual-sink vanity. All three bathrooms have been updated with stylish tile, while the triple split-bedroom layout provides comfortable separation between the primary suite and secondary bedrooms. A leased solar system with a low monthly lease payment helps keep electric bills low, according to the seller. Low HOA fees and no CDD fees add to the home’s appeal, giving you even more reasons to love this established New Tampa community. Beyond your front door, enjoy nearby Publix shopping, local restaurants, and the New Tampa Performing Arts Center. Flatwoods Park offers miles of paved trails for walking, running, and cycling, while the newly renovated public Cross Creek Park and Recreation Center adds a playground, outdoor courts, an indoor gym, and recreation programs. Access to Bruce B. Downs Boulevard and I-75 connects you with USF, healthcare facilities, and shopping and dining at The Shops at Wiregrass and Tampa Premium Outlets. Come experience this New Tampa pool home and imagine the possibilities—call your real estate professional today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,942

Sqft

0.15 ac

Lot size

2

Garage

1997

Year built

One

Levels

$244

Per sqft

Private pool

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$40/mo
Taxes (2025)$7,150/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Park · Playground

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,796 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,790
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$596
HOA fee — from the listing$40
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,590Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,590
Interest rate6.00%
Loan term

Estimated payment

$3,796/mo

Principal & interest$2,790
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$596
HOA / condo fee$40
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $474K
$455KedgeAI estimate $529,880 · range $477K–$583K$606K

vs edgeAI estimate

−10.5%

$/sqft vs Tampa actives

$244 vs $289

Days on market

6 vs 64 typical

Where $244/sqft sits among the 400 Tampa actives

241 · this home
95
22
10
7
25
$150–319$319–489$489–659$659–828$828–998$998+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cross Creek

Drive times from this address

Downtown Tampa≈ 30 min
Tampa Int’l Airport (TPA)≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Cross Creek — neighborhood snapshot

Population

7,729

Median age

40

Median income

$122,003

Median home value

$413,353

Avg household

3

Households w/ children

1,063

For the school run

Hillsborough County School District

HighWharton High School★★★★★
ElementaryHunter's Green Elementary School★★★★★
MiddleBenito Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

219 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $474,000 · 6 days on market since
1997Built · CROSS CREEK PRCL D PH 1

Reality check

What actually sold near 18009 PALM BREEZE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18118 SWEET JASMINE DRIVESold · Mar ’26

$525,000

18118 SWEET JASMINE DRIVE · same community

4 bd · 3 ba · 2,112 sqft · $249/sqft · 81 DOM

18013 PALM BREEZE DRIVESold · Oct ’25

$370,000

18013 PALM BREEZE DRIVE · same community

3 bd · 2 ba · 1,654 sqft · $224/sqft · 145 DOM

18104 SWEET JASMINE DRIVESold · Mar ’26

$520,000

18104 SWEET JASMINE DRIVE · same community

4 bd · 3 ba · 2,367 sqft · $220/sqft · 234 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 18009 PALM BREEZE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18009 PALM BREEZE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18009 PALM BREEZE DRIVE FAQs

What would the monthly payment be for 18009 PALM BREEZE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,796/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 18009 PALM BREEZE DRIVE?+

The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 18009 PALM BREEZE DRIVE?+

The most recent tax bill on record (2025) was $7,150. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18009 PALM BREEZE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $474,000, this home is listed about 9% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18009 PALM BREEZE DRIVE?+

Wharton High School (high), Hunter's Green Elementary School (elementary), Benito Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$474,000 runs 31% above the TAMPA 33647 median — but at 1,942 sqft it's also 24% larger than the typical Tampa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 6 days on market in a Tampa market that averages 64 — if it fits, move quickly.

04Strong assigned schools

Wharton High School, Hunter's Green Elementary School, Benito Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Hunter's Green Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX CHAMPIONS · Penny Perry. MLS #W7890112.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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