CENTURY 21 Edge
Map of Monroe County, Florida

Homes for sale in

Monroe County, Florida

Life on the Florida Keys, at your pace

11

Homes for sale

$925,000

Median list price

$848

Avg price / sqft

82

Median days on market

Monroe County is the Florida Keys — a chain of islands where the water is never more than a few minutes away and life bends toward boats, sunsets, and salt air. The county stretches from the mangroves down to the reef, with towns like Marathon anchoring the middle Keys, and the appeal is exactly what you'd expect: waterfront homes, canal access, and days built around the ocean rather than the commute.

For a buyer today, this is a small, high-value market. There are just 11 active listings, and with a median list price of $925,000 and prices running to $3.69 million, the Keys sit firmly in premium territory. Inventory is thin but varied, from a sub-$200K starting point up through five listings over $1M, so it pays to watch the single-family homes and the homes with water views as they come on and to keep an eye on anything just reduced.

30-minute drive area around Monroe County

Within a 30-minute drive of the county center

Quick facts

7 cities & towns

$199,900$3.7M price range

1,232 sqft median home

Leans buyer right now

Fresh on the market

Newest homes in Monroe County

View all 11 homes →

11 of 11 active listings shown

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Find your fit

Most popular Monroe County searches

The numbers that matter

The Monroe County market

Leans buyer

9.4 months of inventory

Seller’s marketBuyer’s market

Inventory is building — buyers have leverage and time.

364

Sold, last 12 months

$965,000

Median sold price

94%

Sale-to-list ratio

What sellers actually get vs asking

96 days

Median time to sell

Monroe County vs Florida

Median list price

Monroe County$925K
Florida Co.$376K

Price per sqft

Monroe County$848
Florida Co.$283

Days on market

Monroe County82d
Florida Co.43d

Median sold price — 3-yr, 3-mo rolling

229.9% yr/yr

$275K$2.6M$5.0MSep ’23Jun ’26

Homes on the market

23.8% yr/yr

61523Jul ’23Jun ’26

Homes sold per month

024Jul ’24Jun ’26

Live Stellar MLS data — listings and closed sales in Monroe County, FL. Rolling medians smooth single-month swings.

Pick your town

Cities in Monroe County

Show all 7 Monroe County cities A–Z+

Beyond the listings

Living in Monroe County

01

Water is the whole point

Four of the current active listings are waterfront, reflecting a market where canal, bay, and ocean access drive most buying decisions.

02

Small, selective inventory

With only 11 homes on the market, buyers here move on the right property quickly rather than waiting for the next wave.

03

Premium price per square foot

Homes average $848 per square foot on a median size of 1,232 square feet, so you're paying for location and access more than raw footage.

04

A range that surprises

List prices run from $199,900 to $3.69 million, meaning both entry-level and trophy-property buyers have a foothold here.

05

Mostly single-family, with options

The mix leans single-family (seven of the listings) but includes a condominium, a condo-hotel, and a manufactured home for different budgets.

Population

81,840

Median age

48.9

Median income

$82,430

Median home value

$723,800

What people here are into

Hobbies & Interests

Top 5% in the U.S.

Wanderlust

Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.

Lifestyles

Top 22% in the U.S.

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Culture

Top 22% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Hobbies & Interests

Top 25% in the U.S.

Natural Beauty

This population marvels at the beauty of nature, and they want to capture every breath-taking scene.

Entertainment

Live & Local Music

This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.

Entertainment

Lighthearted Fun

This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.

What it really costs

Owning here

Owning the median Monroe County home

$6,002/mo

Principal & interest $4,874
Property tax $368
HOA / fees $550
Insurance (est.) $210

$925,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

91%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

Straight answers

Monroe County real estate FAQs

Is Monroe County a good place to live?+

If you want island life with the ocean at the center of it, the Keys deliver — Monroe County covers the full chain, with towns like Marathon offering canal and waterfront living in the middle Keys. It suits buyers who prioritize water access, boating, and a slower pace over city convenience.

Is Monroe County expensive?+

Yes — it's a premium market. The median list price is $925,000 and homes average $848 per square foot, well above most of Florida, so budget accordingly and consider using browse by price to filter to your range.

What do homes cost in Monroe County?+

Active listings range from $199,900 to $3,690,000, with a median list price of $925,000 on a median home size of about 1,232 square feet. Five of the current 11 listings are priced above $1 million, so the higher end is well represented among these single-family homes.

How is the market right now?+

It's a small, slow-turning market with just 11 active listings and a median of 82 days on market, which means homes here take time to sell and buyers have room to evaluate. Watching open houses this week is a good way to get a feel for what's available before committing.

What about HOA fees and property taxes?+

The median HOA fee runs about $550 per month and median property tax is roughly $4,420 per year, so factor both into your carrying costs. HOA figures vary by community, especially among condos and gated communities, so confirm the specifics for any property you're considering.

Keep exploring

Nearby counties

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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