Homes for sale in
San Mateo, Florida
Riverside quiet in Putnam County's St. Johns corridor
3
Homes for sale
$499,000
Median list price
$283
Avg price / sqft
1
Median days on market
San Mateo sits along the St. Johns River in Putnam County, a rural pocket where oak-lined roads, fishing access, and space between neighbors set the pace. It's a place that draws people who want acreage, a boat, or simply room to breathe rather than a subdivision cul-de-sac. Most homes here are traditional single-family homes, with the occasional manufactured home widening the price range, and river access is a real draw among the waterfront homes that come up.
The market is small and moves fast when the right property lands. There are just 3 active listings right now with a median list price of $499,000, though the range runs from $210,000 all the way to $2,750,000. With only 6 homes sold in the last 12 months at a median of $235,000, inventory is thin, so it pays to browse by price and be ready to move when something fits.
San Mateo is in Putnam County, Florida.
Quick facts
$210,000 – $2.8M price range
2,356 sqft median home
$2,000/mo median rent
Balanced right now
Fresh on the market
Newest homes in San Mateo
View all 3 homes →
$499,000
141 WOODS ROAD, SAN MATEO
4 bd · 3 ba · 2,356 sqft
$2,750,000
645 S US HIGHWAY 17, SAN MATEO
9 bd · 6.5 ba · 5,500 sqft
$210,000
131 DUNN AVENUE, SAN MATEO
3 bd · 2 ba · 1,516 sqft
3 of 3 active listings shown
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Property features
The numbers that matter
The San Mateo market
Balanced
6.0 months of inventory
Supply and demand are roughly even — negotiation cuts both ways.
6
Sold, last 12 months
$235,000
Median sold price
94%
Sale-to-list ratio
What sellers actually get vs asking
52 days
Median time to sell
San Mateo vs Putnam County
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 110.0% yr/yr
Homes on the market
▲ 100.0% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in San Mateo, FL. Rolling medians smooth single-month swings in thin markets.
For the school run
School zones with homes for sale
Elementary
Assigned schools as reported on active MLS listings — always verify zoning with the district.
Beyond the listings
Living in San Mateo
River-town character
San Mateo's draw is its St. Johns River setting, with fishing and boating a normal part of daily life.
Wide price range
Active listings span $210,000 to $2,750,000, so budgets from starter to luxury are represented at any given time.
Waterfront available now
Two of the three current listings are waterfront properties, a meaningful share in such a small market.
Room to spread out
The median home here runs about 2,356 square feet, reflecting the area's larger lots and rural feel.
Thin, fast-moving inventory
With a median of just 1 day on market, well-priced homes don't sit around long.
What it really costs
Owning here
Owning the median San Mateo home
≈ $3,215/mo
$499,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
33%
In a FEMA flood zone
Ask about flood insurance early — it changes the payment
$2,000/mo
Median rent
1 homes for rent right now
Straight answers
San Mateo real estate FAQs
Is San Mateo a good place to live?+
If you want rural quiet, river access, and distance from suburban density, San Mateo delivers. It's a small community in Putnam County with Browning-Pearce Elementary as the most common assigned school, and it suits buyers who value land and privacy over walkable amenities.
Is San Mateo expensive?+
It's a mixed market. The median list price is $499,000 and the median sold price over the past year was $235,000, so recent buyers have generally paid well below the current asking levels. The presence of one $1M-plus listing pulls the top of the range up, but there are still options in the $200,000s.
What do homes cost in San Mateo?+
Active listings range from $210,000 to $2,750,000, with an average of about $283 per square foot. Recent sales tell a more grounded story, with a median sold price of $235,000, and you can browse by price to see what fits your budget.
How is the San Mateo housing market?+
It's small and quick. Only 3 homes are active and 6 sold in the last 12 months, and the median days on market is just 1, so pricing tends to be sharp. Sellers are averaging about 94% of asking, which leaves modest room to negotiate.
What about HOA fees and property taxes?+
Most of San Mateo is unplatted rural land with no HOA reported in current listings. Property taxes run a median of about $4,507 per year, and typical rents sit around $2,000 per month if you're weighing renting against buying.
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Nearby areas
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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