CENTURY 21 Edge
$595,0003 bd3 ba2,780 sqft$214 /sqft≈$4,522 /mo all-in ↓

9472 WHISPER RIDGE TRAIL, WEEKI WACHEE, FL, 34613

Active15 days on marketListed Oct 23, 2026MLS #W7890383

Private poolSingle Family ResidenceWOODLAND WATERS PH 2

Come see it

Upcoming open house

Sat, Nov 7

12:00 PM – 2:00 PM

About this home

9472 WHISPER RIDGE TRAIL

WELCOME TO WOODLAND WATERS! Where timeless architectural charm, elegant details, and expansive living spaces come together in this impressive pool home! Built in 1997 and beautifully positioned on a slightly elevated lot with over an acre of land, this spacious residence offers 3 bedrooms, 3 bathrooms, a 3-car garage, and a versatile flex room. From the moment you arrive, you’ll appreciate the home’s beautiful curb appeal, featuring graceful archways, decorative columns, double front entry doors, and a generously sized covered front porch that’s just waiting for your holiday decorations! Step inside and discover an impressive split-bedroom floor plan designed with both comfort and privacy in mind. The left wing of the home features a formal living room, an elegant formal dining room, a flex room, and a spacious primary suite that feels like its own private retreat. The primary suite offers direct access to the screened-in pool area, a walk-in closet, and a beautifully updated bathroom showcasing gorgeous travertine tile, an updated shower, and elegant finishes that add a touch of luxury. On the opposite side of the home, a Chef's kitchen overlooking the family room w/a fireplace, two additional bedrooms, and a beautifully updated bathroom. The kitchen features modern cabinetry, granite countertops, and stainless steel appliances, creating a wonderful space for everyday living and entertaining. A combination of travertine and ceramic tile flooring flows throughout the home, adding character, beauty, and easy maintenance. One of the home’s most appealing features is its connection to the outdoor living space! With access to the screened-in pool and lanai from the formal living room, family room, and primary bedroom, indoor and outdoor living come together beautifully. A conveniently located third bathroom serves the pool area, making entertaining and enjoying Florida’s beautiful weather even easier. With multiple living areas, generously sized rooms, a private primary wing, and plenty of space to relax or entertain, this home offers a wonderful combination of elegance, comfort, and functionality. Don’t just take my word for it! This is a home that truly deserves to be experienced in person. ROOF 2020, PASSING FOUR-POINT INSPECTION Available. YES, YOU CAN PARK YOUR BOAT, YOU CAN BUILD A DETACHED GARAGE (there are rules, setbacks etc...but it can be done) Schedule your private showing today and discover everything this Home has to offer! Words simply don’t do it justice. Don't delay call me today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,780

Sqft

1.1 ac

Lot size

3

Garage

1997

Year built

One

Levels

$214

Per sqft

Private poolFireplaceNegotiable

Inside

FlooringCeramic Tile · Travertine
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab
FacesWest
ExteriorFrench Doors · Lighting · Private Yard

Community & fees

HOA fee$16/mo
Taxes (2025)$4,539/yr
PetsCats OK, Dogs OK
CommunityCommunity Mailbox · Deed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Sprinkler Well · Water Available · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,522 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,744
PMI (est., until 20% equity)$223
Property tax — 2025 actual bill$378
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate7.50%
Loan term

Estimated payment

$4,522/mo

Principal & interest$3,744
PMI (est., until 20% equity)$223
Property taxes (actual bill)$378
HOA / condo fee$16
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $595K
$513KedgeAI estimate $593,316 · range $534K–$611K$636K

vs edgeAI estimate

+0.3%

$/sqft vs Weeki Wachee actives

$214 vs $192

Days on market

15 vs 55 typical

Where $214/sqft sits among the 303 Weeki Wachee actives

95
124 · this home
44
13
4
23
$134–176$176–218$218–259$259–301$301–342$342+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Weeki Wachee

Drive times from this address

Tampa Int’l Airport (TPA)≈ 65 min
Downtown Tampa≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Weeki Wachee. See the full Weeki Wachee guide →

WEEKI WACHEE 34613 — neighborhood snapshot

Population

19,337

Median age

58.4

Median income

$58,596

Median home value

$209,500

Avg household

2.17

Households w/ children

1,506

For the school run

Hernando County School District

MiddleWest Hernando Middle School★★★★★
ElementaryPine Grove Elementary School★★★★★
HighCentral High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Weeki Wachee market

Seller’s marketBalanced — 5.3 months of inventoryBuyer’s market

$350K → $385K

Weeki Wachee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

165 of 303

Weeki Wachee actives have cut their price

Median sold price, Weeki Wachee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 113% above the WEEKI WACHEE 34613 median. See the full Weeki Wachee market guide →

Paper trail

This home's history

Oct 23, 2026Listed at $595,000 · 15 days on market since
1997Built · WOODLAND WATERS PH 2

Reality check

What actually sold near 9472 WHISPER RIDGE TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9336 TOOKE SHORE DRIVESold · Jun ’26

$585,000

9336 TOOKE SHORE DRIVE · same community

4 bd · 3 ba · 2,716 sqft · $215/sqft · 142 DOM

10400 RAMBLE RIDGE COURTSold · Sep ’26

$730,000

10400 RAMBLE RIDGE COURT · same community

4 bd · 3.5 ba · 3,395 sqft · $215/sqft · 17 DOM

9460 BEARFOOT TRAILSold · Jul ’26

$790,000

9460 BEARFOOT TRAIL · same community

3 bd · 3 ba · 5,502 sqft · $144/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arbel Joseph

Your agent

Arbel Joseph

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9472 WHISPER RIDGE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9472 WHISPER RIDGE TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9472 WHISPER RIDGE TRAIL FAQs

What would the monthly payment be for 9472 WHISPER RIDGE TRAIL?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,522/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9472 WHISPER RIDGE TRAIL?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9472 WHISPER RIDGE TRAIL?+

The most recent tax bill on record (2025) was $4,539. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9472 WHISPER RIDGE TRAIL?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Weeki Wachee?+

At $595,000, this home is listed about 59% above the Weeki Wachee median of $374,995. The market section on this page shows how the area is trending.

Which schools are assigned to 9472 WHISPER RIDGE TRAIL?+

West Hernando Middle School (middle), Pine Grove Elementary School (elementary), Central High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX SUNSET REALTY · Tanya Rivera. MLS #W7890383.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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