CENTURY 21 Edge
$338,9002 bd2 ba728 sqft$466 /sqft≈$2,654 /mo all-in ↓

13730 JUDY AVENUE, HUDSON, FL, 34667

Active17 days on marketListed Oct 21, 2026MLS #W7890445

WaterfrontSingle Family ResidenceHUDSON BEACH ESTATES

About this home

13730 JUDY AVENUE

Waterfront Living at Its Best in Hudson Beach Estates! Whether you’re looking for a full-time Florida residence, a seasonal retreat, a weekend getaway, or a potential rental opportunity, this beautifully renovated waterfront home offers endless possibilities! Located in Hudson Beach Estates, this canal-front property provides access to the Gulf, making it easy to embrace the Florida lifestyle of boating, fishing, entertaining, and enjoying the water. With an extensive list of upgrades and renovations throughout, this home blends tropical charm with modern finishes and numerous storm-resiliency improvements, offering comfort, style, and peace of mind. Extensive Exterior Improvements: The exterior has been thoughtfully upgraded with plywood sheathing, Tyvek weather barrier, and durable Hardie Board siding. Additional improvements include a new roof with peel-and-stick underlayment, hurricane straps, and a rear insulated panel roof. Impact-rated doors and windows provide added protection, while the new deck and stairs feature marine-grade pressure-treated lumber and aluminum handrails. Fresh Sherwin-Williams Superpaint, updated exterior lighting, new front gutters, and a new water spigot complete the exterior enhancements. These improvements may also provide opportunities for insurance credits. Beautifully Renovated Upper-Level Living: Step inside to a fresh, updated interior featuring new ceramic plank flooring, baseboards, window casings, crown molding, door trim, hardware, and blinds, along with fresh paint throughout. The fully renovated kitchen showcases quartz countertops, new cabinetry, stainless steel appliances, a garbage disposal, an updated faucet, and a stylish glass tile backsplash. The renovated full bathroom features ceramic tile in the shower, a Moen shower valve, and a new toilet, vanity, mirror, and medicine cabinet. Additional upgrades include extra cabinetry for storage, ceiling fans, new light fixtures, updated receptacles and switches, and built-in closets with wire shelving. Versatile Ground-Level Space: The ground level offers additional flexibility for storage, hobbies, entertaining, or other uses that suit your needs. Improvements include luxury vinyl plank flooring, updated interior and exterior doors, new hardware, trim, baseboards, receptacles, switches, and light fixtures. Sliding glass doors open to a new 12-by-12-foot wood deck overlooking the backyard, fire pit, and canal—an inviting setting to unwind and enjoy the waterfront surroundings. A second full bathroom features a pedestal sink, new toilet, and full ceramic tile shower. Washer and dryer hookups add convenience, while the garage/storage area feature new epoxy flooring. Your Florida Waterfront Lifestyle Awaits! With extensive renovations, appealing tropical touches, and canal access to the Gulf, this move-in-ready property offers an exciting opportunity to enjoy the best of Florida living. Whether you envision a permanent residence, a seasonal escape, or an investment opportunity, this Hudson Beach Estates home is ready for its next chapter. Don’t miss your opportunity to experience waterfront living! Call today to schedule your private showing.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

728

Sqft

0.13 ac

Lot size

1

Garage

1986

Year built

Two

Levels

$466

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDisposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Stone Counters · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationStilt/On Piling
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Golf Cart Garage · Ground Level · Off Street · Oversized
ExteriorBalcony · Fire Pit · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$209/yr
PetsYes
CommunityCanal Front · Fishing · Marina · Public Boat Ramp · Water Access · Golf Carts OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,654 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,327
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,862Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,862
Interest rate7.50%
Loan term

Estimated payment

$2,654/mo

Principal & interest$2,327
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $339K
$254KedgeAI estimate $280,292 · range $265K–$308K$352K

vs edgeAI estimate

+20.9%

$/sqft vs HUDSON BEACH ESTATES

$466 vs $291

Days on market

17 vs 63 typical

Where $466/sqft sits among the 23 homes for sale in HUDSON BEACH ESTATES

4
4
9
2
1
3 · this home
$192–237$237–283$283–329$329–374$374–420$420+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hudson

Drive times from this address

Tampa Int’l Airport (TPA)≈ 53 min
Downtown Tampa≈ 56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

HUDSON 34667 — neighborhood snapshot

Population

30,689

Median age

60.3

Median income

$51,280

Median home value

$234,300

Avg household

2.04

Households w/ children

2,105

For the school run

Pasco County School District

ElementaryShady Hills Elementary School★★★★★
MiddleCrews Lake Middle School.★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced — 5.7 months of inventoryBuyer’s market

$295K → $291K

Hudson median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

14 of 23

HUDSON BEACH ESTATES have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

Oct 21, 2026Listed at $338,900 · 17 days on market since
1986Built · HUDSON BEACH ESTATES

Reality check

What actually sold near 13730 JUDY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13730 JUDY AVENUESold · May ’26

$220,000

13730 JUDY AVENUE · same community

2 bd · 1 ba · 728 sqft · $302/sqft · 29 DOM

13739 SAN JUAN AVENUESold · Feb ’26

$320,000

13739 SAN JUAN AVENUE · same community

2 bd · 2 ba · 940 sqft · $340/sqft · 155 DOM

13822 MALCOLM AVENUESold · Sep ’26

$415,000

13822 MALCOLM AVENUE · same community

2 bd · 2 ba · 1,176 sqft · $353/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 13730 JUDY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13730 JUDY AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13730 JUDY AVENUE FAQs

What would the monthly payment be for 13730 JUDY AVENUE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,654/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13730 JUDY AVENUE?+

The most recent tax bill on record (2025) was $209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13730 JUDY AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hudson?+

At $338,900, this home is listed about 8% above the Hudson median of $312,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13730 JUDY AVENUE?+

Shady Hills Elementary School (elementary), Crews Lake Middle School. (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX SUNSET REALTY · Jillian DeMarco, PA. MLS #W7890445.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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