3040 BELCHER ROAD, DUNEDIN, FL, 34698
Active6 days on marketListed Oct 16, 2026MLS #W7890317
About this home
3040 BELCHER ROAD
Welcome to this beautifully designed 2021-built home in Dunedin, offering modern construction, energy-efficient features, and the freedom of no HOA or CDD fees! This 3-bedroom, 2-bathroom home features an inviting open-concept floor plan that seamlessly connects the kitchen, dining, and living areas, creating an ideal space for both everyday living and entertaining. The kitchen features stainless steel appliances and a reverse osmosis water filtration system, adding convenience and functionality to the heart of the home. The thoughtfully designed split-bedroom layout provides added privacy for the primary suite, while two additional bedrooms offer versatility for guests, a home office, or additional living space. Built with superior rigid foam-cell insulation, the home offers enhanced energy efficiency, moisture resistance, and year-round comfort. Impact-resistant, hurricane-rated windows and exterior doors provide added protection and peace of mind. Step outside to a FULLY FENCED backyard offering space to relax, entertain, or enjoy the Florida sunshine. Conveniently located near US-19, you'll have easy access to shopping, dining, parks, beautiful Gulf beaches, and major commuting routes throughout Pinellas County. Just a short drive from Downtown Dunedin, you can enjoy waterfront dining, local shops, and community events. With newer construction, modern features, and a desirable Dunedin location, this home offers an excellent opportunity to enjoy the Florida lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,563
Sqft
0.15 ac
Lot size
2021
Year built
One
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,017 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,017/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.2%
$/sqft vs Dunedin actives
$281 vs $309
Days on market
6 vs 62 typical
Where $281/sqft sits among the 238 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Athens City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
New Athens City — neighborhood snapshot
Population
131
Median age
62
Median income
$55,361
Median home value
$170,400
Avg household
2
Households w/ children
8%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $440K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
132 of 238
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 3040 BELCHER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$525,000
303 ARCHIMEDES STREET · same community
3 bd · 2 ba · 1,700 sqft · $309/sqft · 54 DOM
Sold · Nov ’25$153,000
330 ARCHIMEDES STREET · same community
3 bd · 2 ba · 1,728 sqft · $89/sqft · 20 DOM
Sold · Jun ’26$555,000
330 ARCHIMEDES STREET · same community
3 bd · 2 ba · 1,845 sqft · $301/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3040 BELCHER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3040 BELCHER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3040 BELCHER ROAD FAQs
What would the monthly payment be for 3040 BELCHER ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,017/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3040 BELCHER ROAD?+
The most recent tax bill on record (2025) was $7,788. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3040 BELCHER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $439,000, this home is listed about 10% above the Dunedin median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3040 BELCHER ROAD?+
Garrison-Jones Elementary School (elementary), Dunedin High School (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,000 runs 26% above the DUNEDIN 34698 median — but at 1,563 sqft it's also 27% larger than the typical Dunedin listing.
02Fresh on the market
Only 6 days on market in a Dunedin market that averages 62 — if it fits, move quickly.
03Strong assigned schools
Garrison-Jones Elementary School, Dunedin High School, Palm Harbor Middle School — Garrison-Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Patrick Morris. MLS #W7890317.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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