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Homes for sale inBay Harbor Islands, Florida

Island living minutes from Bal Harbour and the beach

164

Homes for sale

$1,624,500

Median list price

$1,000

Avg price / sqft

85

Median days on market

Bay Harbor Islands is a pair of man-made islands between Biscayne Bay and the barrier beaches of Miami-Dade County, connected to Bal Harbour by the Broad Causeway. The feel is small-town and walkable on the residential east island, while the west island leans toward low-rise condo living with canals, docks, and quick access to the bay. It suits buyers who want a quieter, insulated address with the shops of Bal Harbour and the sand of Surfside only a short drive away.

The market here is condo-dominated and decidedly upper-bracket: of 164 active listings, 152 are condominiums and 100 are priced above $1M, against a median list price of $1,624,500. Homes are selling at about 92% of asking after a median 84.5 days, and 62 of the active listings are new construction — a sign of how much the island is rebuilding. Waterfront is the headline attraction, with 89 of the listings touching the water, and buyers chasing a boat slip or bay view should expect to pay for it. Expect $1,000 per square foot on average, so square footage and water frontage drive almost every decision.

Bay Harbor Islands is in Miami-Dade County, Florida.

Quick facts

$1 – $37M price range

1,640 sqft median home

$4,025/mo median rent

Leans buyer right now

Living in Bay Harbor Islands

Bay Harbor Islands is a small municipality built on two man-made islands in Biscayne Bay, linked to Bal Harbour and the barrier-island beaches by the Broad Causeway. The town has a dual personality: the east island is largely single-family and residential with a walkable, small-town feel, while the west island is given over to low-rise condominiums, canals, and the town's commercial core. That split is part of what gives the place its appeal — you can live on a quiet street or in a boutique building with a boat slip, both within the same few blocks.

The location is the real draw. You're minutes from the luxury retail of Bal Harbour and the sand at Surfside, yet the island itself stays insulated from the bustle of greater Miami. It's a compact community where people walk to the local K-8 school and know their neighbors, which is unusual for this stretch of Miami-Dade.

It suits buyers who want low-maintenance, upper-bracket living near the water and the beach without the density of Miami Beach proper. Because the housing is overwhelmingly condominium, it leans toward professionals, downsizers, and second-home owners more than families seeking large yards — though the island's school keeps families in the mix too.

Neighborhoods and communities in Bay Harbor Islands

For a town this size, the community names you'll see on listings are mostly individual condo buildings rather than sprawling subdivisions. Developments like The Well Bay Harbor, Kai At Bay Harbor Condo, One Bay Harbor Condo, London Towers Condo, and Island Pointe Condo represent the newer and established boutique buildings that define the west island. These are the heart of the townhomes & condos market here.

The broader Bay Harbor Island and Bay Harbour Island designations cover the residential fabric of the two islands, including the single-family streets on the east side. Those detached homes are scarce — only six single-family homes are active — so when one hits the market it tends to draw attention. Most buyers end up choosing a building rather than a street.

Waterfront runs through nearly all of these communities, with 89 of the active listings touching a canal or the bay. If a dock or a direct water view matters to you, focus on the waterfront homes and the newer buildings, many of which were designed around their water frontage.

Homes for sale in Bay Harbor Islands: prices and housing

This is a condominium market first and foremost: 152 of the 164 active listings are condos, alongside six single-family homes, four townhouses, and a single dockominium. The median list price is $1,624,500 and the average price is roughly $1,000 per square foot, with a median home size of 1,640 square feet. Active listings span an enormous range, from nominal entry prices to a top-end of $36,500,000, so the median tells only part of the story.

The upper bracket dominates — 100 of the active listings are priced above $1M. Over the past 12 months, 120 homes sold at a median price of $860,000, closing at about 92% of asking after a median 84.5 days on market. That gap between the active median and the sold median is worth noting: it reflects how much high-end and new inventory is currently listed, and it gives disciplined buyers room to negotiate.

New construction is a defining feature right now, with 62 of the active listings brand new as older buildings are redeveloped into new construction condos. Beyond that, 27 listings offer a pool and segments like gated and golf are minimal, with just three listings each. Expect monthly HOA dues on nearly every condo — budget for them carefully — and plan on property taxes near the local median of $7,558 per year. Median rent runs about $4,025 per month if you're weighing renting against buying.

Schools in Bay Harbor Islands

The school most associated with Bay Harbor Islands is Ruth K. Broad Bay Harbor K-8, located on the island itself, which makes it convenient for families with younger children who can stay close to home. Other schools tied to the area in the data include Nautilus and Miami Beach, reflecting the island's connection to the broader Miami Beach and northern Miami-Dade attendance zones.

Because this is Miami-Dade County, attendance boundaries are set by the district and can be revised from year to year. The names above are the most common assignments in the available data, but they are not guaranteed for every address on the island.

Before you make an offer, confirm the exact school zone for your specific property directly with Miami-Dade County Public Schools. A unit on one island or one street can fall into a different zone than you expect, so verifying the assignment in advance avoids surprises after closing.

Getting around Bay Harbor Islands

The town's single point of access to the mainland and the beaches is the Broad Causeway, which carries 96th Street across Biscayne Bay. To the east it connects to Bal Harbour and the barrier-island beaches; to the west it links toward the mainland side of northern Miami-Dade. That one causeway shapes daily life, so traffic patterns across it are worth understanding before you buy.

Specific drive times aren't available in the current data, but the island's position puts the luxury shopping of Bal Harbour and the sand of Surfside within a short drive, and the rest of greater Miami within easy reach via the regional road network. The compact size of the islands themselves means getting around town is quick and often walkable.

As with most of Miami-Dade, a car remains the practical way to get beyond the island for work and errands. The upside is that you're trading a longer commute for a quiet, insulated address that still sits close to the coast and the region's main corridors.

Is Bay Harbor Islands a good place to live?

For the right buyer, Bay Harbor Islands delivers a rare combination in Miami-Dade: a quiet, walkable island with its own K-8 school, canals and dockage, and genuine proximity to Bal Harbour shopping and the beach. The condo-heavy inventory means low-maintenance living is the default, which is ideal for professionals, downsizers, and second-home owners who don't want a yard to manage.

The honest trade-offs are price and property type. With a median list of $1,624,500, an average of $1,000 per square foot, and 100 of 164 listings above $1M, this is an upper-bracket market — and if you're set on a detached house, choices are thin, with only six single-family homes active. Access also hinges on the single Broad Causeway, so factor that into your commute.

On the buyer's side, the current market offers leverage: homes take a median 84.5 days to sell and close at about 92% of asking, and there's a deep bench of new construction to choose from. If a modern condo near the water fits your plans, it's a strong moment to shop — just verify HOA budgets, the roughly $7,558 median tax figure, and your exact school zone before you commit.

Fresh on the market

Newest homes in Bay Harbor Islands

View all 164 homes →

Find your fit

Most popular Bay Harbor Islands searches

The numbers that matter

The Bay Harbor Islands market

Leans buyer

328.0 months of inventory

Seller’s marketBuyer’s market

Inventory is building — buyers have leverage and time.

120

Sold, last 12 months

$860,000

Median sold price

92%

Sale-to-list ratio

What sellers actually get vs asking

121 days

Median time to sell

Bay Harbor Islands vs Miami-Dade County

Median list price

Bay Harbor Islands$1.6M
Miami-Dade Co.$598K

Price per sqft

Bay Harbor Islands$1000
Miami-Dade Co.$479

Days on market

Bay Harbor Islands85d
Miami-Dade Co.76d

Live Stellar MLS data — listings and closed sales in Bay Harbor Islands, FL. Rolling medians smooth single-month swings in thin markets.

For the school run

School zones with homes for sale

Assigned schools as reported on active MLS listings — always verify zoning with the district.

Beyond the listings

Living in Bay Harbor Islands

01

Overwhelmingly a condo market

152 of the 164 active listings are condominiums, so most buyers here are shopping [townhomes & condos](/area/bay-harbor-islands-fl/townhomes-condos) rather than houses.

02

Waterfront is the main event

89 active listings are [waterfront homes](/area/bay-harbor-islands-fl/waterfront-homes), reflecting the island's canals and bay frontage.

03

A wave of new construction

62 of the active listings are [new construction](/area/bay-harbor-islands-fl/new-construction), as older buildings give way to newer boutique condos.

04

An upper-bracket address

100 of 164 listings are priced above $1M, with a median list price of $1,624,500.

05

Walkable, insulated feel

The east island's residential streets and proximity to Bal Harbour give it a small-town character inside greater Miami.

What people here are into

Lifestyles

Top 2% in the U.S.

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Entertainment

Top 20% in the U.S.

Party Life

The party don't stop until the sun comes up. Loud music, crowds, and shots are a recipe for a great night out for these people.

Appearance oriented

Top 21% in the U.S.

Men's Style

This population is all about finding the latest in men's style - from fashion to grooming. Captures guys looking to stay on trend and significant others assisting with shopping.

Beliefs

Activism

This population seeks to advocate for a more just world. Common activities include protests, rallies, and spreading awareness to the public about social justice issues.

Emotional

Happy Place

Expressing feelings of safety, comfort and happiness - especially with loved ones.

Beliefs

Mindfulness & Spirituality

Seeking peace and well-being through meditation, gratitude and spirituality.

What it really costs

Owning here

Owning the median Bay Harbor Islands home

≈ $9,399/mo

Principal & interest $8,559
Property tax $630
Insurance (est.) $210

$1,624,500 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

0%

In a FEMA flood zone

Most homes here sit outside high-risk zones

$4,025/mo

Median rent

134 homes for rent right now

Straight answers

Bay Harbor Islands real estate FAQs

Is Bay Harbor Islands a good place to live?+

It appeals to buyers who want a quiet, walkable island address with fast access to Bal Harbour shopping and the beach. The housing stock is heavily condo — 152 of 164 active listings — so it fits people who prefer low-maintenance living over a yard. Families also value the local K-8 right on the island.

Is Bay Harbor Islands expensive?+

Yes, it sits firmly in the upper bracket. The median list price is $1,624,500 and 100 of the 164 active listings are above $1M, with an average of $1,000 per square foot. If you're working to a budget, it's worth checking just reduced listings and filtering carefully.

What do homes cost in Bay Harbor Islands?+

Active listings run from $1 up to $36,500,000, with a median list of $1,624,500 and a median home size of 1,640 square feet. Over the last 12 months 120 homes sold at a median of $860,000, so closed prices often land well below current asking. You can browse by price to see where your budget fits.

How is the market in Bay Harbor Islands?+

It's a measured market: homes take a median 84.5 days to sell and close at about 92% of asking price. With 164 active listings and 120 sales in the past year, inventory is deeper than demand, which gives buyers room to negotiate. Watching open houses this week is a good way to gauge pricing in person.

What are HOA fees and property taxes like?+

Because this is a condo-heavy market, monthly HOA dues are the norm, though the median figure isn't published in current data. The median property tax runs about $7,558 per year. On a new-construction condo, confirm both the HOA budget and any special assessments before you commit.

What schools serve Bay Harbor Islands?+

The most common assigned school is Ruth K. Broad Bay Harbor K-8, located on the island itself, with Nautilus and Miami Beach among the schools tied to the area. School zoning in Miami-Dade can change, so verify your exact assignment with the district using the property address before you buy.

Is there new construction in Bay Harbor Islands?+

Yes — 62 of the 164 active listings are new construction, one of the defining features of the current market. Most are boutique low-rise condos replacing older buildings on the west island. If a brand-new unit is the goal, you have meaningful choice right now.

Can I find waterfront or a pool here?+

Waterfront is abundant, with 89 active listings on the water and canals that allow dockage. There are also 27 listings with a pool, typically building amenities in the condos. Gated and golf options are limited, with just three active listings in each category.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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