CENTURY 21 Edge
$75,0002 bd2 ba1,376 sqft$55 /sqft≈$822 /mo all-in ↓

7621 N FREE SPIRIT POINT, HERNANDO, FL, 34442

Active6 days on marketListed Nov 6, 2026MLS #W7890957

✦ Priced 74% below the HERNANDO 34442 medianMobile HomeSIOUX VILLAGE UNREC

About this home

7621 N FREE SPIRIT POINT

NEARLY ONE ACRE, CANAL ACCESS, AND SO MUCH POTENTIAL! Welcome to this unique opportunity in Hernando, where space, privacy, and possibilities come together! Situated on an expansive 0.98-ACRE LOT WITH ACCESS TO SIOUX CANAL, this 2-bedroom, 2-bath mobile home offers plenty of room to spread out, enjoy the outdoors, and create a property that truly feels like your own! With a spacious interior, multiple outdoor living areas, and opportunities for personal touches and improvements, this property is ready for someone with a vision! A large covered front porch welcomes you in, offering the perfect place to relax and enjoy the surrounding greenery. Inside, the spacious living room features wood-look vinyl flooring and large sliding glass doors that bring in natural light and provide easy access outside. The kitchen offers an L-shaped layout with white cabinetry, generous counter space, a dual-basin sink, and a convenient breakfast bar accented by decorative brick detailing. The adjoining dining area adds warmth and character with natural wood-paneled walls, large windows, and direct outdoor access. The generously sized primary bedroom features built-in closets, access to the screened patio, and a private bathroom with a step-in shower. A second bedroom, additional full bathroom, and dedicated laundry area provide flexibility and everyday convenience. The home's layout offers a wonderful foundation for bringing your own style and updates to life! THE OUTDOOR SPACE IS WHERE THIS PROPERTY REALLY SHINES! With nearly an entire acre to enjoy, imagine the possibilities for gardening, outdoor gatherings, recreational activities, or simply enjoying the peaceful surroundings. Multiple covered patio areas offer additional places to unwind, while ACCESS TO SIOUX CANAL adds a distinctive natural feature to this already spacious setting. 0.98 ACRES! SIOUX CANAL ACCESS! MULTIPLE OUTDOOR LIVING AREAS! SPACIOUS INTERIOR! INCREDIBLE POTENTIAL! Whether you're looking for a property to personalize or an opportunity to bring fresh ideas to an established home, this one offers the space and setting to make it happen! The home could benefit from some updating and improvements, giving its next owner the opportunity to add their own finishing touches. Come explore the possibilities and schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,376

Sqft

0.98 ac

Lot size

1972

Year built

One

Levels

$55

Per sqft

Trees/Woods & Water viewNegotiablePets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesConvection Oven · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen
LaundryLaundry Room
CoolingOther
HeatingOther
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionMetal Siding · Other
FoundationOther
ViewTrees/Woods · Water
FacesNortheast
ParkingDriveway
ExteriorOther

Community & fees

Taxes (2025)$1,363/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Phone Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$822 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$515
FHA mortgage insurance (est.)$33
Property tax — 2025 actual bill$114
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,625Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,625
Interest rate7.50%
Loan term

Estimated payment

$822/mo

Principal & interest$515
FHA mortgage insurance (est.)$33
Property taxes (actual bill)$114
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $75K
$72KedgeAI estimate $93,392 · range $86K–$96K$100K

vs edgeAI estimate

−19.7%

$/sqft vs Hernando actives

$55 vs $197

Days on market

6 vs 78 typical

Where $55/sqft sits among the 243 Hernando actives

7 · this home
26
81
66
32
31
$55–100$100–145$145–190$190–236$236–281$281+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando

Get to know Hernando. See the full Hernando guide →

HERNANDO 34442 — neighborhood snapshot

Population

17,281

Median age

65

Median income

$57,259

Median home value

$338,600

Avg household

2.03

Households w/ children

887

For the school run

Citrus County School District

ElementaryForest Ridge Elementary School★★★★★
MiddleLecanto Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando market

Seller’s marketLeans buyer — 7.8 months of inventoryBuyer’s market

$385K → $345K

Hernando median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

64 of 243

Hernando actives have cut their price

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% below the HERNANDO 34442 median. See the full Hernando market guide →

Paper trail

This home's history

Nov 6, 2026Listed at $75,000 · 6 days on market since
1972Built · SIOUX VILLAGE UNREC

Reality check

What actually sold near 7621 N FREE SPIRIT POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6788 E Channel DRIVESold · Jun ’26

$160,000

6788 E Channel DRIVE

3 bd · 2 ba · 1,719 sqft · $93/sqft · 38 DOM

7051 N NATURE TRAILSold · Jan ’26

$315,000

7051 N NATURE TRAIL

2 bd · 2 ba · 1,752 sqft · $180/sqft · 17 DOM

7051 N Nature TRAILSold · Jan ’26

$315,000

7051 N Nature TRAIL

2 bd · 2 ba · 1,752 sqft · $180/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7621 N FREE SPIRIT POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7621 N FREE SPIRIT POINT — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7621 N FREE SPIRIT POINT FAQs

What would the monthly payment be for 7621 N FREE SPIRIT POINT?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $822/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7621 N FREE SPIRIT POINT?+

The most recent tax bill on record (2025) was $1,363. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7621 N FREE SPIRIT POINT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando?+

At $75,000, this home is listed about 79% below the Hernando median of $359,950. The market section on this page shows how the area is trending.

Which schools are assigned to 7621 N FREE SPIRIT POINT?+

Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HERNANDO 34442 market on paper

$75,000 is 74% below the HERNANDO 34442 median of $289,450, and at $55/sqft it sits under the Hernando average of $218.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 6 days on market in a Hernando market that averages 78 — if it fits, move quickly.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7890957.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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