CENTURY 21 Edge
$414,9003 bd2 ba1,901 sqft$218 /sqft≈$2,849 /mo all-in ↓

8185 SPANISH OAK DRIVE, SPRING HILL, FL, 34606

Active3 days on marketListed Oct 16, 2026MLS #W7890306

Private poolSingle Family ResidenceBERKELEY MANOR

About this home

8185 SPANISH OAK DRIVE

BEAUTIFULLY COMPLETELY UPDATED POOL HOME WITH AN INCREDIBLE OUTDOOR LIVING AREA, GORGEOUS KITCHEN, PAID-FOR SOLAR & PRIDE OF OWNERSHIP THROUGHOUT! From the moment you arrive, you'll appreciate the exceptional care, thoughtful upgrades & inviting atmosphere of this meticulously maintained 3 Bedroom, 2 Bathroom, 2-Car Garage home offering 1,901 Sq. Ft. of living space in desirable Berkeley Manor! A Widened Paver Driveway, Manicured Landscaping & Welcoming Covered Entry create beautiful curb appeal, while the inside is equally impressive! Step inside to discover Soaring Vaulted Ceilings, Abundant Natural Light, Beautiful Luxury Vinyl Plank Flooring & a Fresh, Neutral Color Palette. Separate Living & Family Rooms provide plenty of space to spread out, entertain or relax, while a Formal Dining Area & Charming Breakfast Nook with Built-in Bench Seating add character & functionality. THE BEAUTIFULLY REMODELED KITCHEN IS A SHOWSTOPPER! Featuring White Shaker-Style Wood Cabinetry with Soft-Close Doors, Pantry with Pull-Out Drawers, Contrasting Center Island with Additional Cabinet Storage & Seating, Pot Filler, Stylish Chimney-Style Vent Hood, Pendant Lighting, Under-Cabinet Lighting, Attractive Tile Backsplash & Stainless Steel Appliances including a Bosch Dishwasher, Whirlpool Refrigerator & GE Double Oven with Glass Cooktop. The Spacious Primary Suite offers a Walk-in Closet & Beautifully Renovated Ensuite Bathroom with Dual Sinks & a Gorgeous Tiled Walk-in Shower. The Guest Bathroom has also been Tastefully Remodeled, while the Third Bedroom is currently designed as a Sewing & Craft Room with Extensive Built-in Cabinetry & Work Surfaces, offering flexibility for a Home Office, Hobby Room or Bedroom. An Indoor Laundry Area with Cabinetry & Utility Sink provides additional convenience. NOW FOR THE PART YOU'LL REALLY LOVE... THE OUTDOOR LIVING SPACE! French Doors open to a Spacious Covered Lanai with Beautiful Paver Decking overlooking the Sparkling HEATED POOL, all within a Screened Enclosure! Whether enjoying morning coffee, entertaining guests, relaxing in the shade or taking a refreshing swim, this Backyard Retreat was designed for enjoying the Florida lifestyle year-round! A FENCED Backyard & Attractive Landscaping add to the appeal. ANOTHER INCREDIBLE FEATURE IS THE PAID-FOR SOLAR SYSTEM, WITH ELECTRIC BILLS AVERAGING APPROXIMATELY JUST 40 PER MONTH! Enjoy the benefits of solar energy without the burden of a solar loan or lease! Additional improvements include Double-Pane Windows & French Doors (2019), Updated Bathrooms (2020), Updated Irrigation System (2024) & Water Softener (2025). Roof (2012), A/C (2017) & Water Heater (2017). NO CARPET, NO HOA, PUBLIC WATER & SEWER! Conveniently located in Spring Hill near Shopping, Restaurants, Medical Facilities & Everyday Conveniences. This is more than just a move-in-ready home... it's a beautifully cared-for property where the Kitchen, Pool Area, Energy Savings & Attention to Detail truly set it apart! SCHEDULE YOUR PRIVATE SHOWING & EXPERIENCE IT FOR YOURSELF!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,901

Sqft

0.17 ac

Lot size

2

Garage

1990

Year built

One

Levels

$218

Per sqft

Private poolPool viewNegotiable

Inside

FlooringLuxury Vinyl · Tile
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer · Water Softener
InteriorAttic Fan · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Sink · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesSouth
ExteriorFrench Doors · Irrigation System · Lighting · Rain Gutters

Community & fees

Taxes (2025)$753/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,849 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,442
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$63
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,522Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,522
Interest rate6.00%
Loan term

Estimated payment

$2,849/mo

Principal & interest$2,442
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$63
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$370KedgeAI estimate $397,517 · range $386K–$409K$431K

vs edgeAI estimate

+4.4%

$/sqft vs BERKELEY MANOR

$218 vs $208

Days on market

3 vs 58 typical

Where $218/sqft sits among the 6 homes for sale in BERKELEY MANOR

2
0
1
0
0
3 · this home
$157–167$167–177$177–187$187–198$198–208$208+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Drive times from this address

Tampa Int’l Airport (TPA)≈ 62 min
Downtown Tampa≈ 65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34606 — neighborhood snapshot

Population

28,155

Median age

50.4

Median income

$54,730

Median home value

$227,700

Avg household

2.25

Households w/ children

2,752

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★★
ElementarySpring Hill Elementary School★★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller — 3.5 months of inventoryBuyer’s market

$320K → $315K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

1 of 6

BERKELEY MANOR have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the SPRING HILL 34606 median. See the full Spring Hill market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $414,900 · 3 days on market since
1990Built · BERKELEY MANOR

Reality check

What actually sold near 8185 SPANISH OAK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8130 SHALOM DRIVESold · Feb ’26

$245,000

8130 SHALOM DRIVE · same community

3 bd · 2 ba · 1,865 sqft · $131/sqft · 90 DOM

8158 WINDING OAK LANESold · Sep ’26

$351,000

8158 WINDING OAK LANE · same community

3 bd · 2 ba · 1,956 sqft · $179/sqft · 63 DOM

8222 RHANBUOY ROADSold · Feb ’26

$385,000

8222 RHANBUOY ROAD · same community

3 bd · 2 ba · 1,996 sqft · $193/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 8185 SPANISH OAK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8185 SPANISH OAK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8185 SPANISH OAK DRIVE FAQs

What would the monthly payment be for 8185 SPANISH OAK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,849/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8185 SPANISH OAK DRIVE?+

The most recent tax bill on record (2025) was $753. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $414,900, this home is listed about 24% above the Spring Hill median of $335,375. The market section on this page shows how the area is trending.

Which schools are assigned to 8185 SPANISH OAK DRIVE?+

Fox Chapel Middle School (middle), Spring Hill Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$414,900 runs 54% above the SPRING HILL 34606 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 3 days on market in a Spring Hill market that averages 58 — if it fits, move quickly.

Listing courtesy of RE/MAX ALLIANCE GROUP · Sharie Oakland. MLS #W7890306.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8185 SPANISH OAK DRIVE, SPRING HILL, FL — 3 Bed, 2 Bath — $414,900 | CENTURY 21 Edge