CENTURY 21 Edge
$374,9003 bd1 ba1,264 sqft$297 /sqft≈$3,140 /mo all-in ↓

13309 CAROL DRIVE, HUDSON, FL, 34667

Active22 days on marketListed Oct 16, 2026MLS #W7890360

WaterfrontSingle Family ResidenceKILLARNEY SHORES GULF

About this home

13309 CAROL DRIVE

Welcome to the Florida waterfront lifestyle! This fully remodeled 3-bedroom, 1-bath canal-front home comes FURNISHED and ready to move in, or ready to start earning as a vacation rental. All work permitted and inspected. Brand new (2026) Dameasy flood barrier protection system. No sandbags needed! It sits on what is considered the widest and deepest canal in the neighborhood, with quick access to the Gulf of Mexico for world-class fishing, boating, kayaking and water sports. Bring your boat: an updated deck and dock and a 16,000 lb boat lift (2021) are ready for your next trip offshore. Inside, 1,264 sq ft of living space has been thoughtfully updated, with new tile floors, a new custom kitchen, new appliances, a newly remodeled bathroom and fresh interior paint. The split bedroom plan gives everyone their own space. You’ll have peace of mind with an upgraded 200-amp electrical panel, tankless water heater (2022), and roof coating (2019). Step outside to a new deck, new seawall cap (2021), Deck Put floating dock, and two covered patios, perfect for morning coffee, grilling or watching the sunset over the water. The fenced yard, 2 outdoor showers for rinsing off after a day on the water, storage shed and fresh exterior paint complete the package. It’s just minutes from waterfront restaurants, shopping, Sunwest Park and Gulf beaches, with easy access to US-19. 45 minutes from Tampa Airport, 1hr45 minutes to Disney. Whether you want a full-time residence, a seasonal getaway or an income property, this turnkey waterfront home delivers. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,264

Sqft

0.11 ac

Lot size

1963

Year built

One

Levels

$297

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom
LaundryLaundry Room
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit
FurnishedNegotiable

Outside & construction

RoofMembrane
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ExteriorAwning(s) · Outdoor Shower · Storage

Community & fees

Taxes (2025)$2,883/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,140 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,574
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$240
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,122Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,122
Interest rate7.50%
Loan term

Estimated payment

$3,140/mo

Principal & interest$2,574
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$240
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$240KedgeAI estimate $276,158 · range $250K–$304K$390K

vs edgeAI estimate

+35.8%

$/sqft vs Hudson actives

$297 vs $188

Days on market

22 vs 63 typical

Where $297/sqft sits among the 400 Hudson actives

93
121
71
34
34 · this home
47
$117–155$155–192$192–230$230–268$268–305$305+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Killarney Shores Gulf

Drive times from this address

Tampa Int’l Airport (TPA)≈ 53 min
Downtown Tampa≈ 56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Killarney Shores Gulf — neighborhood snapshot

Population

968

Median age

60

Median income

$69,375

Median home value

$267,400

Avg household

2

Households w/ children

10%

For the school run

Pasco County School District

HighFivay High School★★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced — 5.7 months of inventoryBuyer’s market

$295K → $291K

Hudson median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

234 of 400

Hudson actives have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

Oct 16, 2026Listed at $374,900 · 22 days on market since
1963Built · KILLARNEY SHORES GULF

Reality check

What actually sold near 13309 CAROL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13232 CAROL DRIVESold · Jul ’26

$230,000

13232 CAROL DRIVE · same community

2 bd · 1 ba · 960 sqft · $240/sqft · 348 DOM

13231 CAROL DRIVESold · Apr ’26

$292,000

13231 CAROL DRIVE · same community

2 bd · 1 ba · 768 sqft · $380/sqft · 65 DOM

7301 OSAGE DRIVESold · Feb ’26

$148,000

7301 OSAGE DRIVE

2 bd · 2 ba · 1,248 sqft · $119/sqft · 164 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 13309 CAROL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13309 CAROL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13309 CAROL DRIVE FAQs

What would the monthly payment be for 13309 CAROL DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,140/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13309 CAROL DRIVE?+

The most recent tax bill on record (2025) was $2,883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hudson?+

At $374,900, this home is listed about 20% above the Hudson median of $312,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13309 CAROL DRIVE?+

Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AGORA REAL ESTATE AND DEV INC · Theo Dragoutsis. MLS #W7890360.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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