2400 WINDING CREEK BOULEVARD UNIT 3-202, CLEARWATER, FL, 33761
Active7 days on marketListed Oct 16, 2026MLS #W7890370
About this home
2400 WINDING CREEK BOULEVARD UNIT 3-202
Easy, affordable Florida living in a welcoming 55+ Clearwater community! This 2-bedroom, 1-bath home offers 913 square feet of comfortable living space, ideal as a year-round residence or a low-maintenance seasonal retreat. Start your mornings with coffee in the bright Florida room, settle in with a good book, or host friends and family in this inviting extra living space. The second bedroom adapts easily to visiting guests, a home office, or a hobby room. Monthly budgeting is simple, too: the HOA fee covers water, sewer, trash, cable TV, and internet. Add your personal touches and make this Clearwater home your own. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
913
Sqft
0 ac
Lot size
1975
Year built
One
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,972 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,972/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.4%
$/sqft vs WINDING CREEK
$153 vs $224
Days on market
7 vs 61 typical
Where $153/sqft sits among the 6 homes for sale in WINDING CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33761 — neighborhood snapshot
Population
18,399
Median age
53.6
Median income
$71,839
Median home value
$271,100
Avg household
2.11
Households w/ children
1,319
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 6
WINDING CREEK have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the CLEARWATER 33761 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2400 WINDING CREEK BOULEVARD UNIT 3-202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$161,000
2400 WINDING CREEK BOULEVARD UNIT 14-105 · same community
2 bd · 2 ba · 913 sqft · $176/sqft · 49 DOM
Sold · Aug ’26$170,000
2400 WINDING CREEK BOULEVARD UNIT 18B-101 · same community
2 bd · 2 ba · 928 sqft · $183/sqft · 19 DOM
Sold · Nov ’25$163,000
2400 WINDING CREEK BOULEVARD Bldg18A#210 · same community
2 bd · 2 ba · 1,013 sqft · $161/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 2400 WINDING CREEK BOULEVARD UNIT 3-202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2400 WINDING CREEK BOULEVARD UNIT 3-202 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2400 WINDING CREEK BOULEVARD UNIT 3-202 FAQs
What would the monthly payment be for 2400 WINDING CREEK BOULEVARD UNIT 3-202?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,972/mo — principal and interest, the actual property-tax bill, the $615/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2400 WINDING CREEK BOULEVARD UNIT 3-202?+
The association fee works out to $615 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2400 WINDING CREEK BOULEVARD UNIT 3-202?+
The most recent tax bill on record (2025) was $2,092. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2400 WINDING CREEK BOULEVARD UNIT 3-202?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $140,000, this home is listed about 53% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2400 WINDING CREEK BOULEVARD UNIT 3-202?+
Countryside High School (high), Curlew Creek Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33761 market on paper
$140,000 is 38% below the CLEARWATER 33761 median of $225,000, and at $153/sqft it sits under the Clearwater average of $295.
02Know the monthly fee
The association fee is $615/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 7 days on market in a Clearwater market that averages 61 — if it fits, move quickly.
04Strong assigned schools
Countryside High School, Curlew Creek Elementary School, Palm Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Richard Bishop, III. MLS #W7890370.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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