Homes for sale in
Cudjoe Key, Florida
Lower Keys Living on the Water's Edge
1
Homes for sale
$1,350,000
Median list price
$907
Avg price / sqft
24
Median days on market
Cudjoe Key sits about 20 miles up the Overseas Highway from Key West, in the quieter stretch of the Lower Keys where canal-front living and open water access shape daily life. This is a place built around boats, backyard docks, and easy runs out to the flats and reef — the kind of unhurried island rhythm that draws people who want the water without the crowds. It's part of Monroe County, and homes here lean toward single-story houses with quick access to the Gulf and Atlantic.
The market here is thin and premium, as most Lower Keys pockets are. Right now there's just one active listing on Cudjoe Key, priced at $1,350,000, so buyers should expect limited choice and move decisively when the right property surfaces. With so little inventory, it's worth tracking single-family homes and any just reduced properties closely so you don't miss a window.
Cudjoe Key is in Monroe County, Florida.
Within a 30-minute drive
Quick facts
$1,350,000 – $1.4M price range
1,488 sqft median home
Fresh on the market
Newest homes in Cudjoe Key
View all 1 homes →Find your fit
Most popular Cudjoe Key searches
Popular searches
Property features
Where the market lives
The numbers that matter
The Cudjoe Key market
Cudjoe Key vs Monroe County
Median list price
Price per sqft
Days on market
Live Stellar MLS data — listings and closed sales in Cudjoe Key, FL. Rolling medians smooth single-month swings in thin markets.
Where to look
Cudjoe Key neighborhoods
Show all 3 Cudjoe Key neighborhoods A–ZHide the full neighborhood list+
Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.
For the school run
School zones with homes for sale
Homes matched to official attendance boundaries — always verify zoning with the district.
Beyond the listings
Living in Cudjoe Key
Waterfront By Default
The lone active listing is a waterfront home with a pool, which is typical of the canal-lined lots that define Cudjoe Key.
Single-Family Character
Inventory here is entirely single-family houses, not condos or townhomes, so buyers are purchasing land and a dock as much as a home.
Priced For The Lower Keys
Homes run around $907 per square foot, reflecting island supply limits and the premium on water access.
Fast-Moving When Available
The current listing came to market and sits at 24 days, so well-priced homes don't linger long.
Key West Schools
Students here are assigned to Key West High School, keeping the community connected to the larger Lower Keys hub down the highway.
On the calendar
Near Cudjoe Key
What it really costs
Owning here
Owning the median Cudjoe Key home
≈ $7,984/mo
$1,350,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
100%
In a FEMA flood zone
Ask about flood insurance early — it changes the payment
Straight answers
Cudjoe Key real estate FAQs
Is Cudjoe Key a good place to live?+
It suits buyers who want a quiet, water-focused life in the Lower Keys without the pace of Key West, which is roughly 20 miles down the Overseas Highway. Homes here are single-family and often canal-front, so it's ideal if boating and dock access are priorities. Families are served by Key West High School.
Is Cudjoe Key expensive?+
Yes — it's a premium Lower Keys market. The single active Cudjoe Key listing is priced at $1,350,000, at about $907 per square foot, which is well above typical mainland Florida pricing.
What do homes cost in Cudjoe Key?+
The current median list price is $1,350,000, based on the one home on the market, a roughly 1,488-square-foot single-family house. At about $907 per square foot, pricing reflects both the waterfront setting and the limited island supply.
How is the Cudjoe Key market right now?+
It's extremely low-inventory, with just one active single-family home currently listed. That property has been on the market about 24 days, so serious buyers should be ready to act quickly when something new appears.
What about HOA fees and property taxes?+
There's no HOA data on the current listing, which is common for these single-family waterfront lots. Property taxes run around $7,937 per year based on the active home, a figure buyers in Monroe County should budget for alongside flood and wind insurance.
Keep exploring
Nearby areas
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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