Homes for sale in
Monroe County, Florida
Island living across the Florida Keys
6
Homes for sale
$1,462,000
Median list price
$1,094
Avg price / sqft
231
Median days on market
Monroe County is the Florida Keys — a thin ribbon of islands running from the mainland down to Key West, where life orients around the water and the drive down the Overseas Highway. Communities like Islamorada, Big Pine, Plantation Key, and the Lower Keys each have their own rhythm, from sportfishing culture to quiet residential canals. It's a place where a dock can matter as much as the house attached to it.
The market here is small and slow-moving, which rewards patience. With just 6 active listings and a median list price of $1,462,000, inventory is thin and heavily weighted toward luxury homes ($1m+) — three of the six active properties are above a million. Homes sit a median 225 days before selling, so buyers have room to negotiate, and over the last year sellers collected about 96% of asking. Most of what trades is single-family homes, with a handful of dock and condo-hotel options rounding out the mix.
Quick facts
16 cities & towns
$199,900 – $4.5M price range
2,509 sqft median home
$12,000/mo median rent
Leans seller right now
Fresh on the market
Newest homes in Monroe County
View all 6 homes →
$4,500,000
422 HARBOUR DRIVE, DUCK KEY
4 bd · 3 ba · 2,620 sqft
$1,999,000$2,100,000
2100 AVENUE H, MARATHON
4 bd · 3 ba · 2,964 sqft
$199,900
103950 OVERSEAS HIGHWAY UNIT RU62, KEY LARGO
1 bd
$3,690,000
118 AVENUE E, MARATHON
3 bd · 3 ba · 2,509 sqft
$449,900$500,000
500 BURTON DRIVE UNIT 4204, TAVERNIER
1 bd · 1 ba · 577 sqft
$925,000
177 IROQUOIS STREET, TAVERNIER
3 bd · 2 ba · 1,120 sqft
6 of 6 active listings shown
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Property features
The numbers that matter
The Monroe County market
Leans seller
3.3 months of inventory
Demand still outpaces supply, but buyers have a little more room.
14
Sold, last 12 months
$872,000
Median sold price
96%
Sale-to-list ratio
What sellers actually get vs asking
102 days
Median time to sell
Monroe County vs Florida
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 40.4% yr/yr
Homes on the market
▼ 59.1% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in Monroe County, FL. Rolling medians smooth single-month swings.
Pick your town
Cities in Monroe County
Islamorada
31 homes for sale
Big Pine
21 homes for sale
Plantation Key
13 homes for sale
Duck
7 homes for sale
Lower Keys
4 homes for sale
Long Key
4 homes for sale
Key Colony
3 homes for sale
Torch Key
3 homes for sale
Show all 16 Monroe County cities A–ZHide the full city list+
Beyond the listings
Living in Monroe County
Waterfront is the whole point
Two of the six active listings are waterfront and two have pools, reflecting how much Keys buyers prioritize direct water access and docks.
A genuinely small market
With only 6 active listings and 14 sales in the past year, Monroe County trades at a boutique pace that favors prepared, patient buyers.
Distinct island communities
From Islamorada and Plantation Key to Big Pine, Long Key, and Torch Key, each island carries its own character and price point.
Luxury-heavy inventory
Three of six active homes are priced above $1 million, with the top of the range reaching $4,500,000.
Room to negotiate
A median 225 days on market gives buyers real leverage in a county where listings don't move quickly.
Population
81,840
Median age
48.9
Median income
$82,430
Median home value
$723,800
What people here are into
Hobbies & Interests
Top 5% in the U.S.Wanderlust
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
Lifestyles
Top 22% in the U.S.Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Culture
Top 22% in the U.S.Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Hobbies & Interests
Top 25% in the U.S.Natural Beauty
This population marvels at the beauty of nature, and they want to capture every breath-taking scene.
Entertainment
Live & Local Music
This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.
Entertainment
Lighthearted Fun
This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.
What it really costs
Owning here
Owning the median Monroe County home
≈ $9,287/mo
$1,462,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
100%
In a FEMA flood zone
Ask about flood insurance early — it changes the payment
$12,000/mo
Median rent
1 homes for rent right now
Straight answers
Monroe County real estate FAQs
Is Monroe County a good place to live?+
It suits people who want island life and water access above all else, spread across communities like Islamorada and the Lower Keys. Life revolves around boating, fishing, and the water, and the small market reflects a tight, desirable chain of islands. It's a trade-off: you get the Keys lifestyle in exchange for limited inventory and higher prices.
Is Monroe County expensive?+
Yes — the median list price is $1,462,000 and the average price works out to about $1,094 per square foot, among the highest in Florida. Listings range from $199,900 up to $4,500,000, so there's a wide spread, but the bulk of luxury homes ($1m+) sit near the top. Buyers on a tighter budget should watch the lower end closely.
What do homes cost in Monroe County?+
Active listings run from $199,900 to $4,500,000 with a median list price of $1,462,000, while homes that actually sold over the last 12 months came in at a median of $872,000. Median home size is around 2,509 square feet. You'll find most of the inventory in single-family homes, along with a few dock and condo-hotel options.
How is the market right now?+
It's slow and small — just 6 active listings and 14 sales in the past year, with a median 225 days on market. Sellers have been getting about 96% of asking, so there's some room to negotiate without lowball expectations. It's worth checking just reduced listings since homes that linger often see price cuts.
What about HOA fees and property taxes?+
The median HOA runs about $1,025 per month, which is on the higher side and often reflects dock, waterfront, or condo-hotel communities. Median property tax is roughly $4,190 per year. Always confirm the specific numbers on any property, since fees vary widely by community and building type.
Keep exploring
Nearby counties
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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