Neighborhood · Cudjoe Key, Florida
Sugarloaf Key
Backcountry living on the quiet side of the Lower Keys
1
Homes for sale
$890,000
Median list price
$883
Avg price / sqft
304
Median days on market
Sugarloaf Key sits in the stretch of the Lower Keys where the Florida Bay backcountry and Atlantic flats are both a short boat ride away, and life runs at the pace of the tide. It's a place for people who want water access, room to breathe, and a commute to Key West measured in a single scenic drive down the Overseas Highway. Families here are zoned to Sugarloaf School and Key West High School, and the neighboring Cudjoe Key community rounds out this small cluster of island addresses.
The market here is tiny and thin, which is exactly what you'd expect on a Lower Keys island. Right now there's a single active listing at $890,000, while the six homes that sold over the past year closed at a median of $1,475,000 — a reminder that inventory turns over slowly and pricing swings with each property. If you're serious, watch Cudjoe Key homes for sale and check the live map often, because opportunities appear and disappear fast.
Sugarloaf Key is a community in Cudjoe Key, Florida.
Quick facts
$890,000 – $890K price range
1,008 sqft median home
$4,500/mo median rent
6 sold in 12 months
On the market now
Homes for sale in Sugarloaf Key
Every active listing inside the Sugarloaf Key boundary
Open full map search →Find your fit
Browse Sugarloaf Key
By feature — on the live map
The numbers that matter
The Sugarloaf Key market
6
Sold, last 12 months
$1,475,000
Median sold price
93%
Sale-to-list ratio
What sellers actually get vs asking
174 days
Median time to sell
Sugarloaf Key vs Cudjoe Key
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▼ 74.3% yr/yr
Homes sold per month
Live Stellar MLS data — every listing and closed sale inside the Sugarloaf Key boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools Sugarloaf Key is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
What it really costs
Owning here
Owning the median Sugarloaf Key home
≈ $5,472/mo
$890,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
$4,500/mo
Median rent
Homes for rent inside the boundary
Population
1,475
Median age
48
Median income
$120,391
Median home value
$733,747
Beyond the listings
Living in Sugarloaf Key
Hobbies & Interests
Top 2% in the U.S.Wanderlust
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
Beliefs
Top 17% in the U.S.Local Engagement
These citizens want to make their neighborhood a better, more beautiful place to live. They're attentive to the needs and affairs of the local community.
Hobbies & Interests
Top 19% in the U.S.Engine Enthusiast
This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.
Hobbies & Interests
Top 24% in the U.S.Natural Beauty
This population marvels at the beauty of nature, and they want to capture every breath-taking scene.
Active
Top 24% in the U.S.Outdoor Adventures
Appreciating the outdoors, this population wants to actively engage with nature. Whether it's finding a new hiking trail or looking for the perfect spot to catch the sunset, they seek to explore the world around them.
Culture
Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Straight answers
Sugarloaf Key FAQs
Is Sugarloaf Key a good place to live?+
It suits buyers who want quiet, water-oriented island living with real backcountry and ocean access. Families are served by Sugarloaf School and Key West High School, and Key West's amenities are a manageable drive away. It's remote by design, so it rewards people who value space and privacy over walkable convenience.
Is Sugarloaf Key expensive?+
Yes — like most of the Lower Keys, it carries a premium. The lone active listing is priced at $890,000 at about $883 per square foot, and homes sold over the past year hit a median of $1,475,000. Median rent runs around $4,500 a month, which reflects the tight supply.
What do homes cost on Sugarloaf Key?+
Currently there's one home on the market at $890,000 for roughly 1,008 square feet. Over the last 12 months, six homes sold at a median price of $1,475,000, so actual sale prices have run well above today's single asking price. You can track new listings on the live map as they come up.
How is the market on Sugarloaf Key?+
It's a thin, slow-moving market — just one active listing and six sales in the past year. Homes here take time to sell, with a median of 304 days on market, and sellers are netting about 93% of asking on average. That gives a prepared buyer room to negotiate on the right property.
What about HOA fees and property taxes?+
There's no meaningful HOA data reported for this area, so most homes here aren't tied to association dues. Property taxes run around $6,876 a year at the median. Because it's a coastal Keys location, budget carefully for flood and windstorm insurance on top of taxes.
Keep exploring
More Cudjoe Key neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sugarloaf Key homes, in your inbox
A daily digest of new Cudjoe Key listings — straight from the MLS. Unsubscribe anytime.